Your account number is on your debit card, checks, and online banking
Your Chase account number appears in multiple places, and the fastest route depends on what you have in front of you right now. If you have your debit card, look at the long number on the front—your account number is embedded in those digits, but it is not the whole thing. If you have a check, the account number is printed at the bottom in the middle section, between the routing number on the left and the check number on the right. If you can log into your Chase online account or mobile app, your account number is displayed on the account summary page without any digging.
The reason your account number appears in different formats is that Chase uses it as part of larger identification strings for security. On your debit card, the full number is your card number, not your account number. On a check, the account number stands alone and is the clearest place to find it if you need to give it to someone else—an employer for direct deposit, a creditor for a payment arrangement, or another bank for a transfer.
Key Takeaways
- Your account number is printed on the bottom of any Chase check you have, in the middle section between two other numbers.
- In Chase online banking or the mobile app, your account number appears on the account summary or account details page without logging in further.
- Your debit card contains your account number as part of the full card number, but the card number and account number are not the same thing.
- If you need your account number for direct deposit or a wire transfer, the check or online banking route is clearer than trying to extract it from your card.
Finding your account number on a check
A check is the clearest source because the account number is printed as a standalone number. Look at the bottom of any check. You will see three groups of numbers separated by vertical lines or special characters. The first group on the left is your routing number (nine digits for Chase). The middle group is your account number (usually 10 to 12 digits, but varies). The third group on the right is the check number.
Write down the middle number. That is your account number. If you do not have checks on hand, you can order them from Chase, but that takes several days. If you need the number immediately, use online banking instead.
Finding your account number in Chase online banking
Log into Chase.com or the Chase mobile app with your username and password. Once you are logged in, you will land on a page showing your accounts. Click on the account you need the number for—if you have multiple accounts, make sure you select the right one. The account number will be displayed on the account summary page, usually near the account name or balance.
Some versions of the app show the account number directly on the account tile. Others require you to tap "Account Details" or a similar option. The exact location varies slightly depending on whether you are using the website or the app, but it is always on the main account view—you do not need to dig into settings or statements to find it.
Extracting your account number from your debit card
Your Chase debit card has a 16-digit number printed on the front. Your account number is part of that number, but not all of it. The first six digits are the bank identification number (BIN), which identifies Chase as the issuer. The next nine or ten digits are your account number. The last digit is a check digit used for security.
Because extracting the account number from the card number requires knowing which digits to use, and because the format can vary, this method is more error-prone than using a check or online banking. If someone asks for your account number and you only have your card, it is safer to use online banking or call Chase at the number on the back of your card and ask them to read it to you.
Calling Chase to confirm your account number
If you cannot access online banking and do not have a check, call the customer service number on the back of your Chase debit card. Have your card and a form of ID ready. A representative will verify your identity and read your account number to you over the phone. This call usually takes fewer than five minutes.
You can also visit a Chase branch in person with your ID and ask a teller for your account number. Bring your debit card or a recent statement if you have one, though your ID alone is usually enough.
What to do if you need your account number for direct deposit or a wire
When you are setting up direct deposit with an employer or sending money to another bank, you will need both your routing number and your account number. A check gives you both in one place. Your routing number for Chase is 021000021 if you have a checking account, though some Chase accounts use different routing numbers depending on the state where the account was opened. Your account number is the middle group on the check.
If you are wiring money out of Chase to another bank, you will also need the receiving bank's routing number and the recipient's account number at that bank. Chase will ask for all of this information when you initiate the wire, and they will confirm it before processing.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is 16 digits and includes your account number plus bank identification and security digits. Your account number is typically 10 to 12 digits and is part of the card number, but they are not interchangeable. Always use your account number when someone asks for it specifically.
Can I find my account number on my bank statement?
Yes. Your account number appears on every Chase statement, usually near the top with the account name and type. If you have a recent statement in paper or PDF form, that is another reliable source.
What if I have multiple Chase accounts?
Each account has its own account number. Log into online banking and select the specific account you need the number for. If you have checks for multiple accounts, each checkbook will have a different account number printed on the bottom.
Do I need to memorize my account number?
No. Write it down and store it somewhere safe, or keep it in a password manager. You do not need to memorize it, and you should not share it unnecessarily. Only provide it when someone you trust asks for it specifically.
What if I cannot log into my Chase online account?
Call the number on the back of your debit card or visit a Chase branch with your ID. A representative can read your account number to you over the phone or in person without requiring online access.