Where to find your Chase routing number in seconds
Your Chase routing number is a nine-digit code that tells other banks where to send money when you receive a transfer, direct deposit, or payment. Chase has multiple routing numbers depending on which state you live in and what type of account you have. The fastest way to find yours is to look at the bottom left corner of any check you have — the first nine digits are your routing number. If you do not have a check, you can find it through your Chase online account, by calling Chase customer service, or by looking it up on Chase's official routing number list.
You will need this number whenever someone sends you money electronically, sets up automatic payments to your account, or processes a direct deposit. Having it on hand before you need it saves time and prevents delays.
Key Takeaways
- Your routing number appears on the bottom left of any Chase check as the first nine-digit sequence.
- Chase routing numbers vary by state, so you need the one for the state where your account is registered, not where you live now.
- You can find your routing number by logging into Chase.com, calling 1-800-935-9935, or using Chase's routing number lookup tool.
- If you are setting up direct deposit or a wire transfer, confirm the routing number with your employer or the receiving bank before submitting it.
Check the bottom of your Chase checks
The simplest method is to pull out a check from your Chase account. Look at the bottom left corner of the check. You will see three groups of numbers separated by colons or special symbols. The first group of nine digits is your routing number.
This works only if your checks are from your current Chase account. If you have old checks from a closed account or a different bank, they will have a different routing number. Make sure the check is recent enough that the account is still active.
Log into your Chase online account
Go to Chase.com and sign in with your username and password. Once you are logged in, look for your account details or account information section — this is usually under a menu labeled "Account" or "Settings." Chase displays your routing number alongside your account number in this section.
If you cannot find it in your account details, look for a link that says "Routing Number" or "Bank Information." Some Chase accounts also show this information when you click on the specific account you want to use. Write down the nine-digit number and double-check it before you use it for any transfer or deposit.
Call Chase customer service
Pick up the phone and call Chase at 1-800-935-9935. A representative can tell you your routing number over the phone. Have your account number and a form of identification ready — they may ask you to verify your identity before giving out account details.
Wait times vary depending on the time of day and how busy Chase is. Calling during business hours on a weekday usually means a shorter wait. If you are calling from outside the United States, check Chase's website for the international customer service number.
Use Chase's routing number lookup tool
Chase has a routing number search tool on its website. Go to Chase.com, find the "Routing Number Lookup" or "Find Routing Number" link (usually in the footer or under customer service), and enter your state. Chase will show you the routing numbers for accounts registered in that state.
This tool shows routing numbers by state because Chase uses different numbers for different regions. If you opened your account in one state and moved to another, use the routing number for the state where the account was originally opened, not your current location. The routing number does not change when you move.
Understand why Chase has multiple routing numbers
Chase does not use a single routing number for all customers. Instead, it assigns different routing numbers based on the state where your account is registered. This is standard practice across the banking industry — most large banks have multiple routing numbers.
The routing number tells the sending bank which Chase processing center handles your account. Using the wrong state's routing number can delay your transfer or cause it to fail. If you are unsure which state your account is tied to, check your account opening documents or call Chase to confirm.
What to do before you give out your routing number
Once you have your routing number, verify it one more time before you share it with anyone. Double-check the nine digits against your check, your online account, or Chase's lookup tool. A single wrong digit can send money to the wrong account.
When you are setting up direct deposit with your employer, ask them to confirm they received the correct routing number before your first paycheck is processed. If you are sending money to someone else's account, have them confirm the routing number matches their bank's records. For wire transfers, the receiving bank should provide the routing number — do not guess or use an old number from memory.
Frequently Asked Questions
Does my routing number change if I move to a different state?
No. Your routing number is tied to the state where you opened the account and does not change when you relocate. If you opened a Chase account in California and moved to Texas, you still use the California routing number. The routing number identifies where your account is registered, not where you currently live.
Can I use any Chase routing number, or does it have to be for my state?
You must use the routing number for the state where your account is registered. Using a different state's routing number can cause transfers to fail or be delayed. If you are unsure which state your account belongs to, check your account documents or call Chase at 1-800-935-9935 to confirm.
What is the difference between a routing number and an account number?
Your routing number identifies which bank and branch processes your account — it is the same for many Chase customers in your state. Your account number is unique to you and identifies your specific account within that bank. Both are needed for direct deposits and transfers. You can find both on the bottom of your checks: the routing number comes first (nine digits), then your account number.
Is it safe to give someone my routing number?
Yes, your routing number is safe to share. It is public information that appears on your checks and is listed on Chase's website. However, never share your full account number or PIN with anyone. A routing number alone cannot be used to withdraw money from your account — the person also needs your account number and authorization from you.
What if I have multiple Chase accounts?
All your Chase accounts registered in the same state share the same routing number. The routing number identifies the bank and state, not the individual account. Your account number is what distinguishes one account from another. When setting up a transfer, make sure you provide both the correct routing number and the correct account number for the specific account you want to use.