Most banks close between 1 p.m. and 3 p.m. on Saturday
Saturday hours vary by bank and by branch. The most common closing time is 2 p.m., but you will find branches that close at 1 p.m., 3 p.m., or even 4 p.m. Some banks do not open on Saturday at all. The only way to know your branch's actual hours is to check directly — do not assume based on weekday closing times.
If you need to deposit a check or withdraw cash on Saturday, call your branch or check your bank's website before you go. Many banks list Saturday hours on their homepage or in the branch locator tool. You can also text your bank's customer service line or use their mobile app to find hours for the specific location nearest you.
Key Takeaways
- Saturday closing times range from 1 p.m. to 4 p.m. depending on the bank and location, with 2 p.m. being the most common.
- Some branches do not open on Saturday, so checking hours before you visit saves a wasted trip.
- Your bank's website, mobile app, or a phone call to the branch will show the exact Saturday hours for your location.
- ATMs are available 24 hours for basic transactions like cash withdrawal and check deposit if you miss Saturday branch hours.
- Credit unions often have different Saturday hours than national banks, so check your institution's schedule separately.
How to find your bank's Saturday hours
Start with your bank's official website. Most banks have a branch locator tool where you enter your zip code or city and see all nearby locations with their hours. Click on the specific branch you plan to visit — the hours listed there are the most current.
If you use your bank's mobile app, you can usually find branch hours directly in the app without logging in. Some apps show hours for branches near your current location automatically. You can also call the branch directly during business hours and ask about Saturday closing time, or call the main customer service number and ask them to look it up for you.
Why Saturday hours are shorter than weekday hours
Banks staff branches with fewer employees on Saturday because customer traffic is lower. Fewer tellers and managers means the branch cannot stay open as long. Saturday is also when banks do their weekly accounting and system maintenance, which requires closing earlier than on weekdays.
This is why most branches close by mid-afternoon on Saturday — the bank needs time to process the day's transactions and prepare for Monday. Some branches in high-traffic areas (downtown locations, shopping centers) stay open later because they see enough Saturday customers to justify the staffing cost.
What to do if you cannot reach the bank before it closes
ATMs work 24 hours, seven days a week. You can withdraw cash, deposit checks, and check your balance at any time on Saturday. Mobile check deposit — taking a photo of a check through your bank's app — also works on Saturday and does not require you to visit a branch at all.
If you need to speak to a person on Saturday, many banks offer phone support during their branch hours. Some banks also have Saturday customer service lines that stay open later than the physical branches. Check your bank's website or the back of your debit card for the customer service number.
Saturday hours for major banks
| Bank | Typical Saturday Hours | How to Confirm |
|---|---|---|
| Chase | 9 a.m. to 1 p.m. or 2 p.m. | chase.com branch locator |
| Bank of America | 9 a.m. to 1 p.m. or 2 p.m. | bankofamerica.com find a location |
| Wells Fargo | 9 a.m. to 1 p.m. or 2 p.m. | wellsfargo.com locations |
| Citibank | 10 a.m. to 2 p.m. or 3 p.m. | citibank.com branch locator |
| Credit unions | Varies widely; some closed | Your credit union's website |
These are typical hours, but individual branches differ. A Chase branch in one city might close at 1 p.m. while another closes at 2 p.m. Always check your specific branch location before visiting.
The table above shows what you will find most often, but it is not a may provide for your location. Use the "How to Confirm" column to go directly to each bank's branch finder and enter your zip code for the exact hours your branch keeps.
Alternatives to visiting a branch on Saturday
If your branch closes before you can get there, you have several options that do not require a visit. Mobile check deposit lets you photograph the front and back of a check and submit it through your bank's app — funds usually appear in your account within one or two business days. This works on Saturday evening and Sunday.
For cash withdrawal, use any ATM in your bank's network or a network your bank partners with (like Allpoint or MoneyPass). For bill payments, use your bank's online bill pay system, which works 24/7. If you need to speak to someone, call customer service during their Saturday phone hours, which often extend past branch closing time.
Frequently Asked Questions
Do all banks close at the same time on Saturday?
No. Closing times range from 1 p.m. to 4 p.m. depending on the bank and the specific branch. Some branches do not open on Saturday at all. Check your bank's website or call your branch to confirm.
Can I deposit a check on Saturday after the bank closes?
Yes, if your bank has an ATM with mobile deposit or a physical check deposit slot. You can also use mobile check deposit through your bank's app anytime, including Saturday evening. The check will be processed when the bank reopens on Monday.
What if I need to speak to a banker on Saturday?
Call your bank's customer service line — many banks keep phone support open longer than branch hours on Saturday. Some banks also offer Saturday appointments or video banking with a banker. Check your bank's website for Saturday phone support hours.
Are credit union hours different from bank hours?
Yes, credit unions set their own hours and they vary widely. Some credit unions close earlier on Saturday than banks do, and some do not open on Saturday at all. Check your credit union's website or call to confirm Saturday hours.
Can I do everything I need at an ATM on Saturday?
You can withdraw cash, deposit checks, transfer money between accounts, and check your balance at an ATM. You cannot open a new account, apply for a loan, or speak to someone about a dispute. For those tasks, you need to visit during branch hours or call customer service.