Most U.S. banks will be closed on Good Friday, April 10, 2026
Good Friday is a federal holiday, and nearly all major banks observe it by closing their branches for the day. This includes Chase, Bank of America, Wells Fargo, Citibank, and most regional and community banks. If you need to deposit a check, withdraw cash, or speak to a banker in person, you will need to plan ahead or use an ATM.
Some banks may have limited hours or stay open in certain locations, so calling your branch directly is the safest way to confirm. ATMs and online banking will work normally on Good Friday, so you can still transfer money, pay bills, or check your balance without visiting a branch.
Key Takeaways
- Most bank branches close on Good Friday, April 10, 2026, because it is a federal holiday.
- ATMs remain available 24/7 even when branches are closed, so you can withdraw cash or deposit checks at the machine.
- Online banking and mobile apps work on Good Friday, letting you transfer funds and pay bills from home.
- Call your specific branch before Good Friday to confirm their hours, since some banks or locations may differ.
- If you need cash or a deposit before the holiday, plan to visit your bank on Thursday, April 9.
Which banks close and which stay open
The major national banks — Chase, Bank of America, Wells Fargo, Citibank, U.S. Bank, PNC, and Capital One — all close their branches on Good Friday. Credit unions typically close as well. However, some smaller regional banks or community banks may stay open or keep limited hours, so you cannot assume your bank will be closed without checking.
The best approach is to call your branch directly or check your bank's website for Good Friday hours. Most banks post holiday schedules online several weeks in advance. If your bank does not list Good Friday specifically, call the branch phone number and ask.
What you can do without a branch
ATMs work on Good Friday regardless of whether the branch is open. You can withdraw cash, deposit checks (if your ATM has a check deposit slot), and transfer money between your own accounts. ATM fees may apply if you use a machine outside your bank's network.
Online banking and mobile apps are available 24/7. You can pay bills, transfer money to other accounts, send wire transfers, and check your balance. Some transactions may not process until the next business day, but you can initiate them on Good Friday.
Planning ahead for Good Friday
If you need to handle banking in person, do it on Thursday, April 9. Withdraw extra cash, deposit checks, or speak to a banker about any transactions you need to complete before the weekend. This is especially important if you need a cashier's check or a notary, since those services are only available at open branches.
If you are expecting a deposit or payment on Good Friday, remember that it may not post until Monday, April 13. Paychecks, tax refunds, and other electronic deposits often process overnight, but the timing depends on your bank and the source of the deposit.
Wire transfers and time-sensitive payments
If you need to send a wire transfer on Good Friday, you can initiate it through online banking or a mobile app, but it will not process until Monday. Banks do not process wire transfers on federal holidays. If you have a payment due on Good Friday, send it by Thursday to make sure it arrives on time.
ACH transfers (the standard way to move money between bank accounts) also do not process on federal holidays. If you schedule an ACH transfer for Good Friday, it will process on the next business day, which is Monday, April 13.
What to do if you need cash over the weekend
Withdraw cash on Thursday, April 9, or use an ATM on Good Friday. If you are traveling or away from your bank's ATM network, you can use any ATM to withdraw cash, though you may pay a fee. Some grocery stores and retailers also offer cash back when you use a debit card to make a purchase.
If you run out of cash over the weekend and cannot reach an ATM, ask a friend or family member for help, or use a payment app like Venmo or PayPal to send money to someone who can give you cash.
Frequently Asked Questions
Will my paycheck deposit on Good Friday?
Paycheck deposits often process overnight, but if your employer sends it on Good Friday, it may not show in your account until Monday, April 13. Direct deposits scheduled for Good Friday usually post by Monday morning. Contact your employer or payroll department if you are unsure when your check will arrive.
Can I get a cashier's check on Good Friday?
No. Cashier's checks are only available at open bank branches. If you need one, visit your bank on Thursday, April 9. Some banks can mail a cashier's check, but that takes several business days.
Do credit unions close on Good Friday?
Most credit unions close on Good Friday because it is a federal holiday. Call your credit union to confirm their hours. Some may have limited Saturday hours that could help you if you miss Thursday.
What if I need to dispute a charge on Good Friday?
Call your bank's customer service line. Most banks have phone support on holidays, even if branches are closed. You can also report fraud or disputes through online banking or a mobile app, and the bank will investigate when they reopen on Monday.
Will my online bill payments process on Good Friday?
You can schedule bill payments through online banking on Good Friday, but they will not process until Monday, April 13. If a bill is due on Good Friday, schedule the payment for Thursday instead to make sure it arrives on time.