Your account number is on your debit card, checks, and online banking

Your Chase checking account number appears in three places you can reach right now: the bottom left of your debit card, the bottom of any check you have, and your online banking dashboard. The fastest route is usually your debit card — the 10-digit number printed there is your account number. If you do not have your card handy, log into Chase.com or the Chase mobile app and look at your account details. You do not need to call or visit a branch unless you have lost access to all three.

Your account number is different from your card number, routing number, and online banking username. Knowing which is which matters because you will need your account number for direct deposits, wire transfers, and ACH payments — but you should never share it with someone you do not trust.

Key Takeaways

  • Your Chase debit card shows your 10-digit account number on the bottom left, below your card number.
  • Any check from your account displays your account number on the bottom left, after the routing number.
  • Chase.com and the mobile app show your account number under Account Details or Account Information without needing to log in a second time.
  • The account number is different from your card number, routing number, and online banking username.

Finding it on your debit card

Look at the bottom of your Chase debit card. You will see three sets of numbers printed in order from left to right. On the far left is your routing number (nine digits). In the middle is your account number (10 digits). On the far right is a check digit. The account number is the middle set — the one you need for direct deposits, wire transfers, and ACH payments.

If your card is damaged or the numbers are worn, you can order a replacement card through Chase.com or the app, but you do not have to wait for it to arrive. Your account number does not change when you get a new card. The new card will have a different card number on the front, but the account number on the back will be identical.

Finding it on a check

Open your checkbook and look at the bottom of any check. The numbers are printed in magnetic ink in this order: routing number (nine digits), then account number (10 digits), then check number. The account number is always in the middle. If you do not have checks on hand, you can order them through Chase.com, but you do not need to wait — your account number is the same whether or not you have physical checks.

The numbers on your checks will match the numbers on your debit card. If they do not, contact Chase to verify which is correct, as one document may be outdated or linked to a different account if you have multiple Chase accounts.

Finding it in Chase online banking

Log into Chase.com on a computer or open the Chase mobile app on your phone. Once you are signed in, go to your checking account. Look for a link or tab labeled "Account Details," "Account Information," or "Account Settings." Your 10-digit account number will be displayed there, usually near your current balance and recent transactions.

On the mobile app, tap the account name at the top of the screen, then scroll down. The account number appears under the account name. You can also tap a copy icon next to the number to copy it to your clipboard, which is useful if you need to paste it into a form or email it to your employer.

What your account number is not

Your account number is not the same as your debit card number. Your card number is 16 digits and appears on the front of your card. Your account number is 10 digits and appears on the back. They are linked to the same account, but they are different numbers used for different purposes — your card number is for purchases and ATM withdrawals, while your account number is for transfers and direct deposits.

Your account number is also not your routing number. Chase's routing number depends on which state your account was opened in, but it is always nine digits. Your account number is 10 digits. Both appear together on the bottom of your checks and debit card, but they serve different functions — the routing number directs money to Chase as a bank, and the account number directs it to your specific account within Chase.

When you need your account number

You will need your account number for direct deposits (like paychecks or tax refunds), ACH transfers between banks, wire transfers, and setting up automatic bill payments. Some employers and government agencies ask for it when you set up payment. You may also need it if you call Chase customer service and they ask you to verify your identity.

Do not share your account number with anyone you do not trust. It is safer than your full card number in some ways — someone cannot make a purchase with just your account number — but it can be used to set up unauthorized ACH transfers or bill payments. If you think your account number has been compromised, call Chase at the number on the back of your card or call 1-800-935-9935.

If you cannot find your account number

If you do not have your debit card, checks, or access to online banking, call Chase customer service at the number on the back of any Chase card you have, or call 1-800-935-9935. Have your Social Security number and photo ID ready. They will verify your identity and read your account number to you over the phone. This usually takes a few minutes.

If you have been locked out of your online account, use the "Forgot username or password?" link on Chase.com to reset your access. You can also visit a Chase branch in person with your ID and ask a banker to provide your account number. Bring a form of identification that matches the name on your account.

Frequently Asked Questions

Is my account number the same as my routing number?

No. Your routing number is nine digits and directs transfers to Chase. Your account number is 10 digits and directs transfers to your specific account. Both appear on the bottom of your checks and debit card, but in different positions.

Can someone use my account number to steal money?

Someone with your account number and routing number can attempt to set up unauthorized ACH transfers or bill payments, but they cannot make debit card purchases. If you see unauthorized activity, call Chase immediately at 1-800-935-9935 to report it and dispute the transaction.

Does my account number change if I get a new debit card?

No. Your account number stays the same for the life of your account. When you order a new card, the card number changes, but your account number does not. Any direct deposits or automatic payments you have set up will continue to work.

What if I see different numbers on my debit card and my checks?

The account number should be the same on both. If it is not, contact Chase to verify which is correct. It is possible one document is outdated or linked to a different account if you have multiple Chase accounts.

Can I change my account number?

No. Your account number is permanent and tied to your account. If you want a fresh start for security reasons, you would need to close this account and open a new one, which gives you a new account number. Call Chase to discuss whether this makes sense for your situation.