Most banks open between 9 a.m. and 10 a.m. on Saturday, but hours vary by branch and bank
Saturday hours depend on which bank you use and which specific branch. Large national banks like Chase, Bank of America, Wells Fargo, and Citibank typically open at 9 a.m. on Saturday, though some branches open at 10 a.m. Regional banks and credit unions often open later — 10 a.m. to 11 a.m. is common. A few banks close on Saturday entirely, and some open only for limited services like ATM access or drive-through transactions.
The only way to know your branch's exact Saturday hours is to check directly. Call the branch, look it up on the bank's website using your zip code, or use Google Maps, which shows hours for most bank locations. Do not assume your branch keeps the same hours as another branch of the same bank — even branches in the same city sometimes differ.
Key Takeaways
- National banks usually open at 9 a.m. on Saturday, but some branches open at 10 a.m., so you need to check your specific location.
- Credit unions and regional banks often open later on Saturday, typically between 10 a.m. and 11 a.m.
- A few banks do not open on Saturday at all, and some offer only drive-through or ATM services on weekends.
- The fastest way to confirm your branch's Saturday hours is a phone call or a search on the bank's website or Google Maps.
How to find your branch's Saturday hours
Start with your bank's official website. Most banks have a branch locator tool where you enter your zip code or address and see hours for that specific location. The hours listed there are usually current, though they can change seasonally or without notice.
If the website does not show Saturday hours clearly, call the branch directly. The phone number is on the website or in your bank statements. Ask whether the branch is open on Saturday, what time it opens, and what time it closes. Also ask whether all services are available — some branches limit Saturday hours to teller services only and close the loan or investment departments.
Google Maps is another reliable source. Search for your bank by name and location, and the hours appear in the sidebar. Google pulls data from the bank's official information, so it is usually accurate, though it can lag if a bank changes hours recently.
Banks that close on Saturday
Some banks do not open on Saturday at all. These include certain regional banks, some credit unions, and a few smaller institutions. If your bank is closed on Saturday, you can still use the ATM to withdraw cash or deposit checks (if your ATM accepts deposits), but you cannot speak to a teller or conduct other transactions that require a person.
If you need to do business on Saturday and your bank is closed, look for a branch of the same bank in a nearby area that does open on Saturday. Many banks let you conduct business at any branch, even if it is not your home branch. Alternatively, some banks offer Saturday hours at select high-traffic locations while keeping smaller branches closed.
What you can do if your bank is closed
ATMs work 24 hours a day, seven days a week at most banks. You can withdraw cash, check your balance, transfer money between your own accounts, and deposit checks (if your ATM has a deposit slot). ATM transactions process immediately or within one business day, depending on the type of transaction.
Many banks also offer online banking and mobile apps that work on Saturday. You can transfer money, pay bills, deposit checks by taking a photo, and manage your account without visiting a branch. These transactions usually process on the next business day if you submit them after hours or on a weekend.
If you need to speak to someone on Saturday, some banks offer phone support during their Saturday branch hours. Call the customer service number on the back of your debit card or on the bank's website to see whether a representative is available.
Saturday hours at major national banks
| Bank | Typical Saturday Opening Time | Notes |
|---|---|---|
| Chase | 9 a.m. | Most branches; some open at 10 a.m. Check your location. |
| Bank of America | 9 a.m. | Most branches; hours vary by location. |
| Wells Fargo | 9 a.m. | Most branches; some locations have limited Saturday hours. |
| Citibank | 9 a.m. to 10 a.m. | Varies by branch; many urban locations open at 9 a.m. |
| US Bank | 9 a.m. to 10 a.m. | Varies by branch and region. |
This table shows typical opening times, but your specific branch may differ. Always confirm with your bank directly before making a trip on Saturday.
Credit unions and Saturday hours
Credit unions have more varied Saturday hours than national banks. Some open at 9 a.m., others at 10 a.m. or 11 a.m., and some do not open on Saturday at all. Smaller credit unions are more likely to be closed on weekends.
If you belong to a credit union, check the website or call your branch. Many credit unions participate in shared branching networks, which means you can conduct business at other credit union branches on Saturday even if your home branch is closed. Ask whether your credit union participates in shared branching and where the nearest participating branch is located.
Frequently Asked Questions
Can I deposit a check on Saturday if the bank is closed?
Yes, if your ATM accepts check deposits. You can insert the check into the deposit slot 24 hours a day. The check will be processed and the funds added to your account on the next business day (Monday if you deposit on Saturday). If your ATM does not have a deposit slot, you will need to wait until the bank opens on Monday.
Do all branches of the same bank have the same Saturday hours?
No. Even branches of the same bank in the same city can have different Saturday hours. A busy downtown branch might open at 9 a.m., while a smaller suburban branch opens at 10 a.m. or closes on Saturday entirely. Always check your specific branch.
What if I need to speak to someone on Saturday and my bank is closed?
Call the customer service number on your debit card or bank statement. Many banks offer phone support during business hours, and some extend support into Saturday afternoon. You can also use online chat or the mobile app if your bank offers it, though responses may be slower on weekends.
Are bank hours different on holiday weekends?
Yes. Banks often close on federal holidays like Memorial Day, Independence Day, and Thanksgiving, even if Saturday would normally be open. Some banks also adjust hours on the Saturday before or after a holiday. Check your bank's holiday schedule on its website or call ahead if you are planning a Saturday visit near a holiday.