What a Chase routing number is and where to find it
A routing number is a nine-digit code that identifies which bank or credit union holds your account. Chase uses different routing numbers depending on the state where your account was opened and the type of account you have. When you send money via ACH transfer, wire transfer, or set up direct deposit, you need to give the sender or your employer this number so the payment reaches the right Chase branch.
You can find your routing number in four places: the bottom left corner of your checks, your Chase online banking portal, the Chase mobile app, or by calling Chase customer service at 1-800-935-9935. The number appears before your account number on a check, separated by a colon.
Chase routing numbers vary by state. For example, the routing number for a Chase account opened in New York is different from one opened in California. If you have moved or opened accounts in multiple states, confirm you are using the correct routing number for the specific account you are sending money from or receiving money into.
Key Takeaways
- Your Chase routing number is a nine-digit code printed on the bottom left of your checks, before your account number.
- Chase uses different routing numbers by state, so the number for your account depends on where you opened it, not where you live now.
- You can find your routing number by logging into Chase online banking, opening the Chase app, checking a check, or calling 1-800-935-9935.
- You need your routing number to set up direct deposit, send ACH transfers, or receive wire transfers into your Chase account.
How to find your routing number in Chase online banking
Log into your Chase account at chase.com and navigate to the account details or account information section. The routing number is usually listed alongside your account number. If you cannot find it in the main account view, look under settings or account services—the exact location varies slightly depending on whether you use the classic or newer Chase interface.
If you have multiple Chase accounts, each one may have a different routing number depending on the account type (checking versus savings) or the state where it was opened. Make sure you are viewing the details for the specific account you need the routing number for.
How to find your routing number in the Chase mobile app
Open the Chase mobile app and tap the account you need information for. Select "Account Details" or "More" (usually represented by three dots). The routing number appears on this screen alongside your account number. Some versions of the app display it immediately; others require you to tap a link that says "Routing Number" or "Account Information."
If the routing number does not appear on the first screen, scroll down or look for a section labeled "Account Numbers" or "Transfer Information." The app updates regularly, so the exact steps may shift slightly between versions.
How to find your routing number on a Chase check
Look at the bottom left corner of any check from your Chase account. You will see three groups of numbers separated by colons or special symbols. The first group is your routing number (nine digits). The second group is your account number. The third group is the check number.
This method works only if you have checks for the account. If you have a savings account or a newer account type that does not come with checks, use online banking, the mobile app, or call Chase instead.
When you need your routing number and what to do with it
You need your routing number when setting up direct deposit for your paycheck, receiving a wire transfer, or sending money via ACH transfer. Give it to your employer's payroll department, your bank, or the person or business sending you money. Never share your routing number with someone you do not trust, though it is generally considered safer to share than your full account number because a routing number alone cannot be used to withdraw money.
If you are sending money out of your Chase account, you will also need the recipient's routing number. Ask them for it directly, or if they bank at Chase, you can help them find it using the same methods described above.
What to do if you cannot find your routing number
Call Chase customer service at 1-800-935-9935 and have your account number ready. A representative can tell you your routing number in seconds. You can also visit a Chase branch in person with your ID and ask a teller to provide it.
If you are trying to set up direct deposit or a transfer and need the routing number immediately, calling is usually the fastest option. Chase customer service is available 24 hours a day, seven days a week.
Routing number versus account number: what is the difference
Your routing number identifies the bank or branch. Your account number identifies your specific account within that bank. Both are needed for most transfers. The routing number tells the payment system which bank to send the money to; the account number tells that bank which account within the bank should receive it. If you provide the correct routing number but the wrong account number, the money will go to the wrong person's account at Chase. If you provide the wrong routing number, the money may go to a different bank entirely.
On a check, the routing number always comes first (bottom left), followed by the account number.
Frequently Asked Questions
Do all Chase accounts have the same routing number?
No. Chase routing numbers depend on the state where your account was opened and sometimes on the account type. If you have multiple Chase accounts opened in different states or of different types, each may have its own routing number. Always confirm you are using the routing number for the specific account you are working with.
Can I use my routing number to receive money from other banks?
Yes. Your Chase routing number works for receiving ACH transfers, wire transfers, and direct deposits from any bank or employer. The sender needs your routing number and account number to send money to you, regardless of which bank they use.
Is it safe to give someone my routing number?
Yes, generally. A routing number alone cannot be used to withdraw money from your account. However, do not share it with someone you do not trust, and never share it in response to an unsolicited email or call claiming to be from your bank. Legitimate businesses and employers will ask for it directly when you initiate a transaction.
What if I give someone the wrong routing number?
If you provide the wrong routing number, the money will either go to a different bank or be rejected by the payment system. Contact the sender immediately and provide the correct routing number. If money was already sent, the sender may need to contact their bank to attempt a reversal or trace.
Do I need a routing number to use Chase's mobile payment app?
Not always. If you are sending money to another Chase customer using Chase QuickPay or a similar internal transfer tool, you may only need their phone number or email. For transfers outside Chase or to set up external accounts, you will need the recipient's routing number and account number.