The fastest way to check your account type
Log into your Chase account online or open the Chase mobile app. On the Accounts page, find the account you want to check. The account type — Checking or Savings — appears right next to the account name. If you see "Chase Total Checking" or "Chase Sapphire Checking," it is a checking account. If you see "Chase Savings" or "Chase High Yield Savings," it is a savings account.
If you cannot find it online, call Chase customer service at 1-800-935-9935. Have your account number ready. A representative will tell you the account type in under a minute.
You can also walk into any Chase branch with your debit card or ID. A teller will confirm the account type immediately.
Key Takeaways
- Your Chase account type appears next to the account name when you log in online or use the mobile app.
- Checking accounts come with a debit card and are meant for frequent deposits and withdrawals; savings accounts are meant to hold money and earn interest.
- If you cannot access your account online, calling 1-800-935-9935 or visiting a branch will confirm the type in minutes.
- The account name itself usually tells you the type — "Checking" or "Savings" is part of the official product name Chase uses.
Where to find the account type in the app
Open the Chase mobile app and tap the Accounts tab at the bottom. You will see a list of all your accounts. Each one shows the account name, current balance, and account type. The type is usually printed in smaller text below the account name or next to it.
If you have multiple accounts, make sure you are looking at the right one. Checking and savings accounts often have different account numbers, which also appear on this screen. The account number is a useful reference if you need to call Chase or visit a branch.
Where to find the account type on Chase.com
Go to Chase.com and sign in with your username and password. Click on the Accounts tab or Accounts & transfers. You will see all your accounts listed. The account type is displayed next to each account name — it will say either "Checking" or "Savings."
If you have linked accounts from other banks, those will also appear in this list, but only your Chase accounts will show the Chase product name. External accounts show the bank name instead. This makes it easy to distinguish which accounts belong to Chase and which do not.
What the account names tell you
Chase uses specific product names for each account type. Checking accounts include names like Chase Total Checking, Chase Premier Plus Checking, Chase Sapphire Checking, or Chase Student Checking. Savings accounts include Chase Savings, Chase High Yield Savings, or Chase Money Market Savings.
The word "Checking" or "Savings" is always part of the official product name. If you see either word in the account name, you already know the type. This is the simplest way to tell at a glance, and you do not need to dig into any other part of your account details.
Why it matters which type you have
Checking accounts come with a debit card and are built for frequent transactions — paying bills, making purchases, receiving paychecks. Savings accounts have limits on how many withdrawals you can make per month and are meant to hold money and earn interest over time.
Checking accounts typically earn little to no interest. Savings accounts earn interest, though the rate varies by product. If you are trying to grow money, you want a savings account. If you need to spend money regularly, you need a checking account.
Some people have both — one for daily spending and one for storing money. Knowing which is which helps you use each one correctly and avoid unnecessary fees or withdrawal limits that might catch you off guard.
If you cannot remember your password
If you cannot log in to check online, you have two other options. Call Chase at 1-800-935-9935 and a representative will confirm your account type over the phone. Or visit a Chase branch in person with your ID or debit card.
To reset your password online, go to Chase.com and click "Forgot username or password?" Follow the prompts to verify your identity. You can usually reset it in a few minutes without calling. Once you regain access, you can check your account type using the methods described above.
Frequently Asked Questions
Can I change my account from checking to savings or vice versa?
No, you cannot convert one type to the other. If you need a different type of account, you will need to open a new one. You can keep both accounts open at the same time, and Chase allows you to transfer money between them instantly online.
What if I have an old Chase account and do not remember what type it is?
Call Chase at 1-800-935-9935 with your account number or the phone number associated with the account. They can pull up the account details and tell you the type. If the account is closed, they can still look up the history.
Does the debit card tell me which type of account it is?
Not always. The debit card itself does not usually say "Checking" or "Savings." Only checking accounts come with a debit card, so if you have a debit card linked to the account, it is a checking account. Savings accounts do not issue debit cards.
Can I see my account type on my monthly statement?
Yes. Your Chase statement lists the account type at the top or in the account summary section. If you have paper statements, look at the first page. If you view statements online, the type appears near the account number and name.