Banks and post offices follow different holiday schedules, and many branches close on weekends

Most banks close on Sundays and federal holidays. Post offices close on Sundays and federal holidays too, but the list of federal holidays differs slightly from bank holidays — for example, some banks observe Presidents' Day while others do not. The fastest way to know if a specific branch is open right now is to search the name and address on Google Maps, which shows real-time status, or to call the branch directly.

If you need cash or to mail something today and your usual location is closed, you have options: ATMs work 24 hours at most banks, and some post offices in grocery stores or pharmacies keep different hours than standalone branches. UPS stores and FedEx locations can ship packages when the post office is closed, though rates differ.

Key Takeaways

  • Google Maps shows whether a specific bank or post office branch is open right now, including holiday closures and weekend hours.
  • Federal holidays when most banks and post offices close include New Year's Day, Memorial Day, Independence Day, Thanksgiving, and Christmas.
  • ATMs work around the clock even when bank branches are closed, so you can withdraw cash any time.
  • Post office locations inside grocery stores or pharmacies sometimes stay open longer than standalone branches on the same day.
  • UPS and FedEx locations offer shipping services when the post office is closed, though costs and delivery times may differ.

How to check a specific bank branch's hours right now

Open Google Maps on your phone or computer and search for the bank name and your city or zip code. Click on the branch location, and the listing will show "Open" or "Closed" in large text at the top, along with today's hours and the hours for the next several days. If it says "Closed," the reason usually appears below — "Closed on Sundays" or "Closed for Independence Day," for example.

If Google Maps does not show the status clearly, call the branch directly. The phone number is on the bank's website or in your account statements. A recorded message or staff member will confirm whether they are open and what time they close today. This is faster than driving there and finding the doors locked.

How to check a specific post office's hours right now

Go to USPS.com and click "Find Locations" at the top of the page. Enter your zip code or city, and a map will show all post offices nearby. Click on the one you plan to visit, and the listing shows today's hours and whether it is currently open. The status updates in real time.

If the main post office is closed, check whether there is a post office inside a grocery store, pharmacy, or UPS store in your area — these are called Post Office contract stations, and they often keep longer hours. The USPS location finder shows these too. You can also call the main post office directly; the number is on the location listing.

Federal holidays when banks and post offices close

Both banks and post offices close on these days each year: New Year's Day (January 1), Memorial Day (last Monday in May), Independence Day (July 4), Labor Day (first Monday in September), Thanksgiving (fourth Thursday in November), and Christmas (December 25). When a holiday falls on a Sunday, many banks and post offices close the following Monday instead.

Some banks also close on Presidents' Day (third Monday in February) and Veterans Day (November 11), but not all — check with your bank. The post office closes on Veterans Day but not Presidents' Day. If a holiday falls on a weekend, the closure usually moves to the nearest weekday, so check your bank's website or call ahead if you are unsure.

Getting cash or shipping when your bank or post office is closed

ATMs work 24 hours a day, seven days a week at nearly all banks, even when the branch itself is closed. You can withdraw cash, deposit checks (at ATMs that accept deposits), and check your balance any time. If you need to speak to someone or conduct a transaction that requires a teller, you will have to wait until the branch reopens.

For shipping, UPS stores and FedEx locations are often open on days when the post office is closed, including some Sundays and holidays. Shipping costs and delivery times differ from USPS rates, and not all services are available at every location. Call ahead or check their websites to confirm hours and what services they offer.

What to do if you need banking services on a holiday

If you need to deposit a check, transfer money, or pay a bill on a day when your bank is closed, most banks let you do these things through their mobile app or website. Check deposits can be made by photographing the front and back of the check in the app. Bill payments and transfers process immediately or on the next business day depending on the bank.

If you need cash and there is no ATM nearby, some grocery stores, gas stations, and convenience stores offer cash back when you make a purchase with a debit card. This works even on holidays when banks are closed. Ask the cashier whether they offer this service.

Weekend hours at banks and post offices

Most bank branches are closed on Sundays and open limited hours on Saturdays — usually 9 a.m. to 1 p.m. or 9 a.m. to noon. Post offices are closed on Sundays and open limited hours on Saturdays, typically 9 a.m. to 1 p.m. Hours vary by location, so check Google Maps or call ahead.

If you need to mail a package on Sunday, take it to a UPS store or FedEx location, both of which are often open on Sundays. If you need to deposit a check on Sunday, use your bank's mobile app or ATM if your bank offers mobile check deposit and ATM deposits.

Frequently Asked Questions

What happens if I deposit a check on a holiday?

If you deposit a check at an ATM or through your bank's mobile app on a holiday, the deposit is recorded that day, but the funds may not be available until the next business day. If you deposit at a teller window after the bank closes for a holiday, the deposit processes the next business day the bank is open.

Are credit unions open on different days than banks?

Credit unions follow similar schedules to banks — most close on Sundays and federal holidays — but hours vary by location. Check your credit union's website or call the branch directly to confirm today's hours, as some credit unions have different weekend schedules than traditional banks.

Can I mail a package at a UPS store if the post office is closed?

Yes. UPS stores offer shipping services through both UPS and USPS, so you can mail a package there when the post office is closed. Costs and delivery times may differ from what you would pay at the post office, so ask about rates before you ship.

Do banks stay open later on certain days?

Some bank branches stay open until 6 p.m. or later on weekdays, especially in urban areas or near shopping centers. Check your bank's website or Google Maps to see the hours for your specific branch — hours vary widely by location.

What if I need to wire money on a day the bank is closed?

Most banks let you send wire transfers through their website or mobile app, even when the branch is closed. The transfer may process the same day or the next business day depending on the time you send it and your bank's policies. Call your bank to confirm.