Commerce Bank branch hours vary by location, but most open at 9 a.m. on weekdays
Commerce Bank does not have a single opening time across all branches. Most locations open at 9 a.m. Monday through Friday, but some branches open as early as 8 a.m., and a few open at 10 a.m. Saturday hours typically start at 9 a.m., and most branches close on Sunday. The only way to know your specific branch's hours is to look them up by location.
If you need to deposit a check or withdraw cash before the branch opens, Commerce Bank offers ATMs that work 24/7. If you need to speak to someone — to dispute a charge, open an account, or get a loan — you will need to call during business hours or visit in person.
Key Takeaways
- Most Commerce Bank branches open at 9 a.m. on weekdays, but hours vary by location and some open at 8 a.m. or 10 a.m.
- You can find your branch's exact hours by searching for the location on Commerce Bank's website or calling the branch directly.
- ATMs are available 24/7 for deposits and withdrawals, even when the branch is closed.
- Saturday hours usually start at 9 a.m., and most branches are closed on Sunday.
- Drive-through hours may differ from lobby hours at the same location, so check both if you plan to use the drive-through.
How to find your specific branch's hours
Go to the Commerce Bank website and use the branch locator tool. Enter your city, zip code, or street address. The search will show you every Commerce Bank location near you, and each result will display the hours for that specific branch. The locator also shows whether the branch has a drive-through and lists any services that may have different hours.
If you do not have internet access, call the branch directly. The phone number appears in the Google Business listing when you search "Commerce Bank near me," or you can call Commerce Bank's main customer service line and ask them to transfer you or provide the number for your nearest branch. When you call, confirm both the opening time and whether you need the lobby hours or drive-through hours.
What to do if the branch is closed
Commerce Bank ATMs work around the clock. You can deposit checks, withdraw cash, transfer money between accounts, and check your balance without waiting for the branch to open. Mobile deposits also work 24/7 through the Commerce Bank app — photograph the front and back of a check and submit it without visiting an ATM or branch. Most mobile deposits clear within one to two business days.
If you need to speak to a person and the branch is closed, call customer service. Commerce Bank's phone line is open during extended hours, though not all services are available outside branch hours. For urgent issues, check whether your bank offers a 24-hour customer service number on your debit card or account statement. Some problems, like disputing a fraudulent charge, can often be reported by phone even if the branch is closed.
Weekend and holiday hours
Most Commerce Bank branches are open on Saturday from 9 a.m. to 1 p.m. or 2 p.m., though some locations stay open later. Very few branches are open on Sunday. If you need banking services on Sunday, your ATM and mobile app remain available, and you can call customer service for phone-based help.
Holiday hours differ by branch — some close on major holidays like Thanksgiving and Christmas, while others stay open with reduced hours. Check your branch's specific calendar on the website or call ahead if you plan to visit on a holiday. ATMs and mobile banking continue to work on holidays regardless of branch closure.
Drive-through versus lobby hours
Many Commerce Bank branches have different hours for the drive-through and the lobby. The drive-through often opens earlier and closes later than the lobby, giving you more time to use the window without leaving your car. The branch locator tool on Commerce Bank's website shows both sets of hours when they differ.
If the website does not specify separate hours, call your branch to ask. Some branches open the drive-through at 8 a.m. while the lobby does not open until 9 a.m., or the drive-through may stay open an hour after the lobby closes. Knowing which service you need — drive-through or in-person — helps you plan your visit.
Frequently Asked Questions
Can I deposit a check after the branch closes?
Yes. Use the ATM or the mobile app to deposit checks 24/7. ATM deposits are processed the next business day, and mobile deposits usually clear within one to two business days depending on the amount and your account history.
What if I need to open an account and the branch is closed?
Some banks allow online account opening, but you should check Commerce Bank's website to see whether you can complete the entire process without visiting a branch. If you need to sign documents in person, you will need to visit during business hours.
Does Commerce Bank have different hours for drive-through and lobby?
Drive-through hours are sometimes longer than lobby hours. The branch locator tool on the website shows both sets of hours if they differ. Call your branch if the website does not specify.
What time does Commerce Bank close?
Most branches close at 5 p.m. on weekdays and 1 p.m. to 2 p.m. on Saturday. Some locations stay open until 6 p.m. or later. Check your branch's hours on the website to confirm the closing time.
Is there a Commerce Bank customer service line I can call outside branch hours?
Yes. Commerce Bank offers phone support during extended hours, though the exact times vary. Check your debit card or account statement for the customer service number, or visit the website to find the hours for phone support at your branch.