Chase bank tellers make between $28,000 and $38,000 per year on average, depending on location, experience, and branch type

Chase publishes a salary range for teller positions, but the actual amount you earn depends on where you work and how long you have been there. A teller in a high-cost city like New York or San Francisco typically earns more than one in a smaller market. Starting pay is usually at the lower end of the range; raises come with tenure and performance. Some branches also offer shift differentials if you work evenings or weekends.

The base salary is only part of what you take home. Chase tellers are also may be able to access for benefits that have cash value: health insurance, a 401(k) match, paid time off, and tuition reimbursement. The total compensation package is worth more than the hourly rate alone, though the salary itself is what appears on your offer letter.

Key Takeaways

  • Chase teller salaries range from roughly $28,000 to $38,000 annually, with variation based on location and how long you have worked there.
  • Your actual pay depends on the cost of living in your area, the type of branch you work at, and whether you take on additional responsibilities.
  • Chase offers health insurance, 401(k) matching, paid time off, and tuition reimbursement as part of the compensation package.
  • Shift differentials and overtime pay can increase your earnings if you work non-standard hours or cover peak periods.

How location affects what you earn

Chase adjusts pay based on regional cost of living. A teller in Manhattan will earn more than one in rural Kansas, even though both work for the same company and do the same job. This is called a geographic pay adjustment, and Chase uses it to keep salaries competitive in expensive markets.

The difference can be significant. Some sources report that tellers in major metropolitan areas earn 15 to 25 percent more than the national average. If you are considering a transfer or a new position, ask the hiring manager what the pay band is for that specific location before you accept.

What experience and tenure add to your paycheck

You do not start at the top of the salary range. Most new tellers begin near the minimum, then move up as they complete training and gain experience. After your first year, you should see a raise. After three to five years, you may reach the mid-range. Reaching the top of the band usually takes longer and may require a promotion or a move to a higher-level teller role.

Performance matters too. Tellers who handle more transactions, cross-sell products, or take on training duties sometimes earn bonuses or faster raises. Ask your manager what the path looks like at your branch and what milestones trigger pay increases.

Shift differentials and overtime

Standard teller hours are usually Monday through Friday, 9 a.m. to 5 p.m., but many branches stay open later or open on Saturdays. If you work evening or weekend shifts, Chase typically pays a shift differential — an extra percentage on top of your base rate. The amount varies by location and shift, but it is often 5 to 10 percent higher than day shift pay.

Overtime is less common for tellers than for other roles, because most branches schedule staff to avoid it. However, during peak periods or if someone calls out, you may be asked to stay late. Overtime is paid at time-and-a-half (1.5 times your hourly rate) under federal law, though Chase may have its own policies on when overtime kicks in.

Benefits that add real value to your salary

The salary number does not tell the whole story. Chase tellers receive health insurance (medical, dental, vision), a 401(k) plan with company matching, and paid time off. New tellers typically start with two weeks of paid time off per year, which increases with tenure. The company also offers tuition reimbursement up to a certain amount per year if you are pursuing a degree or certification.

Chase also provides life insurance, disability coverage, and access to an employee assistance program. If you have a family or plan to use these benefits, their value can add thousands of dollars to your total compensation. When comparing a Chase teller job to another offer, factor in the full benefits package, not just the base salary.

How branch type affects your pay

Not all Chase branches are the same. A teller at a high-volume downtown branch may earn differently than one at a smaller suburban location. Some branches are classified as premium branches or flagship locations, and they sometimes have higher pay bands to attract and retain staff in competitive markets.

Chase also operates some branches inside other retailers (like grocery stores). These locations may have different pay scales and schedules than traditional bank branches. If you are interviewing for a teller role, confirm which type of branch it is and ask whether the pay band differs from a standard location.

How to find out what you will actually earn

The best way to know your pay is to ask during the interview or when you receive an offer. Chase recruiters and hiring managers have access to the pay band for that specific location and role. They can tell you the starting rate, the range, and what factors might move you up within it.

You can also check sites like Glassdoor, Indeed, and PayScale, where current and former Chase tellers post their salaries. These reports are not official, but they give you a sense of what people in your area are actually earning. Keep in mind that reports may be outdated or skewed toward higher or lower earners, so use them as a reference point, not gospel.

Frequently Asked Questions

Do Chase tellers get paid hourly or salary?

Chase tellers are typically paid hourly, not salary. Your paycheck is based on the hours you work each week, multiplied by your hourly rate. This means your take-home can vary slightly from week to week depending on how many hours you are scheduled.

Can you make more money as a teller if you get promoted?

Yes. Promotions to roles like lead teller, customer service representative, or personal banker come with higher pay bands. These roles usually require one to two years of teller experience and may involve additional training or certifications.

Does Chase pay more for bilingual tellers?

Some branches offer a bilingual pay differential if you are fluent in a language the branch needs. The amount varies, but it is typically a small percentage bump on top of your base rate. Ask your hiring manager whether your branch offers this.

What is the difference between what Chase advertises and what you actually earn?

Chase publishes a range, but you start at the lower end. The advertised range is what the company is willing to pay, not what you will earn on day one. Your actual starting rate depends on your location, experience, and the branch's needs.

Do Chase tellers get bonuses?

Some branches offer performance bonuses tied to sales goals, customer satisfaction scores, or accuracy metrics. These are not may provide and vary by location. Ask during your interview whether your branch has a bonus program and what you would need to do to earn one.