Stripe supports more than 135 payment methods across its platform, but which ones you can offer depends on your business type, location, and the Stripe products you use.
Stripe's payment method support is not a single fixed list. The company adds methods regularly, and availability changes based on where your customers are located, what industry you operate in, and whether you use Stripe Payments, Stripe Billing, or other Stripe products. A coffee shop in Portland and a SaaS company in Singapore will see different options available to them.
The core methods Stripe supports include credit and debit cards (Visa, Mastercard, American Express, Discover), digital wallets (Apple Pay, Google Pay, Alipay, WeChat Pay), bank transfers (ACH in the US, SEPA in Europe, local bank methods in other regions), and regional payment methods specific to each country. Beyond those, Stripe also processes through Klarna and Afterpay for installment payments, and accepts payments via iDEAL, Giropay, Bancontact, and dozens of other local methods depending on where your customer is paying from.
Key Takeaways
- Stripe supports over 135 payment methods total, but the exact number available to you depends on your business location, customer locations, and which Stripe product you use.
- Cards (Visa, Mastercard, Amex, Discover) and digital wallets (Apple Pay, Google Pay, Alipay, WeChat Pay) are available in most regions, but regional methods like iDEAL, Giropay, and local bank transfers vary by country.
- Stripe's payment method availability changes over time as the company adds new methods and expands into new regions.
- You can check which payment methods are available to your account by logging into your Stripe dashboard and viewing your payment method settings, or by reviewing Stripe's country-specific documentation.
Card and Digital Wallet Methods Stripe Offers Everywhere
Credit and debit cards are the baseline. Stripe processes Visa, Mastercard, American Express, and Discover cards in virtually every country where it operates. These four card networks cover the vast majority of card transactions globally, and Stripe's infrastructure handles the routing, fraud detection, and settlement for all of them.
Digital wallets—Apple Pay, Google Pay, and Samsung Pay—are also widely available. These methods tokenize a customer's card or bank account and let them pay by tapping or scanning their phone. Stripe handles the wallet communication on your behalf, so you do not have to build separate integrations for each wallet. Alipay and WeChat Pay, the dominant digital wallets in China, are available through Stripe in most regions where Stripe operates.
Regional and Local Payment Methods by Geography
Outside the US and major Western markets, Stripe's real value is in local payment methods. In Europe, Stripe supports iDEAL (Netherlands), Giropay (Germany), Bancontact (Belgium), and SEPA bank transfers. In the UK, it supports Bacs Direct Debit. In Latin America, it supports Boleto (Brazil), OXXO (Mexico), and local bank transfers in Argentina, Chile, and Colombia.
Asia-Pacific regions have their own set of methods: FPS (Faster Payment System) in Hong Kong, Promptpay in Thailand, GCash in the Philippines, and local bank transfers in India, Indonesia, Japan, and South Korea. The Middle East and Africa have fewer options overall, but Stripe supports methods like Telr in the UAE and local bank transfers where available.
The exact list for your account appears in your Stripe dashboard under Payment Methods. If you do not see a method you expected, it may not be available in your customer's country, or it may require you to enable it explicitly in your settings.
Buy Now, Pay Later and Installment Methods
Stripe processes payments through Klarna, Afterpay, and Affirm, which let customers split purchases into installments. These are available in select countries—Klarna in Europe and North America, Afterpay in Australia and the US, Affirm in the US. Stripe handles the communication with each provider, so you do not have to manage separate integrations.
When a customer chooses an installment method, Stripe sends the transaction to that provider, who handles the customer's creditworthiness check and payment schedule. You receive the full amount from Stripe (minus processing fees), and the installment provider collects from the customer over time.
Bank Transfer and ACH Methods
In the US, Stripe supports ACH (Automated Clearing House) transfers, which pull money directly from a customer's checking or savings account. ACH is slower than cards—typically three to five business days—but cheaper for the merchant and familiar to most US customers.
Outside the US, Stripe supports local bank transfer methods: SEPA Credit Transfer in the EU, Faster Payments in the UK, and local bank transfers in Canada, Australia, Japan, and other regions. These methods vary in speed and cost depending on the country and the banks involved.
How to See Which Methods Are Available to Your Account
Log into your Stripe dashboard, go to Settings, then Payment Methods. You will see a list of all methods currently enabled for your account, organized by region. Methods marked as "available" are active; methods marked as "inactive" can usually be turned on with a single click, though some may require additional verification or may not be available in your region.
Stripe also publishes a Supported Payment Methods page on its website that lists methods by country. This is the authoritative source for what is available in a specific region. If you are building for international customers, check this page for each country you plan to serve.
If a method you need is not available, contact Stripe support. Some methods are available only to certain business types (e.g., high-risk merchants may have fewer options), and support can tell you whether a method can be enabled for your account or when it might become available in your region.
Why Payment Method Availability Changes
Stripe adds new payment methods regularly as it expands into new markets and as new payment technologies emerge. The company also removes or suspends methods if they become less popular, if regulatory changes make them impractical, or if fraud or compliance issues arise.
Your own account's available methods can also change if you switch business types, move to a new country, or if Stripe updates its risk assessment for your industry. These changes are usually communicated via email, but checking your Payment Methods settings periodically is a good habit.
Frequently Asked Questions
Does Stripe support cryptocurrency or Bitcoin?
Stripe does not process cryptocurrency directly through its main payment platform. However, Stripe has a separate product called Stripe Treasury that can hold and transfer certain digital assets for may be able to access businesses. For most merchants, cryptocurrency is not an option through Stripe's standard payment processing.
Can I disable payment methods I do not want to accept?
Yes. In your Stripe dashboard under Payment Methods, you can toggle any method off. This prevents customers from seeing or using that method at checkout. You might do this to reduce fraud risk, simplify your checkout, or focus on methods with lower processing fees.
Do all payment methods cost the same to process?
No. Stripe's processing fees vary by method. Cards typically cost 2.9% plus $0.30 per transaction in the US; ACH costs 0.8% with a $5 cap; and regional methods like iDEAL or Giropay may have different rates. Check Stripe's pricing page or your dashboard for exact rates in your region.
What happens if a customer's preferred payment method is not available?
Stripe shows only the methods available in that customer's country at checkout. If their preferred method is not available, they will need to choose a different one or abandon the transaction. Offering multiple methods reduces this risk—which is why Stripe's broad method support is valuable for international businesses.
How often does Stripe add new payment methods?
Stripe adds new methods several times per year, but the pace and which methods are added depend on market demand and regulatory conditions in each region. There is no fixed schedule. You can stay informed by checking Stripe's changelog or following their blog.