Walk into a Chase branch and ask for a cashier's check or teller's check at the counter
The fastest way to get a bank check from Chase is to visit a branch in person during business hours. Tell the teller you want a cashier's check (the most common type) or a teller's check. You'll need to provide the payee name, the amount, and your account information. The teller will print the check, you'll sign it, and you can walk out with it the same day—usually within 10 to 15 minutes.
You can also order checks by phone or through Chase's online banking portal, but those take several business days to arrive by mail. In-person is the only way to get a check immediately.
Key Takeaways
- A cashier's check from Chase costs between $8 and $15 per check, depending on your account type and branch location.
- You need sufficient funds in your account to cover the check amount, plus the fee.
- The teller will deduct the full amount from your account on the spot, so the money is no longer available to you once the check is issued.
- Cashier's checks are may provide by the bank, so the recipient knows the funds are real—unlike personal checks, which can bounce.
What you need to bring to the branch
Bring a valid photo ID (driver's license, passport, or state ID card). You don't need to bring anything else if you're a Chase customer with an account in good standing. If you're not a Chase customer, you may still be able to get a cashier's check, but policies vary by branch—call ahead to confirm.
Have the payee name ready. This is the person or business the check will be made out to. You cannot leave it blank or make it out to "cash"—that defeats the purpose of a cashier's check, which is to prove the funds are real and tied to a specific recipient.
How much a Chase cashier's check costs
Chase charges between $8 and $15 per cashier's check. The exact fee depends on your account type. Customers with certain premium accounts (like Chase Sapphire or Chase Private Client) may get checks free or at a reduced rate. Call your branch or log into your online account to see what your fee is.
The fee is separate from the check amount. If you need a $5,000 check and the fee is $10, you need $5,010 in your account. Chase deducts both the check amount and the fee when the check is issued.
When a cashier's check clears and when the recipient can use it
The recipient can deposit or cash a Chase cashier's check immediately. Most banks will clear it within one business day, though some may hold it for up to five business days depending on their own policies. Because the check is may provide by Chase (not dependent on your personal account balance), the receiving bank treats it as good as cash.
You should not cancel a cashier's check once it's issued unless absolutely necessary. If you lose it or need to stop payment, contact Chase right away. The process can take weeks and may involve a fee or a bond.
Ordering checks by mail instead of in person
If you can't get to a branch, you can order checks through Chase online banking or by calling 1-800-935-9935. Select "Cashier's Check" from the options. You'll provide the payee name and amount, and Chase will mail the check to your address on file.
Mail delivery takes 5 to 10 business days. This option is slower but works if you have time. You'll still pay the same fee, and the funds are deducted from your account when you place the order, not when the check arrives.
What to do if you need the check urgently
Go to a Chase branch in person. That's the only way to get a check the same day. If your nearest branch is far away or closed, you can visit any Chase branch—your account works at all of them. Use the branch locator on Chase.com to find one near you with hours that work for you.
If you need the check outside of business hours, you're out of luck for that day. Chase branches are typically open Monday through Friday 9 a.m. to 5 p.m., with some Saturday hours. Call ahead to confirm the branch's hours before you go.
Alternatives if you don't want a cashier's check
A personal check from your own account is free but carries risk for the recipient—it can bounce if you don't have the funds. A wire transfer moves money electronically and clears within hours, but costs $15 to $30 and requires the recipient's bank account details. An ACH transfer is cheaper (often free) but slower, taking one to three business days.
A money order from a post office or grocery store is another option if you need a may provide payment method without a bank account. It costs $1 to $5 and works similarly to a cashier's check, but the amount is limited (usually $500 to $1,000 per money order).
Frequently Asked Questions
Can I get a cashier's check if I don't have a Chase account?
Some Chase branches will issue a cashier's check to non-customers, but it's not may provide. Call your local branch first to ask. If they say yes, bring cash or a debit card to pay for the check and fee, and bring a valid photo ID.
What if the check gets lost or stolen?
Contact Chase immediately and ask to put a stop payment on it. You'll need the check number, amount, and payee name. Chase may require you to sign an affidavit and post a bond (usually equal to the check amount) before issuing a replacement. The process can take weeks.
Can I make a cashier's check out to myself?
Yes. Make it out to your own name, and you can cash it or deposit it at any bank. This is sometimes done to move money between accounts or banks, though a wire transfer or ACH transfer is usually faster and cheaper.
How long does a cashier's check stay valid?
Most banks honor cashier's checks indefinitely, but some states have laws that make them stale after six months or a year. Ask the recipient to deposit or cash it within 90 days to be safe. If it expires, contact Chase for a replacement.
Can I cancel a cashier's check after I've already picked it up?
Yes, but it's complicated. Call Chase and explain that you want to stop payment. They'll ask for the check number, amount, and payee. You may need to sign an affidavit and post a bond. The process takes time and may cost a fee, so only do this if the check was lost, stolen, or issued by mistake.