Your Chase routing number is a nine-digit code that tells other banks where to send money to your account
Every Chase account has a routing number — also called an ABA number — that identifies which Chase branch or processing center handles your account. You need it to set up direct deposit, pay bills by check or ACH transfer, or receive wire transfers. The routing number stays the same for your account type, even if you move branches or change your account details.
Chase uses different routing numbers depending on your account type and the state where you opened it. A checking account in New York has a different routing number than a savings account in California, even though both are Chase accounts. The number itself does not change based on how much money you have or how long you have been a customer.
Key Takeaways
- Your Chase routing number appears on the bottom left of your checks, before your account number.
- Chase routing numbers vary by account type and state, so confirm you have the correct one for your specific account before using it.
- You can find your routing number through Chase's website, mobile app, customer service phone line, or by calling your local branch.
- If you set up direct deposit or bill pay through Chase's system, the routing number is usually filled in automatically.
Finding your routing number on a paper check
The easiest way to find your routing number is to look at the bottom left corner of any check from your Chase account. You will see three groups of numbers: the routing number (nine digits) comes first, followed by your account number, then the check number on the right.
The routing number is always the leftmost set of nine digits. If you have not ordered checks yet or your checks are at home, this method will not work — but the other methods below will get you the number in minutes.
Using Chase's website or mobile app
Log into your Chase account online or through the mobile app. Go to the account details or account information section — the exact location varies slightly between the website and app, but it is usually under "Account" or "Settings." Chase displays your routing number alongside your account number in the account information page.
If you cannot find it in account details, look for a section labeled "Direct Deposit" or "Wire Transfer Information." Chase often shows the routing number in these sections because you need it to complete those transactions. The number displayed there is correct for your account type and location.
Calling Chase customer service or your branch
Call the Chase customer service number on the back of your debit or credit card. A representative can tell you your routing number over the phone within seconds. Have your account number or the phone number associated with your account ready so they can verify your identity.
You can also call your local Chase branch directly. The branch staff will have your routing number in their system and can read it to you immediately. This is useful if you prefer speaking to someone in person or have questions about how to use the number for a specific transaction.
Chase routing numbers by state and account type
Chase does not publish a single routing number for all accounts. Instead, the number depends on which state you opened your account in and what type of account it is. A Chase checking account opened in Texas uses a different routing number than a Chase savings account opened in Florida.
If you move to a different state or change account types, your routing number may change. The safest approach is always to confirm your routing number through your checks, the Chase website, or customer service rather than relying on a number you used years ago or found online.
What to do if you need the routing number for a specific transaction
If you are setting up direct deposit through your employer or a government agency, use the routing number from your Chase account details or checks. Enter it exactly as it appears — all nine digits with no spaces or dashes.
For bill pay or ACH transfers through Chase's own system, Chase usually fills in the routing number automatically when you select your account. You do not have to type it yourself. If you are sending money to another bank or paying a bill outside of Chase, double-check the routing number before confirming the transaction, because an incorrect number can delay or misdirect the payment.
Frequently Asked Questions
Do all Chase accounts have the same routing number?
No. Chase routing numbers vary by state and account type. A checking account in one state may have a different routing number than a savings account in another state, even though both are Chase accounts. Always confirm your specific routing number through your checks or account details.
Can I use an old routing number if I changed accounts?
Not reliably. If you closed an old Chase account and opened a new one, the routing number may have changed. Before using an old routing number for direct deposit or transfers, confirm it matches your current account through Chase's website or customer service.
What happens if I use the wrong routing number?
A payment sent to an incorrect routing number may be delayed, rejected, or sent to the wrong bank. The sending bank will usually catch the error and return the money to you, but this can take several business days. Always verify the routing number before submitting a transaction.
Is the routing number the same as my account number?
No. The routing number identifies your bank or branch; the account number identifies your specific account within that bank. Both appear on your checks, but they are different numbers used for different purposes.
Can I find my routing number on my debit card?
No. Debit cards do not display the routing number. You will need to check a paper check, log into your Chase account online, call customer service, or visit a branch to find it.