Chase teller pay ranges from roughly $28,000 to $38,000 per year, depending on location, experience, and branch type
Chase teller salaries vary significantly by geography and the specific branch. Tellers in high-cost cities like New York, San Francisco, and Los Angeles typically earn more than those in rural areas or smaller markets. A teller starting at a Chase branch in a major metropolitan area might begin near $32,000 annually, while the same role in a smaller city could start closer to $26,000. After three to five years, experienced tellers at Chase often reach $36,000 to $38,000 before moving into supervisory roles or other positions.
These figures represent base salary only and do not include bonuses, commissions, or benefits. Chase offers health insurance, a 401(k) plan with company match, paid time off, and employee discounts. Some branches also offer performance bonuses tied to sales metrics like credit card sign-ups or account openings, which can add $1,000 to $3,000 annually depending on branch performance and individual results.
Key Takeaways
- Chase teller base pay typically falls between $28,000 and $38,000 per year, with higher salaries in major cities and lower ones in rural areas.
- Starting pay for a new teller at Chase is usually $26,000 to $32,000, depending on the branch location and local cost of living.
- Bonuses and commissions for sales goals can add $1,000 to $3,000 annually on top of base salary.
- Chase tellers receive health insurance, 401(k) matching, paid time off, and employee discounts as part of their benefits package.
How location affects what Chase tellers earn
Chase adjusts pay based on the cost of living in each region. A teller in Manhattan or downtown Chicago earns more than one in a suburban branch 30 miles away, even though both work for the same company. This is called geographic pay banding, and Chase uses it to keep salaries competitive with local job markets.
The difference can be substantial. A teller in San Francisco might earn $36,000 to $40,000, while the same position in a smaller Texas city might pay $26,000 to $30,000. Chase publishes pay ranges for each branch location during the hiring process, so you can see what a specific branch offers before you apply.
What affects pay growth as a teller
Tellers move up the pay scale through tenure and performance. Most Chase branches give annual raises of 2% to 3% for tellers who meet performance standards and maintain good attendance. After 18 to 24 months, a teller who has consistently met sales targets and customer service metrics may move into the higher end of the pay band for their location.
Promotion to head teller or customer service representative roles typically comes after three to five years and can increase pay by $3,000 to $6,000 annually. Some tellers transition into loan officer, branch operations, or compliance roles, which pay significantly more but require additional training or certifications.
Bonuses and commission structures at Chase branches
Many Chase branches tie a portion of teller compensation to sales performance. Tellers earn commissions or bonuses for opening new checking or savings accounts, signing customers up for credit cards, or selling other products like overdraft protection. The structure varies by branch, but typical commission ranges from $5 to $25 per product sold.
A teller who consistently sells three to five products per shift might earn an additional $50 to $100 per week in commission, which adds up to $2,600 to $5,200 annually. However, not all branches weight commission equally, and some focus more on customer service metrics than sales. Ask about the specific bonus structure during the interview process, as it directly affects your total earnings.
Benefits that add value to teller compensation
Chase tellers receive benefits that extend beyond base pay. Health insurance (medical, dental, and vision) is available to full-time tellers, with Chase covering a portion of premiums. The company also offers a 401(k) plan with a company match of up to 4% of salary, meaning Chase contributes money to your retirement account if you contribute to yours.
Paid time off starts at two weeks per year for new tellers and increases with tenure. Chase also offers tuition reimbursement up to $5,250 per year for employees pursuing degrees or certifications, which can help tellers move into higher-paying roles. Employee discounts on banking products, life insurance, and access to Chase's employee assistance program round out the package.
How Chase teller pay compares to other banks
Chase teller pay is competitive with other large national banks. Bank of America, Wells Fargo, and Citibank typically pay tellers in similar ranges—$27,000 to $37,000 annually depending on location. Regional banks and credit unions sometimes pay slightly less, while some specialty banks in high-cost areas may pay more.
The real difference often comes down to benefits and advancement opportunities. Chase's tuition reimbursement program and 401(k) match are generous compared to smaller institutions. If you are comparing job offers, factor in the full compensation package, not just base salary. A position paying $2,000 less annually but with better health insurance and a higher 401(k) match may be worth more over time.
Part-time and seasonal teller positions at Chase
Chase hires part-time and seasonal tellers, especially during the holiday season and tax season. Part-time tellers typically earn an hourly wage rather than a salary. Hourly rates for part-time Chase tellers range from $16 to $22 per hour depending on location, with higher rates in major cities.
Part-time positions do not always include health insurance or 401(k) access, though some Chase branches offer limited benefits after a waiting period. Seasonal positions are temporary and usually last three to six months. If you are considering a part-time role as a stepping stone to full-time employment, ask the hiring manager about conversion opportunities—many Chase branches promote strong seasonal workers to permanent positions.
Frequently Asked Questions
Do Chase tellers earn commission on every product they sell?
Not every branch uses the same commission structure. Some branches pay commission on all products, while others focus on specific goals like credit card sign-ups. Ask about the exact structure during your interview, as it directly affects your earning potential. Commission rates typically range from $5 to $25 per product.
What is the starting pay for a new teller at Chase?
Starting pay depends on your location and the branch's pay band. Most new tellers start between $26,000 and $32,000 annually. Chase will tell you the exact starting salary for your specific branch during the hiring process before you accept an offer.
Can Chase tellers move into higher-paying roles?
Yes. After two to three years, tellers can move into head teller, customer service representative, or loan officer roles, which pay $3,000 to $8,000 more annually. Chase also offers tuition reimbursement to help tellers pursue degrees that lead to management or specialized positions.
Do part-time Chase tellers get benefits?
Part-time tellers usually do not receive health insurance or 401(k) matching immediately, though some branches offer limited benefits after a waiting period. Part-time pay is hourly, typically $16 to $22 per hour depending on location. Ask about benefits may be able to access when you apply.
How often do Chase tellers get raises?
Most Chase tellers receive annual raises of 2% to 3% if they meet performance standards and maintain good attendance. Raises are typically reviewed once per year. Promotions to supervisory or specialized roles come with larger pay increases, usually $3,000 to $6,000 more annually.