Most banks are closed on weekends and federal holidays, but some branches and online services operate on Saturday
Whether your bank is open today depends on the day of the week, whether it is a federal holiday, and which bank you use. Large national banks like Chase, Bank of America, Wells Fargo, and Citibank close on Sundays and federal holidays. Most close on Saturdays too, though some branches in urban areas or shopping centers stay open Saturday mornings. Credit unions and smaller regional banks follow similar patterns but vary by location and institution.
The fastest way to know if your specific branch is open is to search "[Your Bank Name] hours" plus your city or zip code, or call the branch directly. Most banks post their hours on Google Maps, their website, and their mobile app. If you need to deposit money or withdraw cash and your branch is closed, you can use ATMs any time, and many banks let you deposit checks through their mobile app.
Key Takeaways
- Most bank branches close on Sundays and federal holidays, and many close on Saturdays except for limited Saturday morning hours.
- You can find your branch's hours by searching the bank's name and location on Google Maps, calling the branch, or checking the bank's website or app.
- ATMs work 24/7, and mobile check deposit lets you send checks to your bank without visiting a branch.
- Online banks and credit unions may have different hours than traditional bank branches, so check your specific institution.
- If today is a federal holiday, assume your branch is closed unless the bank's website or app says otherwise.
How to check your bank's hours right now
Open Google Maps on your phone or computer and search for your bank by name and location. The hours appear in a box on the right side of the screen, along with a green "Open" or red "Closed" label. This is usually the fastest way because Google updates hours in real time when banks change them.
If Google Maps does not show your branch, go to your bank's official website or open their mobile app. Most banks have a "Find a Branch" or "Locations" section where you enter your zip code and see all nearby branches with their hours. Call the branch directly if you want to be certain — the number is usually listed on the website or in the app.
Federal holidays when banks close
Banks close on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Some banks also close on the day after Thanksgiving. If today is one of these dates, your branch is closed, though ATMs and online banking still work.
A few banks may stay open on some federal holidays, but this is rare. Check your bank's website or call ahead if you are unsure whether today is a holiday your bank observes.
Saturday and Sunday hours
Most bank branches do not open on Sunday. Saturday hours vary widely — some branches open from 9 a.m. to 1 p.m., others from 9 a.m. to noon, and many do not open at all. Branches in busy shopping areas or downtown locations are more likely to have Saturday hours than branches in residential neighborhoods.
Credit unions often have different Saturday hours than national banks. Some stay open until 2 or 3 p.m. on Saturday, while others close at noon. Check your credit union's website or app to see the exact hours for your branch.
What to do if your branch is closed
Use an ATM to withdraw cash or deposit checks. ATMs work 24/7 and accept deposits at any time, though the money may not show in your account until the next business day. Most banks let you deposit checks through their mobile app as well — you photograph the front and back of the check and submit it without visiting a branch.
If you need to speak to someone, call your bank's customer service line. The number is on your debit card, your bank statement, or the bank's website. Customer service representatives can handle many tasks over the phone, including transfers, balance questions, and fraud reports. Some banks offer chat support through their website or app during extended hours.
Online banks and credit unions
Online banks like Ally, Charles Schwab, and Discover do not have physical branches, so there are no branch hours to check. They handle transactions through their website and app 24/7. Customer service hours vary — most offer phone support during business hours and email support anytime.
Credit unions may have different hours than national banks. Some credit unions are part of shared branching networks, which means you can visit a different credit union's branch to withdraw cash or make deposits even if your own branch is closed. Check your credit union's website to see if this option is available to you.
Frequently Asked Questions
Can I deposit a check at my bank's ATM on Sunday?
Yes. ATMs accept check deposits 24/7, including Sundays and holidays. The check will be processed the next business day, so if you deposit on Sunday, the money usually appears in your account by Tuesday.
What if I need cash and my bank is closed?
Use any ATM, including ones at other banks or in grocery stores and convenience stores. You may pay a fee if you use an out-of-network ATM, but the cash comes out immediately. Check your bank's app to find ATMs in your network that do not charge fees.
Do all Chase branches have the same hours?
No. Chase branch hours vary by location. Some branches open at 8 a.m. and close at 5 p.m., while others open at 9 a.m. and close at 6 p.m. or later. Search your specific branch on Chase's website or Google Maps to see its exact hours.
Is my bank open on Veterans Day?
Most banks close on Veterans Day. Check your bank's website or call your branch to confirm, as a small number of banks may stay open.
Can I transfer money if my bank is closed?
Yes. You can transfer money through your bank's website or app anytime, even when branches are closed. The transfer usually processes the next business day.