Most major banks are closed on Saturdays, but some branches and credit unions stay open
The short answer: your bank is probably closed on Saturday. Chase, Bank of America, Wells Fargo, and Citibank do not operate branch locations on Saturdays. However, some regional banks, credit unions, and online banks with physical locations do open on Saturday mornings, usually from 9 a.m. to 1 p.m. or 9 a.m. to 2 p.m.
Whether your specific branch is open depends on the bank, the location, and whether it is a full-service branch or a limited-service location. A branch in a grocery store or shopping center is more likely to have Saturday hours than a standalone building. The only reliable way to know is to check your bank's website or call the branch directly.
If you need to deposit money, transfer funds, or handle other banking tasks on Saturday, you have options that do not require a branch visit—and some work around the clock.
Key Takeaways
- Major national banks like Chase, Bank of America, Wells Fargo, and Citibank close all branches on Saturday.
- Some regional banks and credit unions open Saturday mornings, typically 9 a.m. to 2 p.m., but hours vary by location.
- You can find your branch's Saturday hours by searching the bank's website, using the branch locator tool, or calling the branch directly.
- ATMs, mobile apps, and online banking work 24/7 and handle most common tasks without a branch visit.
- If you need to speak to someone on Saturday, many banks offer phone support during limited hours or through chat.
How to check if your specific branch is open Saturday
Go to your bank's website and use the branch locator tool. Enter your zip code or city, and the results will show hours for each location near you. Saturday hours appear in the full schedule—if Saturday is not listed, that branch is closed.
If the website does not show Saturday hours clearly, call the branch directly. The phone number is in the locator results. Ask specifically: "Are you open on Saturday, and if so, what are your hours?" This takes 30 seconds and removes any doubt.
Some banks list Saturday hours on Google Maps as well. Search your bank name and branch location, and the hours panel on the right side of the map will show the full weekly schedule.
Which banks and credit unions typically open on Saturday
Credit unions are more likely than national banks to open on Saturday. Many open one Saturday per month or every Saturday morning. Examples include Navy Federal Credit Union, Alliant Credit Union, and most local credit unions. Check your credit union's website the same way you would check a bank.
Some regional banks open on Saturday. PNC Bank, TD Bank, and SunTrust have Saturday hours at select locations. Smaller regional banks vary widely—some open Saturdays, others do not. Again, the branch locator tool is your fastest answer.
Online banks like Ally, Charles Schwab, and Discover do not have physical branches, so Saturday branch hours do not apply. However, they offer 24/7 customer service by phone or chat, and you can handle most tasks through the mobile app or website anytime.
What you can do on Saturday without visiting a branch
ATMs work 24/7 and let you withdraw cash, deposit checks (at most banks), transfer money between accounts, and check your balance. If you need cash or want to deposit a check, an ATM solves the problem on Saturday without waiting for Monday.
Mobile apps and online banking handle transfers, bill payments, account changes, and most other tasks instantly. You can send money to another person, pay a bill, move money between your own accounts, or set up automatic payments anytime, including Saturday night.
Phone support is available at many banks on Saturday, though hours are shorter than weekdays. Call the number on the back of your card or on the bank's website. Some banks offer phone support 8 a.m. to 6 p.m. Saturday; others close at noon. Chat support through the app or website may also be available.
What you cannot do without a branch visit
Some tasks still require a person: opening a new account, getting a cashier's check, reporting a lost card in person, or discussing a loan. If you need one of these services on Saturday, you will need to find a branch that is open or wait until Monday.
For lost or stolen cards, call the bank immediately by phone—you do not need to visit a branch. The bank can freeze the card over the phone and mail a replacement or arrange for you to pick one up Monday. Do not wait for Saturday hours.
Saturday hours at banks inside grocery stores and malls
Banks located inside grocery stores (like Bank of America inside Safeway) or shopping malls often have longer Saturday hours than standalone branches. These locations may open 9 a.m. to 2 p.m. or later on Saturday because they share the building's operating hours.
If your main branch is closed on Saturday but you need to visit a physical location, search for a grocery store or mall branch near you. The branch locator tool will show these locations separately and list their hours.
Planning ahead for Saturday banking needs
If you know you will need banking services on Saturday, plan on Friday. Deposit checks, withdraw cash, or handle transfers before the branch closes Friday evening. Most banking tasks can wait until Monday, and ATMs and apps handle the rest.
If you regularly need Saturday banking, consider switching to a credit union or regional bank with Saturday hours, or use an online bank where you can handle everything through the app or website anytime. Many people find that mobile banking eliminates the need for Saturday branch visits altogether.
Frequently Asked Questions
Can I deposit a check on Saturday if the branch is closed?
Yes, if your bank has an ATM that accepts check deposits. Most ATMs let you deposit checks 24/7. If your bank does not have a check-deposit ATM, you can use mobile deposit through the app—photograph the front and back of the check and submit it through the app anytime, including Saturday.
Do banks have phone support on Saturday?
Many do, but hours are limited. Call the number on the back of your card to find out. Some banks offer Saturday phone support 8 a.m. to 6 p.m., others until noon. Chat support through the app or website may also be available on Saturday.
What if I need cash on Saturday and the ATM is broken?
Find another ATM from your bank or a different bank—most charge a small fee ($2 to $3) for out-of-network use. Grocery stores, gas stations, and shopping centers usually have ATMs. You can also use your debit card to get cash back when you buy something at a store.
Are bank hours different on holiday Saturdays?
Yes. If Saturday falls on a holiday (like the day after Thanksgiving), branches that normally open Saturday may be closed. Check your bank's holiday schedule on the website or call ahead to confirm.
Can I open a new account on Saturday?
Some banks let you open an account online or through the app anytime, including Saturday. Others require a branch visit or a phone call with a representative. Check your bank's website or call to ask whether you can open an account on Saturday without visiting a branch.