Your Chase account number is a nine-digit code printed on your checks, visible in online banking, and required to set up direct deposit or wire transfers.
Every Chase checking and savings account has its own unique account number. This number identifies your specific account within Chase's system and is separate from your routing number (which identifies Chase itself). You will need your account number whenever you set up automatic payments, receive a direct deposit, or give someone permission to move money in or out of your account.
The account number stays the same for the life of the account, even if you change your PIN, password, or the account's name. If you close the account and open a new one, you get a new account number.
Key Takeaways
- Your Chase account number is nine digits and appears on the bottom left of your checks, right after the routing number.
- You can find your account number by logging into Chase online banking, calling Chase customer service, or visiting a branch in person.
- The routing number (nine digits) and account number (nine digits) are different codes; you need both for direct deposits and wire transfers.
- Never share your full account number with someone you do not trust, as it can be used to set up unauthorized transfers or payments.
Finding your account number on a check
The easiest way to locate your account number is to look at a blank check from your checkbook. At the bottom of the check, you will see three groups of numbers separated by vertical lines. The first group is your routing number, the second group is your account number, and the third group is the check number.
The account number is always nine digits. If you see fewer than nine digits printed, the remaining digits may be padded with zeros on the left side. Write down all nine digits exactly as they appear.
Finding your account number in Chase online banking
Log into your Chase account at chase.com or through the Chase mobile app. Once you are signed in, select the account you want information about. Your account number will appear on the account summary page, usually near the account name and balance.
If you have multiple accounts, make sure you are looking at the correct one. Each account has its own nine-digit number. You can also download your account statements, which include your account number at the top of each page.
Finding your account number by phone or in person
Call Chase customer service at the number on the back of your debit card. You will need to verify your identity by providing your Social Security number or other personal information. A representative can then read your account number to you over the phone.
You can also visit any Chase branch in person with a valid ID. A teller can provide your account number immediately and can print it on a piece of paper for your records.
When you need your account number
You will need your account number for direct deposit setup at a new job or from government benefits. Employers and benefit programs require both your routing number and account number to deposit money directly into your account.
You also need your account number to set up bill pay through Chase or another service, to authorize automatic transfers between accounts, or to receive a wire transfer from someone outside Chase. If you are paying a bill by check, the account number is already printed on the check itself.
Keeping your account number safe
Your account number is semi-public information—it appears on every check you write, and anyone who receives a check from you will see it. However, you should not share your account number with strangers or post it on social media.
If someone asks for your account number unsolicited, verify that they are who they claim to be before providing it. Chase will never ask for your account number via email or text message. If you receive an unexpected request, contact Chase directly using the phone number on your debit card or statement.
The difference between account number and routing number
Your routing number identifies Chase Bank itself and is the same for all Chase customers in your region. Your account number identifies your individual account within Chase. Both are required for direct deposits and wire transfers, and both appear on the bottom of your checks.
Chase's routing number varies by state and account type. You can find your specific routing number in online banking, on a check, or by calling customer service. When you set up direct deposit, make sure you provide both numbers correctly—using the wrong routing number will send the deposit to the wrong bank entirely.
Frequently Asked Questions
Can someone access my account with just my account number?
Your account number alone is not enough to transfer money or make purchases. Someone would also need your routing number, and even then, most transfers require additional verification like a password or security code. However, do not share your account number with people you do not trust.
What if I do not have any checks?
You can find your account number by logging into Chase online banking, calling customer service, or visiting a branch. You do not need a physical check to access this information.
Is my account number the same as my card number?
No. Your debit card number is different from your account number. The card number is printed on the front of your card and is used for purchases and ATM withdrawals. Your account number is used for transfers, direct deposits, and bill payments.
Do I need my account number to use my debit card?
No. You use your card number, expiration date, and CVV for purchases. Your account number is only needed for transfers, direct deposits, and payments set up through your bank account rather than your card.
What should I do if I think someone has my account number?
Contact Chase immediately by calling the number on your debit card or statement. A representative can monitor your account for suspicious activity and help you set up additional security measures if needed.