Most banks close at 5 or 6 p.m. on weekdays, and many are closed on Sundays
The fastest way to know if your bank is open today is to call the branch directly or check your bank's website or mobile app. Nearly every bank publishes its hours online, and most apps show you whether a specific branch is open right now. If you need cash or to speak with someone in person, a quick phone call takes 30 seconds and saves a trip.
Standard hours for most banks are 9 a.m. to 5 p.m. Monday through Friday, with Saturday hours from 9 a.m. to 1 p.m. or 9 a.m. to 3 p.m. Sunday hours are rare — most traditional banks do not open on Sundays, though some credit unions and online banks may offer limited Sunday service. Holiday closures vary by bank and by holiday, so if today is a federal holiday, assume your branch is closed unless you have confirmed otherwise.
Key Takeaways
- Your bank's website or mobile app shows today's hours for your specific branch in seconds.
- Most banks close between 5 and 6 p.m. on weekdays and do not open on Sundays.
- Calling the branch directly is the fastest way to confirm if they are open right now.
- ATMs and online banking work 24/7, even when the branch is closed.
- Federal holidays close most banks, but some credit unions stay open — check ahead if today is a holiday.
How to check your bank's hours online
Go to your bank's website and look for a "Locations" or "Find a Branch" link. Enter your zip code or the branch name, and the site will show you today's hours, tomorrow's hours, and holiday closures. Most banks also list phone numbers and services available at each branch — some branches do not have a teller, for example, and only offer ATM and loan services.
If you use your bank's mobile app, open it and tap "Locations" or "Branches." The app usually shows you branches near your current location and tells you whether each one is open right now. This is the fastest method if you are already on your phone.
What to do if your branch is closed
If your branch is closed but you need to move money or check your balance, use your bank's ATM or log into online banking. Both work 24/7, even on Sundays and holidays. You can transfer money between your own accounts, withdraw cash, deposit checks (if your ATM has mobile deposit), and pay bills online without visiting a branch.
If you need to speak with someone — to dispute a charge, ask about a loan, or resolve an account problem — call your bank's customer service line. Most banks have a phone number on the back of your debit card that connects you to a representative during business hours, and some offer phone support on weekends. If today is a holiday, you may reach an automated system that tells you when the next representative will be available.
Banks that have different weekend hours
Credit unions often have different hours than traditional banks. Some credit unions open on Saturday mornings and a few open on Sunday afternoons, though this varies widely by location and by credit union. If you belong to a credit union, check its website or call ahead — do not assume it follows the same schedule as a traditional bank.
Online banks like Ally, Charles Schwab, and Discover do not have physical branches, so there are no branch hours to check. They handle everything by phone, email, and their website or app. If you bank online and need to deposit a check, use mobile deposit through the app — it works any time of day.
Holiday closures and when banks stay closed longer
Banks close on federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Some banks also close on Good Friday. If today is one of these holidays, your branch will be closed, though ATMs and online banking still work.
A few banks stay closed the day after Thanksgiving or extend their holiday closure if a holiday falls on a weekend. Check your bank's website in advance if you know a holiday is coming — most banks post their holiday schedule weeks ahead.
Finding a different bank if yours is closed
If you need to visit a branch today and yours is closed, you can use another bank's ATM to withdraw cash, though you may pay a fee ($2 to $3 per transaction). Some banks waive out-of-network ATM fees if you use their ATM, so check your account terms. If you need to deposit a check or speak with a teller, you will have to wait until your own branch reopens — most banks do not let customers use another bank's teller services.
If you belong to a credit union, check whether it is part of a shared branching network. Some credit unions let you visit other credit unions in the network to make deposits, withdrawals, and other transactions, even if they are not your bank. The CO-OP Network and Alliant Credit Union's network are two of the largest. Search "credit union shared branching near me" to see if your credit union participates.
Frequently Asked Questions
Can I deposit a check if my bank is closed?
If your bank's app has mobile deposit, you can photograph the check and deposit it through the app any time, even at midnight on Sunday. If your bank does not offer mobile deposit, you will need to wait until the branch reopens. ATMs at your bank can accept check deposits if they have that feature, but not all ATMs do — check your bank's website to see which machines accept deposits.
Do banks open earlier on some days?
Most banks open at 9 a.m. every day they are open, though a few open at 8 a.m. or 8:30 a.m. Check your specific branch's hours online — opening time does not vary by day of the week at most banks, but it may vary between branches of the same bank.
What if I need cash and all banks are closed?
Use an ATM to withdraw cash 24/7. If you do not have an ATM card, some grocery stores and convenience stores offer cash back when you make a purchase with a debit card, even if the bank is closed. You will need to buy something first.
Are bank hours the same on Saturday as Friday?
No. Most banks close earlier on Saturday — often at 1 p.m. or 3 p.m. instead of 5 or 6 p.m. Some banks are not open on Saturday at all. Check your branch's specific Saturday hours online before you go.