Chase teller pay starts around $28,000 to $32,000 per year, depending on location and experience

Chase bank tellers in the United States earn between $28,000 and $32,000 annually as a base salary, though this varies by branch location, local cost of living, and how long you have worked there. Tellers in high-cost cities like New York or San Francisco typically earn more than those in rural areas. Starting pay is usually at the lower end of this range; raises come with tenure and performance.

The actual amount you take home depends on whether you work full-time or part-time, your state's tax burden, and whether you receive bonuses. Chase also offers benefits that add value beyond the hourly wage: health insurance, a 401(k) with company match, paid time off, and tuition reimbursement. These benefits are worth money, even though they do not show up in your paycheck.

Key Takeaways

  • Chase teller base salary ranges from roughly $28,000 to $32,000 per year, with higher pay in expensive cities and for experienced tellers.
  • Bonuses tied to sales targets and customer service metrics can add $1,000 to $3,000 per year, though they are not may provide.
  • Full-time tellers receive health insurance, 401(k) matching, paid time off, and tuition reimbursement; part-time tellers may receive limited benefits.
  • Advancement to head teller or supervisor roles typically increases pay by $3,000 to $8,000 annually.

How bonuses and incentives affect total earnings

Chase ties part of teller compensation to performance metrics: opening new accounts, selling credit cards, and meeting customer satisfaction scores. These bonuses are not automatic. If your branch does not hit targets or you do not personally contribute to those goals, you will not receive the bonus that month or quarter.

Bonuses typically range from $1,000 to $3,000 per year for tellers who consistently meet or exceed targets. Some branches are more aggressive about bonus structures than others, and some months are stronger than others depending on the bank's priorities. Ask about the specific bonus structure during your interview—it varies by location and changes periodically.

Benefits that add real value to your paycheck

Chase offers full-time tellers health insurance (medical, dental, vision), a 401(k) retirement plan with company match, and paid time off. The company match on the 401(k) is typically 3 to 4 percent of your salary, meaning if you contribute that amount, Chase contributes the same. That is assistance programs added to your retirement account.

Tuition reimbursement is available for tellers pursuing degrees or certifications, up to a certain annual amount (this amount varies and changes). Chase also offers employee discounts on banking products and services. Part-time tellers receive fewer benefits—usually no health insurance or 401(k) match, though some receive paid time off on a limited basis.

How location and cost of living change what you earn

A Chase teller in Manhattan or the San Francisco Bay Area will earn noticeably more than one in rural Kansas or Mississippi. This is because Chase adjusts pay bands by region to reflect local housing costs, taxes, and labor market conditions. A $30,000 salary in a low-cost area may be equivalent to $38,000 or $40,000 in a major metropolitan area, yet the official salary band is higher in the city.

If you are considering a transfer or a new position at a different branch, ask about the pay band for that location. Chase publishes pay ranges by region, and you can request this information during the hiring process. Cost of living calculators online can help you understand whether a higher nominal salary in a new city actually means more purchasing power.

Advancement from teller to head teller or supervisor

Tellers who show strong performance, reliability, and leadership can move into head teller or supervisor roles within one to three years. Head tellers typically earn $32,000 to $38,000 per year and oversee daily operations, train new staff, and handle customer issues. Supervisors earn $38,000 to $45,000 and manage a team of tellers plus administrative duties.

Advancement depends on your branch's needs, your performance ratings, and whether a position opens up. Some branches promote from within regularly; others have longer wait times. If advancement is important to you, discuss the typical career path with your branch manager during onboarding.

Part-time teller pay and when it makes sense

Part-time tellers at Chase earn an hourly wage rather than a salary. Hourly rates typically range from $16 to $20 per hour, depending on location and experience. Part-time positions usually offer 20 to 30 hours per week, though this can fluctuate based on branch staffing needs and seasonal demand.

Part-time work can make sense if you are in school, have other commitments, or want to test whether banking is the right fit before committing to full-time hours. However, you will not receive the same benefits as full-time employees. Calculate whether the hourly rate and limited hours meet your financial needs before accepting a part-time offer.

What affects your pay within the teller role

Beyond location and experience, your individual performance rating influences raises and bonuses. Chase uses annual performance reviews to assess customer service, accuracy, sales contribution, and reliability. Tellers with high ratings receive larger raises during annual review cycles than those with average or below-average ratings.

Attendance and punctuality also matter. Frequent absences or tardiness can delay raises or disqualify you from bonuses. Conversely, perfect or near-perfect attendance records sometimes may have access to you for attendance bonuses or priority consideration for advancement.

Frequently Asked Questions

Do Chase tellers make commission on sales?

Chase tellers do not earn direct commission, but bonuses tied to sales targets are part of compensation. If you open accounts, sell credit cards, or meet other sales metrics, you may receive a bonus at the end of the month or quarter. These bonuses are not may provide and depend on both individual and branch performance.

What is the difference between a teller and a personal banker at Chase?

Personal bankers earn more than tellers—typically $35,000 to $45,000 annually—and focus on relationship-building and sales rather than transaction processing. The role requires more experience or a degree. If you want higher pay and are willing to develop sales skills, personal banker is a common next step after teller.

Does Chase pay more if you speak multiple languages?

Yes. Chase offers a language differential—typically $1 to $2 per hour extra—for tellers who are fluent in languages commonly spoken in their branch area, such as Spanish. You will need to demonstrate fluency, usually through a test or interview. Ask your branch manager whether this applies at your location.

Can you negotiate your starting salary as a Chase teller?

Chase uses set pay bands by location and role, so there is limited room to negotiate. However, if you have relevant banking experience or certifications, mention it during the interview—it may move you higher within the band. Part-time positions have less flexibility than full-time ones.

How often do Chase tellers get raises?

Chase typically reviews compensation annually, usually in the first quarter of the year. Raises depend on your performance rating, tenure, and whether the company has approved a general wage increase. Raises are usually 2 to 4 percent for solid performers, though this varies by year and economic conditions.