Yes, you can transfer money from Revolut to your bank account
Revolut lets you move money out to any bank account you own in the same country. The transfer goes through your bank's standard payment network — usually ACH in the US, SEPA in Europe, or the equivalent in your region. The money leaves Revolut and lands in your bank account as a regular deposit, no different from any other incoming transfer.
The catch is timing and fees. Revolut itself charges nothing for the transfer, but your bank may charge a small fee to receive it (most do not). The real variable is how long it takes: domestic transfers typically land in one to three business days, but can take longer if your bank processes slowly or if you send the transfer on a weekend or holiday.
You can transfer as much as you want, but Revolut may flag unusually large transfers for review. If you move a significant amount, expect a delay while Revolut's compliance team checks the transaction.
Key Takeaways
- Revolut charges no fee to send money to your bank account, though your receiving bank may charge a small incoming transfer fee.
- Domestic transfers typically arrive within one to three business days, but weekend and holiday transfers may take longer.
- You can only transfer to a bank account in your name in the same country where your Revolut account is registered.
- Large transfers may trigger a compliance review that delays the transaction by a day or two.
How to start a transfer from Revolut
Open the Revolut app and tap the send or transfer button (the exact label varies by app version). Select "Bank Transfer" or "Send to Bank Account" — not peer-to-peer transfer, which sends money to another Revolut user. Choose the currency and amount you want to move.
Revolut will show you a list of bank accounts you have already added. If your bank account is not there, tap "Add New Account" and enter your account number and routing number (in the US) or IBAN (in Europe and most other regions). Revolut will verify the account by sending a small test deposit, usually within a few hours. Once verified, you can send the transfer immediately.
Double-check the account number and routing number before confirming — a typo sends your money to the wrong account, and recovering it is slow and uncertain. Revolut cannot reverse a transfer to an incorrect account; you have to contact the receiving bank and ask them to return it.
Timeline from Revolut to your bank
Revolut processes outgoing transfers immediately when you confirm them, even outside business hours. The transfer then enters your bank's payment queue. Most banks post incoming ACH transfers within one business day; some take two or three. Weekend and holiday transfers sit in the queue until the next business day, so a Friday transfer may not arrive until Monday or Tuesday.
If your bank is small or processes payments manually, add an extra day. If Revolut flags the transfer for review — which happens randomly with larger amounts or if your account is new — the transfer pauses for up to 48 hours while Revolut's team checks it. You will see a notification in the app explaining the delay.
Once the money leaves Revolut, you cannot cancel it. If it does not arrive within five business days, contact your bank's customer service with the transfer confirmation number from Revolut. Your bank can trace the payment and tell you where it is stuck.
What you need to transfer money out
You need a bank account in your own name in the same country as your Revolut account. If your Revolut account is registered in the US, you can only transfer to a US bank account. If it is registered in the UK, you can only transfer to a UK bank account. Revolut does not allow cross-border transfers to a different country's bank account from within the app.
You also need the account number and routing number (US) or IBAN (Europe and other regions) for the receiving bank. Your bank statement or online banking portal will show both. Some banks print the routing number on the bottom left of your checks.
Your Revolut account must be verified — meaning you have provided your identity and address. Most accounts are verified automatically when you sign up, but if yours is not, Revolut will ask you to upload a photo ID and proof of address before you can transfer money out.
Limits on how much you can transfer
Revolut does not publish a single maximum transfer amount. Instead, limits depend on your account age, verification status, and transaction history. New accounts may have lower limits — sometimes as low as a few hundred dollars per day. As your account ages and you build a history of normal transactions, Revolut raises the limit automatically.
If you try to transfer more than your current limit, Revolut will reject the transfer and tell you the maximum you can send. You can contact Revolut support to request a higher limit, but they may decline if your account is very new or if the amount seems unusual for your account activity.
Large transfers — generally anything over $10,000 in the US — may trigger a compliance review. This is not a limit; the transfer will go through, but it may be delayed 24 to 48 hours while Revolut's team verifies the source of the money.
When transfers fail or get stuck
A transfer fails most often because the account number or routing number is wrong. Revolut will reject it immediately and tell you the transfer could not be processed. Go back and check the numbers against your bank statement. If they are correct, try again. If Revolut keeps rejecting it, contact your bank to confirm they are using the right routing number — some banks have multiple routing numbers for different regions.
A transfer can also fail if your bank account is closed or frozen. If you recently closed the account, Revolut may not know yet. Wait a day and try again, or contact Revolut support to ask them to retry the transfer.
If a transfer disappears — you confirm it in Revolut but it never arrives in your bank account and Revolut shows no record of it — contact Revolut support immediately with the date and amount. They can check whether the transfer was actually sent. If it was, they will give you a reference number to give to your bank so your bank can trace it. If it was not sent, Revolut will refund the money to your Revolut balance.
Frequently Asked Questions
Can I transfer money from Revolut to someone else's bank account?
No. Revolut only lets you transfer to a bank account in your own name. To send money to someone else, use Revolut's peer-to-peer transfer feature if they also have a Revolut account, or use a separate money transfer service like Wise or PayPal.
Does Revolut charge a fee to transfer money to my bank?
Revolut does not charge a fee. Your receiving bank may charge a small fee to accept an incoming transfer, but most banks do not. Check your bank's fee schedule or call them to ask.
What if my transfer arrives in the wrong account?
Contact your bank immediately and explain that money was deposited to your account by mistake. Your bank can attempt to recover it from the receiving account, but success depends on whether the account holder cooperates. Revolut cannot reverse the transfer once it leaves their system.
How do I know if my transfer was successful?
Revolut will show the transfer in your transaction history with a "completed" or "sent" status. Your bank account will show the deposit once it arrives. If Revolut shows the transfer as completed but your bank does not show it after three business days, contact your bank with the transfer reference number from Revolut.
Can I transfer money from Revolut to a business bank account?
Only if the business account is in your name. Revolut does not allow transfers to accounts owned by other people or entities, even if you are authorized to use them.