Most banks close on Easter Sunday and reopen the next business day
Banks treat Easter Sunday as a federal holiday, so branches close that day. The day after Easter — Easter Monday — is not a federal holiday, which means most banks return to their regular hours. However, some banks and credit unions observe Easter Monday as a holiday themselves, so you need to check with your specific institution before you count on a branch being open.
The safest approach is to call your bank's customer service line or check their website the day before Easter to confirm Monday's hours. Many banks post holiday schedules weeks in advance, and you can usually find this information in the "Hours" or "Locations" section of their website, or by searching "[Your Bank Name] Easter hours."
Key Takeaways
- Easter Sunday is a federal holiday and all banks close; Easter Monday is not a federal holiday but some banks choose to close anyway.
- Call your bank or check their website to confirm whether your branch will be open the day after Easter, since policies vary by institution.
- Most large national banks like Bank of America, Chase, and Wells Fargo operate on regular hours the day after Easter, though individual branches may vary.
- Credit unions are more likely than large banks to observe Easter Monday as a holiday, so verify before planning a visit.
- ATMs and online banking work on Easter Monday regardless of branch hours, so you can move money or pay bills without visiting in person.
Which banks close on Easter Monday
Large national banks — Chase, Bank of America, Wells Fargo, Citibank, and US Bank — typically operate on regular business hours the day after Easter. However, some regional banks and most credit unions treat Easter Monday as a holiday and close their branches. Examples include Navy Federal Credit Union, which observes Easter Monday, and many community banks in the South and Midwest.
The only way to know for certain is to contact your bank directly. Call the main customer service number, visit a branch in person before Easter, or log into your online account and look for a holiday schedule. Some banks post this information in their mobile app under "Locations" or "Hours."
How to find your bank's Easter Monday hours
Start by visiting your bank's website and searching for "holiday hours" or "Easter hours." Most banks publish their full holiday calendar by mid-March. If you cannot find it online, call the branch you plan to visit — the staff can tell you immediately whether they will be open.
If you bank with a credit union, check their website or call their main line. Credit unions are less consistent than national banks about which holidays they observe, so do not assume they follow the same schedule as a large bank.
You can also text your bank's customer service number if they offer that option, or use their chat feature on the website. Many banks respond to these inquiries within minutes during business hours.
What you can do if your bank is closed on Easter Monday
ATMs work 24/7 regardless of branch hours, so you can withdraw cash, deposit checks (if your ATM has a deposit slot), and check your balance any time. Online banking and mobile apps also work on holidays, so you can transfer money between accounts, pay bills, or send money to other people without visiting a branch.
If you need to speak to someone or handle a transaction that requires a teller — such as ordering a cashier's check, opening a new account, or resolving a dispute — you will have to wait until the branch reopens. Plan ahead if you know you need this kind of service around Easter.
Planning ahead for Easter banking
If you need cash or plan to deposit a check, do it before Easter Sunday. Most banks close by 5 or 6 p.m. on the Friday before Easter, so visit early in the day if you want to be sure you have time.
If you are expecting a deposit or payment around Easter, remember that it may not post until Tuesday if it arrives on Easter Monday. Payroll, government payments, and transfers from other banks sometimes take an extra day to clear during holiday weekends.
Set a reminder on your phone or calendar to check your bank's holiday schedule by the Wednesday before Easter. This gives you time to plan any branch visits or arrange alternative ways to handle banking tasks.
Federal holidays versus bank holidays
Easter Sunday is a federal holiday, which is why all banks close. Easter Monday is not a federal holiday — it is not recognized by the federal government — but individual banks can choose to observe it anyway. This is why some banks are open and others are closed on the same day.
The federal holidays that banks always close for are New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Some banks also close on Good Friday (the Friday before Easter), though this is less common.
Frequently Asked Questions
Will my direct deposit post on Easter Monday?
Direct deposits usually post on schedule even if it is a holiday, since the automated system processes them overnight. However, if Easter Monday is the scheduled deposit day and your employer uses a bank that is closed, the deposit might arrive a day late. Check with your employer or payroll department if you are unsure.
Can I use my debit card on Easter Monday?
Yes. Your debit card works at any merchant, ATM, or online store on Easter Monday, whether or not your bank branch is open. The only thing you cannot do is visit a physical branch to speak with a teller.
Do all credit unions close on Easter Monday?
No. Some credit unions close on Easter Monday and others do not. Call your credit union or check their website to find out. Navy Federal, for example, closes on Easter Monday, but many smaller credit unions stay open.
What if I need to deposit a check on Easter Monday?
If your bank has an ATM with a deposit slot, you can deposit the check there any time. If not, you can use mobile deposit through your bank's app if you have a smartphone — most banks offer this feature. Otherwise, you will need to wait until Tuesday.
Do banks close on Good Friday?
Most large national banks stay open on Good Friday, though some regional banks and credit unions close. Check with your bank in advance if you need to visit on Good Friday.