Chase teller pay starts around $28,000 to $32,000 per year, depending on location and experience

Chase bank tellers in the United States earn between $28,000 and $32,000 annually as a starting salary, though this varies by branch location, local cost of living, and whether you work full-time or part-time. Tellers with experience or those working in high-cost cities like New York or San Francisco typically earn toward the higher end. Chase also pays overtime for hours beyond 40 per week, which can add several thousand dollars annually for full-time tellers who work extra shifts.

The actual number on your paycheck depends on factors Chase controls directly: your branch's pay grade, how long you have worked there, and whether you have moved into a senior teller or lead teller role. A teller who has been at the same branch for five years will earn more than someone hired last month, even if they do the same work. Promotions to lead teller or customer service roles can push earnings to $35,000 to $40,000.

Key Takeaways

  • Chase teller starting pay ranges from $28,000 to $32,000 per year, with variation based on your city and whether the position is full-time or part-time.
  • Overtime pay, shift differentials for evening or weekend work, and bonuses for sales targets can add $2,000 to $5,000 annually to base salary.
  • Advancement to lead teller, customer service representative, or other roles typically increases pay to $35,000 to $40,000 within three to five years.
  • Chase offers health insurance, a 401(k) plan with company match, and paid time off as part of the compensation package, which adds value beyond hourly or annual pay.

How Chase structures teller compensation

Chase pays tellers a salary rather than an hourly wage, though the salary is calculated on an hourly rate. A teller earning $28,000 annually works out to roughly $13.50 per hour at 40 hours per week. This matters because overtime is paid at time-and-a-half, so a teller working 45 hours in a week earns an extra $20.25 for each of those five hours beyond 40.

Many Chase branches also offer shift differentials—extra pay for working evenings, nights, or weekends. A teller working the 5 p.m. to 9 p.m. shift might earn an additional 50 cents to $1.50 per hour compared to a daytime teller. Some branches pay bonuses tied to sales targets, such as opening new accounts or selling credit cards, though these bonuses are typically small (under $500 per quarter) and depend on branch performance.

Chase also includes benefits in the total compensation package. Full-time tellers receive health insurance (medical, dental, vision), a 401(k) retirement plan with a company match of up to 4 percent, paid time off starting at two weeks per year, and access to Chase's employee discount on banking products. Part-time tellers may receive limited benefits depending on hours worked.

What affects your pay as a Chase teller

Geography is the largest single factor. A teller in rural Kansas earns less than a teller doing the same job in Manhattan, because Chase adjusts pay for regional cost of living. The company publishes pay bands by location, and your branch manager uses those bands to set your starting salary. If you transfer to a different branch in a higher-cost area, your pay typically increases; moving to a lower-cost area may mean a decrease.

Tenure matters significantly. Chase uses a step system where tellers receive raises at set intervals—typically annual or every 18 months—until they reach the top of the pay band for their role. A teller at the top of the band earns roughly 15 to 20 percent more than someone hired yesterday, even though both are doing identical work. Once you reach the top of the band, raises stop unless you are promoted.

Your performance rating also influences pay. Chase conducts annual reviews, and tellers rated "exceeds expectations" may receive larger raises or bonuses than those rated "meets expectations." Conversely, a teller with attendance issues or customer service complaints may see raises delayed or reduced.

How teller pay compares to other bank roles

Tellers are entry-level positions at Chase, so they earn less than customer service representatives, loan officers, or branch managers. A customer service representative at Chase typically earns $32,000 to $38,000, while a branch manager earns $60,000 to $80,000 depending on branch size and location. Tellers who want higher pay usually move into one of these roles after one to three years.

Compared to tellers at smaller regional banks or credit unions, Chase tellers often earn slightly more because Chase is a large employer with standardized pay scales. However, smaller institutions sometimes offer better benefits or more flexible scheduling, which can offset lower base pay. The trade-off is that Chase offers clearer advancement paths and more opportunities to transfer between branches.

Raises and advancement for tellers

Chase tellers receive annual raises as long as they remain within the pay band for their role. These raises are typically 2 to 3 percent per year, though the exact amount depends on your performance rating and the company's annual budget. Once you reach the top of the pay band—usually after five to seven years as a teller—raises stop unless you move into a different role.

The most common advancement path is to lead teller, a supervisory role that pays $32,000 to $38,000. Lead tellers train new hires, handle difficult customer issues, and manage the teller line during busy periods. This role requires at least two years of teller experience and approval from your branch manager. From lead teller, you can move into customer service representative, operations specialist, or assistant branch manager roles.

Chase also offers tuition reimbursement for employees who pursue degrees or certifications related to banking and finance. This benefit can help tellers move into higher-paying roles more quickly, though it requires you to maintain employment with Chase while you study.

Part-time teller pay and scheduling

Part-time tellers at Chase earn the same hourly rate as full-time tellers—there is no penalty for part-time status. However, part-time positions typically offer 20 to 30 hours per week, which means annual earnings are lower simply because you work fewer hours. A part-time teller earning $13.50 per hour and working 25 hours per week earns roughly $17,500 per year before taxes.

Part-time tellers may not receive the same benefits as full-time employees. Health insurance is usually not offered to part-time staff, though some branches offer a 401(k) plan regardless of hours. Paid time off for part-time tellers is often accrued at a lower rate or not offered at all. If you need benefits, ask your branch manager about the specific policy before accepting a part-time offer.

Frequently Asked Questions

Do Chase tellers get paid weekly or biweekly?

Chase pays tellers biweekly, meaning you receive a paycheck every two weeks. Your first paycheck may be delayed by one or two weeks depending on when you are hired relative to the pay cycle. Direct deposit is standard, so the money goes directly to your bank account rather than a paper check.

Can a Chase teller earn more through bonuses or commissions?

Some Chase branches offer small bonuses for sales targets—opening accounts, selling credit cards, or signing customers up for online banking. These bonuses are typically $50 to $200 per quarter and depend on branch performance. They are not may provide and vary widely by location. Overtime pay is more reliable if you want to increase earnings.

What is the highest pay a teller can reach without leaving the teller role?

The highest pay within the teller role is the top of the pay band, which varies by location but typically reaches $32,000 to $36,000 annually. Once you hit that ceiling, further raises require moving into a different role like lead teller or customer service representative. Most tellers reach the top of their band after five to seven years.

Do Chase tellers get raises during their first year?

Chase typically does not give raises during your first year as a teller. You receive your starting salary for the first 12 months, then become may be able to access for an annual raise at your review date. Some branches may offer a small raise after six months if you receive an "exceeds expectations" rating, but this is not standard.

How does working at a Chase branch in a major city affect teller pay?

Chase adjusts teller pay for cost of living, so a teller in New York City or San Francisco earns more than a teller in a rural area. The difference can be $3,000 to $8,000 annually depending on the city. However, the higher pay does not always offset the higher cost of living in those cities, so take-home value varies.