Most California banks open at 9 or 10 a.m. tomorrow, but hours depend on the day of the week and whether it's a holiday
If tomorrow is a weekday (Monday through Friday) and not a federal holiday, most major banks in California will be open from 9 a.m. to 5 p.m., with some branches staying open until 6 p.m. Smaller banks and credit unions may open at 10 a.m. instead. Saturday hours are typically 9 a.m. to 1 p.m., and most banks are closed on Sunday. However, the exact hours vary by branch and by bank, so calling ahead or checking online takes 30 seconds and saves a wasted trip.
Federal holidays shut down all banks nationwide, including in California. The next federal holidays are New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving (fourth Thursday in November), and Christmas (December 25). If tomorrow falls on one of these dates, your bank will be closed.
Key Takeaways
- Weekday hours for most California banks are 9 a.m. to 5 p.m., though some open at 10 a.m. or stay open until 6 p.m.
- Saturday hours are usually 9 a.m. to 1 p.m., and banks are closed on Sunday.
- All banks close on federal holidays, which include New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas.
- The fastest way to confirm your specific branch's hours is to call the bank directly or check its website or mobile app.
How to find your bank's exact hours for tomorrow
The hours listed above are typical, but your branch may differ. Call your bank's main number and ask for your local branch, or use the bank's website or mobile app to search by location. Most banks have a branch locator tool where you type your zip code and see all nearby locations with their hours listed. This takes less than a minute and gives you the definitive answer.
If you bank with a major chain like Bank of America, Wells Fargo, Chase, or Citibank, you can also find hours on their websites without logging in. Credit unions often have shorter hours than big banks, so if you use a credit union, check its site or call before you go. Some banks also post holiday closures on their homepage, so if tomorrow is close to a holiday, verify that the branch is actually open.
What to do if your bank is closed tomorrow
If your bank is closed tomorrow, you have several options depending on what you need to do. ATMs are available 24/7 at most banks, so you can withdraw cash, deposit checks (if your bank has mobile deposit or an ATM that accepts deposits), or check your balance at any time. Many banks also let you transfer money, pay bills, and move funds between accounts through their mobile app or website without visiting a branch.
If you need to speak to someone or handle something that requires a teller, you can visit the next day when the branch reopens. If the issue is urgent and tomorrow is a weekend or holiday, some banks offer phone support during limited hours — check your bank's website for a customer service number. A few banks also have branches open on Sunday in certain California locations, though this is rare, so call ahead if you think yours might be one of them.
Banks with extended or weekend hours in California
Most major banks in California follow standard hours, but some branches in busy areas or shopping centers stay open later on weekdays or open on Sunday. Bank of America, Wells Fargo, and Chase sometimes have branches with extended hours in urban areas and near malls. Credit unions are less likely to have weekend hours, but some larger ones in the Bay Area, Los Angeles, and San Diego do. The only way to know if your branch is one of them is to check online or call.
Online banks like Ally, Charles Schwab, and Marcus have no physical branches, so they are never "closed" — you can access your account and move money anytime. However, if you need cash or have a question that requires talking to a person, you will need to use a traditional bank with branches or an ATM network.
What counts as a federal holiday in California
California observes all federal holidays, and banks close on every one of them. The state also recognizes some additional holidays for state employees, but banks follow federal holidays only. This means your bank will be closed on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. If tomorrow is one of these dates, do not plan to visit a branch.
Some banks may also close on the day after Thanksgiving (Black Friday), though this is not a federal holiday and varies by bank. Check your bank's website or call if you are unsure whether it will be open the day after Thanksgiving.
Using ATMs and mobile banking when branches are closed
If you need to move money or check your balance and your bank is closed, use your bank's ATM or mobile app. Most ATMs let you withdraw cash, deposit checks (if your bank supports mobile check deposit), transfer money between your own accounts, and check your balance. Mobile apps let you send money to other people, pay bills, transfer funds, deposit checks by taking a photo, and contact customer support through chat or email.
If you need to deposit a check and your bank does not have an ATM that accepts deposits, you can use mobile check deposit through the app if your bank offers it. Take a photo of the front and back of the check, and the bank will credit your account within one to two business days. This works even if the branch is closed.
Frequently Asked Questions
Are banks open on Saturday in California?
Most banks are open on Saturday from 9 a.m. to 1 p.m., though some close earlier or stay open longer depending on the branch. Call your bank or check its website to confirm your specific branch's Saturday hours.
What if tomorrow is a holiday — will my bank be open?
No. Banks close on all federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving, and Christmas. If tomorrow is one of these dates, use an ATM or mobile app instead.
Can I deposit a check if the bank is closed?
Yes, if your bank offers mobile check deposit through its app. Take a photo of the front and back of the check, and the bank will credit your account within one to two business days. Some banks also have ATMs that accept check deposits.
How do I find my bank's phone number to call about hours?
Search "[your bank name] customer service" online, or look at the back of your debit card — the phone number is usually printed there. You can also log into your online banking account and look for a "Contact Us" link.
Do all California banks have the same hours?
No. Hours vary by bank and by branch. A Wells Fargo in downtown Los Angeles may have different hours than a Wells Fargo in a small town. Always check your specific branch's hours online or by phone rather than assuming.