Your Wells Fargo routing number is a nine-digit code that tells other banks where to send money when you receive a transfer or direct deposit
Every Wells Fargo account has a routing number tied to the specific branch where you opened it. The number stays the same for the life of the account, even if you move or change branches. You need it when you set up direct deposit for paychecks, arrange automatic bill payments, or receive money from another bank.
The routing number is not the same as your account number. Your account number identifies your specific account; the routing number identifies the bank location that holds it. Both are required for most transfers.
Key Takeaways
- Your Wells Fargo routing number appears on the bottom left of your checks, and it is always nine digits long.
- Different Wells Fargo branches may have different routing numbers, so the number depends on where you opened your account.
- You can find your routing number on Wells Fargo's website by entering your state, or by calling customer service at 1-800-869-3557.
- If you have multiple Wells Fargo accounts at different branches, each account may have its own routing number.
Check the bottom left corner of your checks
The easiest place to find your routing number is on a check from your account. Look at the bottom left corner of the check. You will see three groups of numbers separated by colons or special symbols. The first group of nine digits is your routing number.
If you do not have checks or prefer not to use them, this method still works if you have a single check lying around. The routing number does not change, so one old check is enough.
Use the Wells Fargo routing number lookup tool
Go to wellsfargo.com and look for the routing number search tool, usually found under customer service or account information. Enter your state, and Wells Fargo will show you the routing numbers for branches in that state. If you know which branch holds your account, you can narrow the search to that location.
This method works if you have moved, lost your checks, or want to confirm the number before setting up a transfer. The tool is free and does not require you to log into your account.
Call Wells Fargo customer service
Phone Wells Fargo at 1-800-869-3557 and tell the representative you need your routing number. Have your account number ready, though the representative may ask for other identifying information like your Social Security number or the last four digits of your card. They will give you the number over the phone.
This route takes longer than checking a check or using the website, but it works if you are already calling about something else or prefer to speak to a person. Customer service is available during business hours.
Log into your Wells Fargo online account
Sign into wellsfargo.com with your username and password. Navigate to your account details or account information section. Some accounts display the routing number directly on the dashboard; others require you to click into account settings. The exact location varies depending on whether you have a checking account, savings account, or money market account.
If you cannot find it in the obvious places, look under "Account Details" or "Routing and Account Numbers." You may need to scroll or expand a menu to see it.
Visit a Wells Fargo branch in person
Walk into any Wells Fargo branch with your ID and ask a teller for your routing number. They can print it for you or write it down. This method is slowest but useful if you are already at the branch for another reason or prefer face-to-face confirmation.
Bring your ID and account number if you have it. The teller will pull up your account and provide the routing number within minutes.
Understand why your routing number might differ from someone else's
Wells Fargo is a large bank with thousands of branches across the United States. Each branch or region may have its own routing number. If you opened your account at a Wells Fargo branch in California, your routing number will be different from someone who opened theirs in Texas, even though you both bank with Wells Fargo.
If you have moved and opened a new account at a different branch, your new account will have a different routing number than your old one. This is normal. Keep track of which routing number goes with which account if you have multiple Wells Fargo accounts.
Frequently Asked Questions
Is the routing number on my debit card?
No. Your debit card shows your card number and expiration date, but not your routing number. The routing number appears only on checks, in your online account, or through customer service. Your account number may appear on your card, but that is different from the routing number.
Can I use any Wells Fargo routing number, or does it have to be from my branch?
You should use the routing number for the branch or region where your account is held. Using the wrong routing number can delay or misdirect your transfer. If you are unsure, call customer service or check your checks to confirm you have the correct one for your specific account.
What if I need my routing number for a wire transfer?
Wire transfers require your routing number, account number, and the recipient's name and address. Provide the routing number that matches your account location. If the wire is going to another bank, that bank will also need their own routing number from the receiving institution.
Do I need a routing number to set up direct deposit?
Yes. Your employer or the organization sending the direct deposit will ask for both your routing number and account number. Provide the routing number from the branch where your account is held. Direct deposit usually takes one to two business days to process after you submit the information.
Will my routing number change if I close and reopen an account?
If you close an account and open a new one at the same branch, the routing number may stay the same. If you open at a different branch, it will likely change. Contact Wells Fargo to confirm before closing an account if you have active direct deposits or automatic payments tied to it.