Your Square checking account number is in the Square app under Account Settings, or on any check or bank statement Square sends you
Square Cash (now called Cash App) does not issue a traditional checking account with a routing number and account number the way a bank does. If you opened a Square Checking account through Square Financial Services, you have a real bank account held at a partner bank, and your account number works like any other checking account number.
The fastest way to find it is to open the Square app, tap your profile icon, go to Account Settings, and look for Banking or Account Information. Your account number and routing number will be listed there. If you have physical checks from Square, the account number is printed on the bottom left of the check, just before the routing number.
If you need the number for a wire transfer, direct deposit setup, or to give to an employer or creditor, the app is your quickest source. If you cannot access the app, contact Square support through the app's Help section or call the number on the back of your debit card.
Key Takeaways
- Your Square Checking account number appears in the Square app under Account Settings in the Banking or Account Information section.
- If you have physical checks from Square, your account number is printed on the bottom left of each check, followed by your routing number.
- Square Checking is a real bank account held at a partner bank, so your account and routing numbers work for direct deposits, wire transfers, and bill payments just like a traditional checking account.
- If you cannot find the number in the app, call the customer service number on the back of your Square debit card for immediate help.
Finding the number in the Square app
Open the Square app and tap your profile icon in the bottom right corner. Select Account Settings or Banking, depending on your app version. You should see a section labeled Account Information, Bank Account, or Checking Account Details. Your full account number and routing number will be displayed there.
Write down both numbers if you need them for a form or setup process. Some employers and bill-pay systems ask for the account number alone; others ask for both the account number and routing number. Having both on hand saves you a return trip to the app.
Locating the number on a physical check
If Square sent you a checkbook, look at the bottom of any check. You will see a series of numbers printed in magnetic ink. The first set of numbers (usually nine digits) is your routing number. The second set of numbers is your account number. The third set is the check number itself.
The account number on a check is typically longer than the routing number and appears in the middle position. If you have lost your checks or never received them, the app method is more reliable than trying to order new checks just to read the numbers.
What to do if you cannot access the app
If your phone is lost, your app will not open, or you are having technical trouble, call the customer service number on the back of your Square debit card. A representative can read your account number and routing number to you over the phone. Have your card and a form of ID ready.
You can also log into your Square account on a computer by visiting square.com and signing in. Navigate to your account settings the same way you would in the app. This method works if your phone is unavailable but you have access to a computer or tablet.
Using your account number for direct deposit and transfers
Once you have your account number and routing number, you can set up direct deposit from an employer, receive wire transfers, or pay bills using your checking account. Give your employer or the sending party both numbers unless they specifically ask for only the account number.
For ACH transfers (the most common type for payroll and bill payments), you typically need both the routing number and account number. For wire transfers, you may also need your bank's name and address, which is listed in your Square app under the bank account details.
Differences between Square Cash and Square Checking
Square Cash (now called Cash App) is a peer-to-peer payment app that does not come with a traditional checking account number. If you use Cash App only to send money to friends or pay bills through the app itself, you do not have an account number to find.
Square Checking is different — it is an actual checking account with a debit card, checks, and a real account number. If you signed up for Square Checking specifically, you have both. If you only use the Cash App for peer transfers, you will not have a checking account number because you do not have a checking account through Square.
Frequently Asked Questions
Can I use my Square account number to receive money from someone else?
Yes. If someone wants to send you money via ACH transfer or direct deposit, give them your Square Checking account number and routing number. They can use those numbers in their bank's transfer system to send funds directly to your account, just as they would with any other checking account.
What is the difference between my account number and my routing number?
Your routing number identifies which bank holds your account (in this case, Square's partner bank). Your account number identifies your specific account at that bank. Both are needed for most transfers. The routing number is the same for all Square Checking customers; your account number is unique to you.
Do I need my account number to use Cash App for peer transfers?
No. Cash App transfers between users happen within the app and do not require account numbers. You only need your account number if you are setting up direct deposit, receiving a wire transfer, or paying a bill outside of the Square app using your checking account.
What if the numbers in my app do not match the numbers on my checks?
They should match. If they do not, contact Square support immediately — this could indicate a problem with your account or a printing error on the checks. Do not use mismatched numbers for transfers or deposits until you have confirmed which set is correct.
Can I change my Square Checking account number?
No. Your account number is assigned by the bank and cannot be changed. If you close your Square Checking account and open a new one, you will receive a new account number, but you cannot alter the number on an active account.