Where to find your Apple Savings Account online
You access your Apple Savings Account through the Wallet app on your iPhone, iPad, or Mac — there is no separate website or login. Open Wallet, tap the card icon at the bottom, and select your Apple Savings Account from the list. If you do not see it, swipe left through your cards until you find it, or tap the plus sign to add it if it is not showing.
On a Mac, open System Settings, go to Wallet & Apple Pay, and your savings account will appear in the list of cards. You can view your balance, recent transactions, and account details from either device. The account syncs across all your Apple devices that use the same Apple ID, so your information is the same whether you check on your phone or computer.
Apple Savings Accounts are held through Goldman Sachs, but you do not log into Goldman Sachs directly. Everything happens through Apple's interface. If you have not yet opened an Apple Savings Account, you can start the process in Wallet by tapping the plus sign and following the prompts to create one.
Key Takeaways
- Your Apple Savings Account lives in the Wallet app on your iPhone, iPad, or Mac — there is no separate website to visit.
- You view your balance, transaction history, and account settings by opening Wallet and selecting your savings card from the list.
- Your account syncs automatically across all devices signed in with your Apple ID, so you see the same information everywhere.
- The account is held by Goldman Sachs but managed entirely through Apple's interface, with no separate login required.
- You can transfer money to and from your linked bank account directly through the Wallet app without leaving Apple's system.
Viewing your balance and transaction history
Once you open your Apple Savings Account in Wallet, your current balance appears at the top of the card. Tap on the card itself to see more detail — you will see your account number, the current interest rate, and a list of recent transactions. Each transaction shows the date, amount, and whether it was a deposit or withdrawal.
Scroll down to see older transactions. Apple Wallet does not limit how far back you can view — you can see the full history of your account since you opened it. If you need to find a specific transaction, look for the date or amount in the list. Transactions typically post within one business day of being initiated.
Transferring money in and out
To move money into your Apple Savings Account, open Wallet, select your savings card, and look for the transfer option. You will be asked to choose a linked bank account as the source. If you have not linked a bank account yet, you can add one at this point by providing your routing number and account number, or by signing in to your bank through Apple's secure connection.
Transfers from your bank to Apple Savings usually take one to three business days. To move money out, select the withdrawal option, choose your linked bank account as the destination, and enter the amount. Outgoing transfers also typically take one to three business days to appear in your bank account.
You can transfer any amount at any time — there are no limits on how often you move money or how much you move. Your Apple Savings Account has no monthly fees, no minimum balance requirement, and no restrictions on deposits or withdrawals.
Checking your interest rate and earnings
Your current interest rate appears on your savings card in Wallet. Apple Savings rates change over time and are set by Goldman Sachs. When the rate changes, you will see the update reflected in Wallet — Apple does not send a separate notification, so check your card periodically if you want to stay current on rate changes.
Interest is calculated daily on your full balance and deposited into your account monthly. You can see how much interest you have earned by looking at your transaction history — deposits labeled as interest will show up on the first business day of each month. The amount depends on your balance and the current rate.
Updating account information and settings
To change your linked bank account, open Wallet, select your savings card, and look for account settings or linked accounts. You can add a new bank account or remove an old one from this menu. You will need to verify any new bank account before you can use it for transfers.
If you need to update your contact information, phone number, or address, go to Wallet settings on your device. Changes to your Apple ID profile — which is tied to your savings account — will update your account information with Goldman Sachs automatically. You do not need to contact Goldman Sachs directly.
What to do if you cannot see your account
If your Apple Savings Account does not appear in Wallet, first check that you are signed in with the same Apple ID you used to open the account. Sign out of your Apple ID and sign back in if needed. Restart your device and open Wallet again — sometimes the account takes a moment to sync.
If the account still does not show up, check that you have the latest version of iOS, iPadOS, or macOS installed. Apple Savings is only available on current versions of Apple's operating systems. If you are fully updated and the account still does not appear, contact Apple Support through the Wallet app or visit support.apple.com to report the issue.
If you opened your account on one device but are trying to view it on another, make sure both devices are signed in with the same Apple ID and connected to the internet. The account should sync within a few minutes. If it does not, sign out and back in on the second device.
Frequently Asked Questions
Can I access my Apple Savings Account on a computer?
Yes, on a Mac you can view your account through System Settings under Wallet & Apple Pay. You cannot access it through a web browser on any computer — the account only works through Apple's native apps on iPhone, iPad, and Mac.
What happens if I lose my phone?
Your account is tied to your Apple ID, not your phone. If you lose your device, sign in with your Apple ID on a new device and your savings account will appear in Wallet. You can also disable the lost device through iCloud.com to prevent unauthorized access.
Can I set up automatic transfers?
Apple Savings does not currently support scheduled or recurring transfers. You must initiate each transfer manually through Wallet. You can transfer as often as you want, but each one requires you to open the app and approve it.
Is my account secure if I access it on public Wi-Fi?
Yes. Apple Savings uses the same encryption and security as other Apple Pay transactions. Your account information is protected whether you are on public Wi-Fi or cellular data. You still need Face ID, Touch ID, or your passcode to view sensitive details or make transfers.
How do I close my Apple Savings Account?
To close your account, transfer your balance out to your linked bank account, then contact Apple Support or Goldman Sachs customer service to request account closure. You cannot delete the account directly from Wallet — you must go through customer service to officially close it.