Most banks will be closed on Good Friday, April 10, 2026
Good Friday is a federal holiday in the United States, and most banks observe it by closing their branches for the day. If you need to deposit checks, withdraw cash, or handle in-person banking on that date, you will not be able to do so at a traditional branch location.
However, you can still access your money through ATMs, mobile apps, and online banking platforms. These services run 24/7 regardless of whether branches are open. Wire transfers, bill payments, and account transfers can all be completed online or through your bank's app on Good Friday itself.
Some banks may have different policies, and a small number of credit unions or regional banks might stay open. The safest approach is to contact your specific bank directly or check their website for their Good Friday 2026 hours before the day arrives.
Key Takeaways
- Most major U.S. banks close on Good Friday (April 10, 2026) because it is a federal holiday.
- ATMs and online banking remain available 24/7 on Good Friday, even when branches are closed.
- You can complete transfers, bill payments, and other transactions through your bank's app or website on the holiday.
- Call your bank or visit their website to confirm their specific Good Friday hours, as policies vary by institution.
- Plan ahead if you need cash or in-person services—withdraw money before the holiday or use an ATM.
Which banks close on Good Friday
All major national banks close on Good Friday, including Chase, Bank of America, Wells Fargo, Citibank, and US Bank. Regional banks and credit unions typically close as well, though some smaller institutions may have different policies.
If you bank with a credit union, call ahead to confirm. Some credit unions treat Good Friday as a regular business day, while others close. The same applies to online-only banks—most do not have physical branches, so the holiday does not affect their services at all.
Military banks (like USAA) and government employee banks (like Navy Federal) generally close on Good Friday, but it is worth checking their website or calling their customer service line to be certain.
What you can still do on Good Friday without a branch
ATMs work on Good Friday just like any other day. You can withdraw cash, deposit checks (if your ATM has mobile deposit or a check slot), transfer money between accounts, and check your balance.
Online banking portals and mobile apps let you pay bills, send money to other people, transfer funds between your own accounts, and set up automatic payments. These transactions process on Good Friday and will show in your account, though some transfers to other banks may not clear until the next business day.
If you need to send money urgently, wire transfers through your bank's online system or app typically go through on the holiday itself, though you should confirm timing with your bank. Peer-to-peer payment apps like Venmo, PayPal, and Zelle also work on Good Friday.
Planning ahead for Good Friday banking needs
If you know you will need cash on Good Friday or the weekend after, withdraw it on Thursday, April 9. This is the simplest way to avoid any inconvenience.
If you need to deposit a check, use your bank's mobile app to deposit it remotely on Good Friday itself. Most banks process mobile deposits within one business day, so a check deposited on Friday will typically be available by Monday or Tuesday.
For any transaction that requires a teller or in-person verification, handle it before Good Friday. This includes opening a new account, getting a cashier's check, or resolving a dispute on your account. These services are not available through online channels and will have to wait until Saturday or Monday.
What happens if you need help on Good Friday
Most banks have customer service phone lines that operate on holidays, though wait times are often longer. If you have a question about your account or need help with a transaction, call the number on the back of your debit card or check your bank's website for holiday hours.
If your issue is urgent and your bank's phone line is not helpful, you can also visit your bank's website to see if they offer live chat support on holidays. Some banks staff chat support even when branches are closed.
For technical problems with your app or online banking, most banks have dedicated technical support lines that may operate on Good Friday. Check your bank's website before the holiday to find the right number.
Good Friday closures at other financial institutions
Stock markets (NYSE and NASDAQ) close on Good Friday, so you cannot buy or sell stocks that day. If you use a brokerage app like Fidelity, Charles Schwab, or E-Trade, you will not be able to place trades, though you can still view your account and make transfers.
Insurance companies and loan servicers typically do not close on Good Friday, so you can still pay insurance premiums or make mortgage payments online. However, phone support may be limited or unavailable.
Payroll processing continues on Good Friday for most employers, so direct deposits should hit your account as scheduled. If your paycheck is supposed to arrive on Friday, April 10, it will likely post to your account even though banks are closed.
Frequently Asked Questions
Can I use my debit card on Good Friday if the bank is closed?
Yes. Debit cards work at ATMs and retail stores on Good Friday regardless of whether your bank's branch is open. You can withdraw cash from any ATM in your bank's network or use your card to make purchases anywhere that accepts it.
Will my direct deposit go through on Good Friday 2026?
Most direct deposits process on schedule on Good Friday, April 10. Your employer's payroll system does not stop because banks are closed. However, if your deposit is supposed to arrive on a weekend, it will not post until Monday.
What if I need a cashier's check on Good Friday?
You cannot get a cashier's check on Good Friday because tellers are not working. Plan ahead and get one on Thursday, April 9. If you need to send money urgently, use a wire transfer through your bank's app or website instead.
Do online banks close on Good Friday?
Online-only banks (like Ally, Charles Schwab Bank, or Discover) do not have physical branches, so Good Friday does not affect their services. You can transfer money, pay bills, and access your account normally on the holiday.
Can I deposit a check at an ATM on Good Friday?
Yes, if your bank's ATMs have check deposit slots or mobile deposit capability. You can deposit checks through your mobile app on Good Friday, and most banks will process them by the next business day (Monday, April 13).