Yes, Chase issues cashier's checks at most branches

You can get a cashier's check from Chase at any branch that handles regular banking services. A cashier's check is a check drawn on the bank's own account and signed by a bank officer, which makes it more secure than a personal check because the funds are may provide. Chase charges a fee for this service—typically $10 to $15 per check, though the exact amount varies by branch and account type.

The process is straightforward: you go to a Chase branch in person, tell the teller you need a cashier's check, provide the name of the person or business the check should be made out to, and give them the dollar amount. The teller will prepare the check, you'll sign it, and you'll receive it immediately. You do not need to have a Chase account to get one, though you will need to pay the fee in cash or with a debit card at the time of request.

Key Takeaways

  • Chase issues cashier's checks at branch locations during business hours, and you receive the check the same day you request it.
  • The fee is typically $10 to $15 per check, payable when you place the order.
  • You do not need a Chase account, but you must go to a physical branch—cashier's checks cannot be ordered online or by phone.
  • Bring a valid ID and know the exact payee name and dollar amount before you arrive.
  • If you need the check urgently, call your nearest Chase branch first to confirm they have staff available and can process it that day.

What you need to bring to the branch

Bring a valid government-issued photo ID—a driver's license, passport, or state ID card. The teller will ask to see it before issuing the check. If you have a Chase account, bring your debit card or account number, though this is not required if you are paying the fee with cash.

Before you go, know the exact name of the payee (the person or business receiving the check) and the dollar amount. Cashier's checks cannot be left blank or made out to "cash," so you must have this information ready. If the payee name is a business, use the legal business name as it appears on official documents.

Timing and availability

Chase branches are typically open Monday through Friday from 9 a.m. to 5 p.m., with some locations open on Saturday mornings. Hours vary by branch, so check the Chase website or call ahead to confirm. The check is issued the same day you request it, so there is no waiting period—you walk out with the check in hand.

If you need a cashier's check outside normal business hours, you will have to wait until the branch reopens. Chase does not issue cashier's checks through ATMs, online banking, or phone banking, so in-person visits are the only option.

Cost and payment methods

The fee for a cashier's check at Chase ranges from $10 to $15, depending on your branch and account type. Some Chase checking accounts waive the fee for a limited number of cashier's checks per month or year—check your account terms or ask the teller. You can pay the fee with cash, a debit card, or by having it deducted from a Chase account if you have one.

If you need multiple cashier's checks, ask whether your account qualifies for a fee waiver or discount. Some business accounts and premium checking products include cashier's checks at no cost.

When a cashier's check is the right choice

Cashier's checks are useful when the recipient needs may provide funds—for example, when buying a car, making a down payment on a house, or paying a contractor who will not accept a personal check. Because the bank guarantees the funds, the recipient can deposit it immediately without worrying about whether your account has enough money.

Personal checks can bounce if your account lacks funds; cashier's checks cannot. This is why landlords, real estate agents, and large vendors often request them. If you are sending money by mail, a cashier's check is also safer than cash because it can be replaced if lost or stolen, whereas cash cannot.

What happens if you lose the check or need to cancel it

If you lose a cashier's check before the recipient cashes it, contact Chase immediately. The bank can place a stop payment on the check, which prevents anyone else from cashing it. You will typically need to file a declaration stating that the check was lost, and Chase may require you to wait a set period (often 90 days to six months) before issuing a replacement, to ensure the original check does not surface and get cashed twice.

If you need to cancel a cashier's check that you have not yet given to the recipient, go back to the branch with the check and your ID. Chase can void it and issue a refund, though you may lose the fee you paid. The exact process and any additional fees depend on your branch, so ask the teller for the specific steps.

Alternatives if you cannot get to a branch

If you cannot visit a Chase branch in person, you have other options. Some banks and credit unions issue cashier's checks by mail if you mail them a signed request with your ID copy, though this takes several business days. You can also use a money order from the post office or a grocery store for smaller amounts (typically up to $1,000), though a money order is not the same as a cashier's check and some recipients will not accept it.

If the recipient will accept a wire transfer, that is often faster and does not require you to leave your home—you can initiate a wire through Chase online banking or by calling the bank. Wire transfers typically cost $15 to $30 and arrive within one business day, but they cannot be reversed once sent, so use them only when you are certain of the recipient's account details.

Frequently Asked Questions

Can I order a cashier's check online or by phone from Chase?

No. Chase only issues cashier's checks in person at a branch. You must visit a physical location with your ID and payment method. Some other banks offer cashier's checks by mail, but Chase does not.

Do I need a Chase account to get a cashier's check?

No. You can get a cashier's check from Chase even if you do not have an account. You will need a valid ID and the fee in cash or on a debit card.

How long does it take to get a cashier's check from Chase?

You receive the check the same day you request it, as long as you visit during branch hours. The teller prepares it while you wait, usually within 5 to 10 minutes.

What if the recipient says they did not receive the cashier's check I mailed?

If you mailed the check and the recipient never received it, contact Chase to place a stop payment. You will need to file a declaration of loss, and Chase will typically wait 90 days to six months before issuing a replacement to ensure the original does not get cashed.

Can I make a cashier's check out to myself?

Yes. You can request a cashier's check made out to your own name. This is sometimes done to move money between accounts or to have a may provide check for your own records, though it is uncommon.