Chase teller pay ranges from roughly $26,000 to $35,000 per year, depending on location, experience, and branch size

Chase does not publish a single teller wage. What a teller makes depends on where the branch is located—urban branches and high cost-of-living areas pay more than rural ones—how long they have been in the role, and whether the branch is a full-service location or a smaller format. A teller starting at a Chase branch in a mid-sized city typically begins near the federal minimum wage or slightly above it, while experienced tellers in major metropolitan areas can reach the higher end of the range or beyond.

The base hourly rate is what matters most. Chase tellers are paid hourly, not salary, so total annual earnings depend on how many hours per week the branch schedules them. Full-time tellers work 35 to 40 hours per week; part-time tellers may work 20 to 30 hours. A teller earning $14 per hour working 40 hours per week makes roughly $29,000 per year before taxes. The same teller in a higher-cost market earning $16 per hour would make roughly $33,000.

Key Takeaways

  • Chase teller hourly rates vary by location and experience, typically ranging from $13 to $18 per hour depending on the branch market.
  • Full-time tellers work 35 to 40 hours per week, while part-time positions offer fewer may provide hours and lower total annual pay.
  • Tellers receive benefits including health insurance, a 401(k) plan, and paid time off, which add value beyond base pay.
  • Advancement to head teller or operations roles can increase pay by $2 to $5 per hour after one to three years of experience.

How Chase determines teller pay by location

Chase uses a tiered pay structure based on the cost of living and labor market in each region. A branch in San Francisco or New York City will pay significantly more than a branch in a smaller town in the Midwest or South. The company also adjusts pay based on local minimum wage laws—if a state or city raises its minimum wage, Chase tellers in that area see their base rate increase to meet or exceed the new floor.

Branch format matters too. A full-service Chase branch in a downtown financial district handles more transactions and complexity than a Chase branch inside a Walmart or grocery store. Tellers at full-service locations often start at a higher rate because the role involves more responsibility and customer interaction. Smaller format branches may offer lower starting pay but sometimes more flexible scheduling.

What tellers earn in their first year versus after experience

A new teller hired at Chase typically starts at or near the local minimum wage or a small premium above it—often $13 to $15 per hour depending on the market. After six months to one year, tellers who meet performance standards usually see a raise of 50 cents to $1 per hour. After two to three years, experienced tellers can earn $15 to $18 per hour or more in high-cost markets.

The path to higher pay within the teller role is limited. Most tellers reach a ceiling after three to five years unless they move into a supervisory position, such as head teller or operations associate. Those roles typically pay $18 to $24 per hour and involve training other tellers, managing the cash vault, and handling customer complaints. Advancement depends on performance reviews, availability for training, and whether an opening exists at the branch.

Benefits that add to base pay

Chase tellers receive benefits beyond hourly wages. Full-time tellers are covered by Chase's health insurance plan, which includes medical, dental, and vision coverage. The company also offers a 401(k) retirement plan with a company match—typically Chase matches a percentage of what the teller contributes, up to a certain limit. Tellers also receive paid time off, including vacation days, sick days, and personal days, the amount of which increases with tenure.

Part-time tellers may not receive the full benefits package. Many part-time positions include limited or no health insurance, though some Chase branches offer part-time tellers access to a health plan at a higher employee cost. Part-time tellers typically do not receive a 401(k) match but may be able to open and contribute to their own 401(k) plan. Paid time off for part-time tellers is often prorated based on hours worked.

How Chase teller pay compares to other banks

Chase teller pay is competitive with other large national banks. Bank of America, Wells Fargo, and Citibank tellers earn in a similar range—roughly $26,000 to $35,000 per year depending on location and experience. Regional banks and credit unions sometimes pay slightly less, while some high-cost-market branches at any bank may pay more. The difference between banks is usually small enough that location and branch size matter more than the employer.

What varies more is the benefits package. Chase's 401(k) match and health insurance coverage are standard for large banks, but some credit unions offer better rates or more generous matching. If you are comparing job offers from Chase and another financial institution, look at the full package—base pay, benefits, scheduling flexibility, and advancement opportunities—rather than hourly rate alone.

Factors that affect how many hours a teller works

Chase does not may provide a set number of hours per week, even for full-time tellers. Scheduling depends on branch traffic, staffing levels, and seasonal demand. Branches are busier on Fridays and around the first and fifteenth of the month when people deposit paychecks. During these periods, tellers may work their full scheduled hours or even overtime. During slower weeks, a full-time teller might be scheduled for fewer hours.

Part-time tellers have even less predictable schedules. A part-time position might promise 20 to 30 hours per week on average, but actual hours can fluctuate week to week. Some branches post schedules two weeks in advance; others post weekly. If you need stable, predictable income, ask about scheduling practices during the interview. Some branches are more consistent than others.

How to find current pay rates for a specific Chase branch

Chase does not publish teller pay rates on its website or job postings. The only way to find out what a specific branch pays is to ask during the interview or call the branch directly and ask to speak with the branch manager or human resources contact. Be direct: "What is the starting hourly rate for a teller position at this location?" Managers are used to this question and will give you a straight answer.

You can also check Glassdoor, Indeed, or PayScale, where current and former Chase tellers post their pay and location. These sites are not official, and individual reports vary, but they give you a range to expect. If you see a wide spread—say, $13 to $18 per hour—the difference usually reflects location and experience level. Use those reports as a starting point, then confirm with the branch itself before accepting an offer.

Frequently Asked Questions

Do Chase tellers get paid overtime?

Yes, if a teller works more than 40 hours in a week, Chase pays overtime at time-and-a-half (1.5 times the regular hourly rate). However, overtime is not may provide and depends on branch staffing needs. Most tellers work their scheduled hours without regular overtime.

Can a teller negotiate their starting pay at Chase?

Limited negotiation is possible, especially if you have prior banking or cash-handling experience. If you are hired from outside the bank, mention relevant skills during the interview. If you are internal and moving into a teller role, your pay may be based on your current rate plus a small increase. Most branches have a set starting rate for the market, so negotiation room is small.

What happens to teller pay if I transfer to a different Chase branch?

If you transfer to a branch in a higher-cost market, your pay may increase to match the local rate. If you transfer to a lower-cost market, your pay typically stays the same or decreases slightly, depending on company policy at the time. Ask your manager about pay adjustments before transferring.

Do Chase tellers earn commission or bonuses?

Tellers do not earn commission on transactions, but some branches offer small bonuses for meeting sales targets on products like credit cards or checking accounts. These bonuses are usually modest—$25 to $100 per quarter—and depend on branch performance and company policy, which changes year to year.

Is teller pay the same at all Chase locations?

No. Pay varies significantly by location, branch format, and local labor market. A Chase teller in downtown Seattle will earn more than a teller at a Chase branch in a rural area of the same state. Always ask about the specific rate for the branch where you are interviewing.