TD Bank has over 1,200 branches across the United States, concentrated in the Northeast and Mid-Atlantic regions

TD Bank operates branches in 15 states, with the heaviest presence in New York, New Jersey, Pennsylvania, Delaware, and Florida. The bank also has locations in Connecticut, Maine, Maryland, Massachusetts, New Hampshire, Ohio, Rhode Island, Vermont, Virginia, and Washington, D.C. If you live outside these states, you can still use TD Bank's online and mobile services, but you will not have a physical branch to visit.

The exact number of branches changes as TD Bank opens and closes locations. Rather than relying on a fixed count, your best approach is to search for branches near you using the bank's branch locator tool on their website or by calling their customer service line.

Key Takeaways

  • TD Bank branches are located only in 15 states, mostly in the Northeast and Mid-Atlantic, so check whether your state has locations before opening an account.
  • The TD Bank website has a branch locator tool that shows exact addresses, hours, and services available at each location near you.
  • If you live in a state without TD Bank branches, you can still use online banking, mobile deposits, and ATM access through their network.
  • Branch hours vary by location, so confirm hours before visiting, especially on weekends or holidays.

How to Find the Nearest TD Bank Branch

Go to the TD Bank website and use their branch locator tool. Enter your address, city, or ZIP code, and the tool will show all branches within a set distance, along with their hours and the services each location offers. Some branches offer full services like loan applications and safe deposit boxes, while others are smaller and handle only basic transactions.

You can also call TD Bank customer service at 1-800-937-8372 to ask about branches near you. A representative can tell you which locations are open today, what services are available, and whether you need an appointment for a specific service like opening a new account or meeting with a loan officer.

TD Bank Branch Hours and Holiday Closures

Most TD Bank branches are open Monday through Friday from 9 a.m. to 5 p.m., with Saturday hours typically from 9 a.m. to 1 p.m. Sunday hours vary by location — some branches open at 10 a.m. or 11 a.m., while others are closed. A few high-traffic locations may stay open later on weekdays.

Branches close on federal holidays including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some states observe additional holidays that may affect branch hours. Check the specific branch's hours on the TD Bank website or call ahead before making a trip, especially if you need to visit on a holiday or weekend.

Services Available at Different TD Bank Locations

Not all TD Bank branches offer the same services. Larger branches typically handle account openings, loan applications, mortgage consultations, safe deposit box rentals, and notary services. Smaller branches may only process deposits, withdrawals, and transfers.

If you need a specific service, call the branch directly or check the branch locator tool, which lists what each location offers. For services not available at your local branch, you can often complete them online or by phone with a TD Bank representative. Mortgage and investment services may require an appointment or a referral to a specialist.

Using TD Bank ATMs Outside Your State

If you live in a state without TD Bank branches, you can still withdraw cash and deposit checks using TD Bank ATMs in the 15 states where they operate. TD Bank also participates in the Allpoint ATM network, which gives you access to thousands of ATMs worldwide at no charge when you use a TD Bank debit card.

Check the TD Bank website for a full list of ATM locations and networks. Using an out-of-network ATM typically costs $2 to $3 per transaction, so using TD Bank or Allpoint ATMs saves you money if you withdraw cash regularly.

Opening an Account Without a Local Branch

You do not need to visit a branch in person to open a TD Bank account. You can open a checking or savings account online through the TD Bank website or mobile app. The process takes about 10 minutes and requires your Social Security number, a valid ID, and an initial deposit.

Once your account is open, you can deposit checks using mobile deposit through the TD Bank app, transfer money online, and pay bills through online banking. If you ever need to speak with someone in person, you can visit any TD Bank branch during business hours, even if it is not the branch closest to your home.

Frequently Asked Questions

Does TD Bank have branches in my state?

TD Bank operates in 15 states: Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, Virginia, and Washington, D.C. Use the branch locator on the TD Bank website to confirm whether there are locations near you.

Can I deposit checks at a TD Bank ATM?

Yes. TD Bank ATMs accept check deposits 24 hours a day. Checks deposited at an ATM are typically available in your account the next business day. You can also use mobile deposit through the TD Bank app to photograph and deposit checks from home.

What do I do if the nearest TD Bank branch is far away?

You can handle most banking needs online or through the mobile app without visiting a branch. For services that require an in-person visit, you can travel to any TD Bank branch during their hours, or call customer service to see if the service can be completed by phone or mail.

Are TD Bank branches open on Sundays?

Some TD Bank branches are open on Sundays, but hours vary by location. Most Sunday hours start at 10 a.m. or 11 a.m. and close by 3 p.m. Check your specific branch's hours on the TD Bank website or call ahead to confirm.

Can I use TD Bank ATMs outside the United States?

TD Bank ATMs are located only in the 15 U.S. states where the bank operates. However, TD Bank debit cards work at ATMs worldwide through the Allpoint network, though you may pay a foreign ATM fee depending on your account type. Check your account terms for details on international ATM fees.