Yes, you can deposit cash into a Regions checking account at most branches and through ATMs

Regions Bank lets you deposit cash at any of its physical branches during business hours, and at many of its ATMs outside of branches. The cash goes into your account the same day if you deposit before the branch's cutoff time (usually 2 p.m. on weekdays), or the next business day if you deposit after hours or on weekends. You do not need to fill out a deposit slip at most modern Regions branches — you can hand the cash to a teller, and they will process it on the spot.

If you use a Regions ATM, the machine will accept your cash and credit it to your account, though some ATMs have daily limits on how much you can deposit at once. Check your account settings or call Regions to learn about your specific ATM has a cap.

Key Takeaways

  • Cash deposits at a Regions branch teller are processed the same day if you arrive before the branch cutoff time, usually 2 p.m. on weekdays.
  • Regions ATMs accept cash deposits, but some machines have daily deposit limits that vary by location and account type.
  • Weekend and after-hours cash deposits at ATMs post to your account the next business day.
  • You can find a nearby Regions branch or ATM using the bank's locator tool on its website or mobile app.
  • Large cash deposits over $10,000 will trigger a federal reporting requirement, but this does not prevent the deposit.

Depositing cash at a Regions branch during business hours

Walk into any Regions branch with your cash and your debit card or account number. Tell the teller you want to make a cash deposit. They will count the cash, confirm the amount with you, and deposit it into your checking account. The money is available in your account immediately or within a few hours, depending on the branch's processing schedule.

Most Regions branches are open Monday through Friday from 9 a.m. to 5 p.m., with some locations open on Saturday mornings. Call ahead or check the branch hours on the Regions website if you are unsure whether your local branch is open when you plan to visit.

Using a Regions ATM to deposit cash after hours

Regions ATMs that accept deposits will take your cash and add it to your account. Insert your debit card, select "Deposit," choose "Cash," and follow the on-screen prompts. The ATM will ask you to insert bills one at a time or in a stack, depending on the machine model. Once the ATM accepts all your cash, it will print a receipt showing the amount deposited.

Cash deposited at an ATM after business hours or on weekends will post to your account by the next business day. Some Regions ATMs have daily limits — for example, you might be able to deposit up to $5,000 per day, though this varies. If you hit the limit, you can make another deposit the next day, or go to a branch teller instead.

What happens with large cash deposits over $10,000

If you deposit $10,000 or more in cash in a single transaction or within a short period, Regions is required by federal law to file a Currency Transaction Report (CTR) with the Financial Crimes Enforcement Network (FinCEN). This report does not stop your deposit or flag your account as suspicious — it is a routine compliance step that banks take for all large cash deposits.

You do not need to do anything special. The teller or ATM will process your deposit normally, and Regions will handle the reporting on its end. The CTR is filed within 15 days of the deposit and is part of standard banking procedure.

Finding a Regions branch or ATM near you

Use the Regions branch and ATM locator on the bank's website or mobile app to find the nearest location. Enter your address or ZIP code, and the tool will show you all Regions branches and ATMs within a set distance, along with their hours and services. Some ATMs are located inside grocery stores, gas stations, or other retail locations, so you may have more options than just bank branches.

If you are traveling or do not have a Regions location nearby, you can also deposit cash through a partner bank or ATM network, though fees may apply. Ask Regions customer service whether your account has access to surcharge-free ATM networks outside of Regions locations.

Deposit limits and account restrictions

Regions does not typically place a limit on how much cash you can deposit per day at a branch teller, but ATM deposit limits do exist and vary by machine and account type. Some accounts may have lower daily limits than others. Check your account details in the Regions mobile app or online banking portal, or call Regions customer service at 1-800-637-7455 to find out your specific ATM deposit limit.

If you regularly deposit large amounts of cash, a branch teller is your most reliable option because they can process deposits without daily caps. You can also speak with a Regions banker about whether your account type or deposit patterns would benefit from a different account structure.

What to do if a cash deposit does not show up in your account

If you deposited cash at a branch and it has not appeared within a few hours, contact the branch directly and ask them to confirm the deposit was processed. Bring your receipt if you have one. If you deposited at an ATM and the money has not posted by the next business day, call Regions customer service or visit a branch with your receipt. Regions can trace the deposit and credit your account if there was an error.

Keep your deposit receipt until the transaction appears in your account. The receipt shows the date, time, amount, and location of the deposit, which helps Regions investigate if something goes wrong.

Frequently Asked Questions

Can I deposit cash at a Regions ATM if I do not have my debit card?

No, you need your Regions debit card to use an ATM for deposits. If you do not have your card, go to a branch teller instead and bring your ID and account number. The teller can process the deposit without a card.

How long does it take for cash deposited at an ATM to show up in my account?

Cash deposited at a Regions ATM during business hours usually posts the same day. Deposits made after hours or on weekends post by the next business day. Check your account online or in the mobile app to confirm the deposit has been credited.

Is there a fee for depositing cash at a Regions branch or ATM?

No, Regions does not charge a fee for cash deposits at its own branches or ATMs if you have a Regions checking account. If you use an ATM outside the Regions network, you may be charged a surcharge by the other bank.

What if I want to deposit cash but the branch is closed?

Use a Regions ATM that accepts deposits. If you do not have access to an ATM, you can deposit the cash the next time the branch is open. There is no penalty for waiting to deposit cash, though the money will not be in your account until the deposit is processed.

Do I need to tell Regions I am depositing a large amount of cash?

No, you do not need to notify Regions in advance. Just bring the cash to a branch or ATM and deposit it normally. Regions will file the required federal report automatically if the amount is $10,000 or more.