Banks and post offices follow different schedules, and both close on federal holidays
Most banks are open Monday through Friday from 9 a.m. to 5 p.m., with some branches staying open until 6 p.m. or later. Saturday hours vary widely—some branches open at 9 a.m. and close at 1 p.m., while others stay open until 4 p.m. or 5 p.m. Most banks close entirely on Sunday. Post offices typically operate Monday through Friday from 9 a.m. to 5 p.m., with Saturday hours from 9 a.m. to 1 p.m. or 2 p.m., and are closed on Sunday.
Both banks and post offices close on the same federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. Some banks may also close on additional holidays depending on the state or region. The fastest way to confirm today's hours is to call your specific branch or location directly, or check their website or mobile app.
Key Takeaways
- Bank hours are usually 9 a.m. to 5 p.m. on weekdays, with Saturday hours that vary by location and no Sunday service at most branches.
- Post offices typically close at 5 p.m. on weekdays and 1 p.m. to 2 p.m. on Saturday, with no Sunday hours.
- Both banks and post offices close on all federal holidays, which include Christmas, Thanksgiving, Independence Day, and Labor Day.
- Calling your branch directly or checking the website is the only reliable way to confirm hours, since individual locations may differ from standard times.
- Many banks and post offices offer after-hours services like ATMs, online banking, and mail drop boxes that work 24/7.
How to find your bank's hours right now
The fastest method is to search "[Your Bank Name] near me" on Google Maps or your bank's official website. Google Maps shows real-time hours, whether the location is open now, and customer reviews that sometimes mention recent changes. Most major banks—Chase, Bank of America, Wells Fargo, Citibank, and others—have branch locators on their websites where you can enter your zip code and see hours for each nearby location.
If you have the bank's mobile app, open it and look for the branch locator or ATM finder. Many apps display hours directly and let you schedule an appointment if the branch is closed. For smaller or regional banks, calling the branch directly is often faster than searching online, since their websites may not update hours in real time.
How to find your post office's hours right now
Go to USPS.com and use the "Find Locations" tool at the top of the page. Enter your zip code or address, and the tool will show all post offices nearby with their exact hours. You can also call your local post office directly—the number appears in the search results. The USPS website updates hours regularly, including temporary closures or holiday changes.
If you need to mail something and your post office is closed, USPS also operates collection boxes on many street corners and in retail locations like CVS, Walgreens, and UPS stores. These boxes are emptied on a schedule posted on the box itself, so check the pickup times before dropping off time-sensitive mail.
What to do if your bank is closed today
Most banks have ATMs available 24/7, even when the branch is closed. You can withdraw cash, deposit checks (if your bank has mobile check deposit or a check-accepting ATM), and transfer money between your own accounts. For transactions that require a teller—like opening a new account, getting a cashier's check, or depositing large amounts of cash—you will need to wait until the branch reopens.
Online banking and mobile apps work around the clock, so you can pay bills, transfer money between accounts, and check your balance anytime. If you need to speak with someone today, many banks offer phone support during business hours, and some have chat or email support that responds within a few hours. For urgent issues, call the customer service number on the back of your debit card.
What to do if your post office is closed today
If you need to mail something, look for a blue USPS collection box on a nearby street corner or in a retail location. Drop your mail in the box, and it will be picked up according to the schedule posted on the box. For packages, UPS stores and some retail locations like CVS and Walgreens offer USPS shipping services during their own business hours, which are often longer than the post office.
If you need to pick up a package or mail that requires a signature, you will have to wait until the post office reopens. You can check the status of any package on USPS.com by entering the tracking number. If a package is held for pickup, the post office will hold it for up to 15 days before returning it to the sender.
Federal holidays when banks and post offices close
| Holiday | Date (2024) |
|---|---|
| New Year's Day | January 1 |
| Martin Luther King Jr. Day | Third Monday in January |
| Presidents' Day | Third Monday in February |
| Memorial Day | Last Monday in May |
| Juneteenth | June 19 |
| Independence Day | July 4 |
| Labor Day | First Monday in September |
| Columbus Day | Second Monday in October |
| Veterans Day | November 11 |
| Thanksgiving | Fourth Thursday in November |
| Christmas | December 25 |
Some banks may also close on additional state or regional holidays. Check with your specific bank to see if it observes any holidays beyond the federal list. If a federal holiday falls on a weekend, banks and post offices typically close on the nearest weekday instead.
Frequently Asked Questions
Can I deposit a check at my bank's ATM if the branch is closed?
Many banks offer mobile check deposit through their app, which lets you photograph the check and deposit it without visiting an ATM or branch. If your bank has a check-accepting ATM, you can also deposit there 24/7. Check your bank's app or website to see which deposit methods are available at your location.
What time does the post office pick up mail from collection boxes?
Pickup times vary by location and are posted on each collection box. Most boxes are emptied once per day on weekdays, usually in the afternoon, and once on Saturday. Check the specific box you plan to use to see its pickup schedule before dropping off time-sensitive mail.
Do banks stay open later on certain days of the week?
Some branches extend hours on Thursday or Friday, staying open until 6 p.m. or later. This varies by location and bank. Check your specific branch's hours online or call to confirm whether it has extended hours on any weekday.
Can I mail a package at a retail location if the post office is closed?
Yes. UPS stores, CVS, Walgreens, and some other retail locations offer USPS shipping services during their own business hours. They can weigh packages, calculate postage, and process shipments. Hours at these locations are often longer than the post office, making them useful when the post office is closed.