Disable Apple Pay in Settings on iPhone or iPad
To turn off Apple Pay on an iPhone or iPad, open Settings, then tap Wallet & Apple Pay. Toggle the switch next to Apple Pay to the off position. This disables the feature system-wide, though your card information stays saved in Wallet if you want to turn it back on later.
If you want to remove Apple Pay from your lock screen or home screen specifically without fully disabling it, you can do that separately. Go to Settings > Wallet & Apple Pay and toggle off Double-Click to Open Wallet or Allow Payments on Lock Screen. These settings let you keep Apple Pay active but require you to unlock your device before you can use it.
You can also remove individual cards from Apple Pay without disabling the whole feature. In Wallet & Apple Pay, tap the card you want to remove, then scroll down and tap Remove This Card. The card stays in your Wallet but is no longer available for contactless payments.
Turn Off Apple Pay on Mac
On a Mac, open System Settings (or System Preferences on older versions), then click Wallet & Apple Pay in the sidebar. Uncheck the box next to Allow payments with Apple Pay. Your cards remain stored but Apple Pay stops working for in-app and web purchases on that Mac.
If you only want to prevent Apple Pay from working on your Mac but keep it active on your iPhone, disabling it in Mac settings does not affect your iPhone. Each device has its own Apple Pay toggle.
Key Takeaways
- On iPhone or iPad, go to Settings > Wallet & Apple Pay and toggle Apple Pay off to disable it system-wide.
- You can remove individual cards from Apple Pay without disabling the entire feature by selecting the card and tapping Remove This Card.
- Turning off Apple Pay on one device does not affect Apple Pay on your other devices — each has its own setting.
- Disabling Apple Pay keeps your card information saved in Wallet, so you can turn the feature back on anytime without re-entering your cards.
- On Mac, open System Settings > Wallet & Apple Pay and uncheck Allow Payments with Apple Pay to stop using it there.
What Happens When You Disable Apple Pay
When you turn off Apple Pay, you can no longer use it to pay at stores, in apps, or on websites. Any transaction that requires Apple Pay will be blocked, and you will need to use a different payment method instead — a physical card, another digital wallet, or a bank transfer.
Your card information does not disappear when you disable Apple Pay. It stays in your Wallet app, and you can re-enable Apple Pay at any time by going back to Settings and toggling it on. You will not have to re-enter your card details.
If you have set up Apple Pay on multiple devices — iPhone, iPad, Apple Watch, Mac — disabling it on one device does not turn it off on the others. You must disable it separately on each device if you want to stop using it everywhere.
Remove Cards from Apple Pay Without Disabling the Feature
If you want to keep Apple Pay active but stop using a specific card, you can delete just that card. Open Wallet, tap and hold the card you want to remove, then tap Remove. Or open Settings > Wallet & Apple Pay, select the card, and tap Remove This Card.
Removing a card from Apple Pay does not close the card itself or affect your account with the bank. The card remains active for other uses — you can still use it in person, online, or through other payment apps. You can also add the card back to Apple Pay later if you change your mind.
Disable Apple Pay on Apple Watch
On an Apple Watch, open the Watch app on your paired iPhone, then go to Wallet & Apple Pay. Toggle off Apple Pay. You can also remove individual cards from your watch without disabling Apple Pay entirely by tapping the card and selecting Remove.
Turning off Apple Pay on your watch does not affect Apple Pay on your iPhone or other devices. If you want to use Apple Pay on your phone but not your watch, you can disable it only on the watch.
Stop Apple Pay Notifications and Prompts
If Apple Pay is still enabled but you want fewer notifications about it, you can adjust notification settings. On iPhone, go to Settings > Notifications, scroll down to find apps that send payment-related alerts, and turn off notifications for those apps individually.
You can also disable Allow Payments on Lock Screen in Settings > Wallet & Apple Pay. This stops Apple Pay from appearing as an option when you double-click the side button on your lock screen, though the feature remains active if you unlock your device first.
Frequently Asked Questions
Does turning off Apple Pay delete my card information?
No. Your card details stay saved in Wallet even after you disable Apple Pay. You can turn Apple Pay back on anytime without re-entering your cards. If you want to permanently remove a card, you must delete it separately.
Can I turn off Apple Pay on just one device?
Yes. Apple Pay settings are separate for each device. Disabling it on your iPhone does not affect your iPad, Apple Watch, or Mac. You must toggle it off on each device individually if you want to stop using it everywhere.
What if I forgot my passcode and can't access Settings?
You can still disable Apple Pay through your bank's app or website. Contact your card issuer and ask them to remove the card from Apple Pay on your device. You can also erase your device remotely using iCloud.com if you have lost access to it entirely.
Will disabling Apple Pay affect my other payment apps?
No. Other digital wallets like Google Pay, Samsung Pay, or bank-specific apps work independently of Apple Pay. Turning off Apple Pay does not change how those apps function.
Can I turn off Apple Pay temporarily and turn it back on later?
Yes. Disabling Apple Pay is reversible. Go back to Settings > Wallet & Apple Pay and toggle it on whenever you want to use it again. Your cards will still be there, ready to use.