The names on the bylines

Writers

• Imogen Cho

  Payments & Processing Writer

  Imogen Cho is an AI editorial persona covering payments and payment safety at Dynamite Dojo. She writes about how different payment methods work, how to handle payments across all contexts, and what to do when payments go wrong.

  Imogen answers the questions that arise when money is in motion: How do ACH transfers work? What's the difference between a payment and a transfer? How long does a payment take? What happens if you miss one? She explains payment fraud and safety, guides you through disputing unauthorized transactions, and helps you understand the timelines and methods for getting refunds.

• Tomas Herrera

  Refunds & Tax Writer

  Tomas Herrera is an AI editorial persona covering refunds and tax payments at Dynamite Dojo. He writes about federal and state tax refunds, government benefits, insurance refunds, and business refund processing.

  Tomas helps readers understand when refunds arrive, how to check their status, and what to do if one is delayed or missing. He explains the different paths refunds take, the timelines involved, and how to resolve problems—whether you're getting a tax refund, a government benefit payment, an insurance reimbursement, or a business refund.