What You Pay for Checks With Kasaka Checking
LCNB (Lebanon County National Bank) does not charge a separate fee for ordering checks with a Kasaka checking account — the cost is built into the check order itself, paid to the check printer, not to the bank. When you order checks through LCNB, you pay the printing company's standard rate, which typically runs between $10 and $25 per box of 100 checks, depending on the style and finish you choose.
The Kasaka account itself has no monthly maintenance fee, and that remains true whether you order checks or not. You are not paying LCNB to let you write checks; you are paying the printer for the physical product.
If you want to avoid the printing cost altogether, you can use digital payment methods instead — debit card, online bill pay through your LCNB account, or mobile payment apps. These cost nothing and reach most payees faster than a mailed check.
Key Takeaways
- LCNB does not charge a bank fee for checks on Kasaka accounts; you pay only the printer's cost when you order.
- Check printing typically costs $10 to $25 per box of 100, depending on design options you select.
- The Kasaka account has no monthly maintenance fee regardless of whether you order checks.
- Online bill pay and debit card payments through LCNB cost nothing and are faster than mailed checks for most bills.
How to Order Checks for Your Kasaka Account
You can order checks directly through your LCNB online banking portal or by calling the bank. When you log into your account, look for a "Order Checks" or "Reorder Checks" link, usually in the account services or settings area. The system will show you available designs and let you preview how your checks will look with your name, address, and account number printed on them.
You can also call LCNB's customer service line and request checks over the phone. They will verify your account information and walk you through design choices. Delivery typically takes 7 to 10 business days once you place the order.
Some LCNB branches may also allow you to order checks in person at a teller window, though online ordering is usually faster and gives you more design options to choose from.
Check Design Options and Pricing
LCNB offers standard checks in basic black ink on white stock, which are the least expensive option. You can also choose colored ink, background patterns, or specialty finishes, each of which adds to the per-box cost. Premium or oversized checks cost more than standard personal checks.
When you order, the system will show you the price for each option before you confirm. Most people find that standard checks are sufficient and cost the least. If you need checks quickly, some printers offer rush delivery for an additional fee, though LCNB's standard timeline is usually acceptable for most account holders.
Using Online Bill Pay Instead of Checks
LCNB's online bill pay feature lets you send money to almost any business or person without writing a check. You set up a payee (the person or company you owe), choose the amount and date, and the bank handles the rest. The payment reaches most recipients within 1 to 3 business days, and there is no charge to use this service.
Bill pay works for utilities, credit card payments, rent, insurance, and most other regular bills. For one-time payments to individuals, you can also use LCNB's person-to-person transfer feature if both people have accounts at the bank, or you can write a check if the payee does not accept electronic payments.
Many account holders find that bill pay eliminates the need to order checks at all, since they can pay most bills electronically and keep a small supply of checks on hand for the rare situation where a check is required.
When You Might Still Need Physical Checks
Some landlords, contractors, and small businesses still require checks as payment. Certain government agencies and older businesses may not accept electronic payments. If you are paying someone who does not have a bank account or does not accept digital transfers, a check is often the only option.
For these situations, keeping one or two boxes of checks on hand makes sense. You do not need to order them frequently — most people use only a handful of checks per year, if any. Ordering once every two or three years is normal for many account holders.
Debit Card and Mobile Payment Alternatives
Your Kasaka account comes with a debit card at no extra cost. You can use it to pay in stores, online, and at ATMs. For bills that accept card payments, this is often faster and more secure than mailing a check, since there is no risk of the check getting lost in the mail.
LCNB also supports mobile payment apps like Zelle, which let you send money directly to another person's bank account using just their email or phone number. These transfers are free and usually complete within minutes. If the person you are paying uses the same bank or a participating bank, Zelle is often the fastest option.
Frequently Asked Questions
Does LCNB charge a fee just for having the ability to write checks?
No. The Kasaka account has no monthly maintenance fee. You only pay when you actually order checks, and that payment goes to the printing company, not to LCNB. If you never order checks, there is no charge.
Can I reorder the same checks without choosing new designs?
Yes. If you have already ordered checks once, LCNB will remember your design and account information. You can reorder the same style by logging into online banking or calling the bank, and the process takes just a few minutes.
What if I need checks faster than 7 to 10 days?
Ask LCNB about rush printing when you place your order. Some printers offer 3 to 5 day delivery for an extra fee. For most situations, the standard timeline is sufficient, but if you have an urgent need, the bank can tell you what options are available.
Is there a limit to how many checks I can order at once?
No. You can order as many boxes as you need. Most people order one or two boxes at a time, but there is no restriction on quantity. Larger orders may may have access to for a discount — ask LCNB when you place your order.