Your account number is on your debit card, checks, and online banking
Your Wells Fargo checking account number appears in three places you can access right now: the bottom left of your debit card, the bottom left of any check you have, or your online banking dashboard. The fastest route is usually your debit card — the 10-digit number printed there is your account number. If you do not have your card handy, log into Wells Fargo Online or the mobile app and look for your account details in the account summary section.
The account number is different from your routing number (which is 121000248 for most Wells Fargo checking accounts) and your card number (the 16 digits on the front of your debit card). Banks use the account number to identify your specific checking account when you set up direct deposit, wire money, or authorize automatic payments.
Key Takeaways
- Your 10-digit account number is printed on the bottom left of your debit card and on the bottom left of any check.
- You can also find it by logging into Wells Fargo Online or the mobile app and viewing your account summary.
- Your account number is not the same as your routing number (121000248) or your 16-digit card number.
- You will need your account number to set up direct deposit, authorize automatic bill payments, or receive wire transfers.
Finding your account number on your debit card
Look at the bottom left corner of your Wells Fargo debit card. You will see a series of numbers printed there. The first set is your routing number (usually 121000248), and the second set is your 10-digit account number. The account number is the one you need for most banking transactions.
If your card is damaged, expired, or you have not received it yet, do not use this method. Instead, check a physical check or log into your online account.
Finding your account number on a check
Open your checkbook and look at the bottom of any check. You will see three sets of numbers printed in magnetic ink. From left to right, they are: your routing number, your account number, and your check number. Your account number is the middle set and is 10 digits long.
If you do not have checks on hand or have not ordered them yet, this method will not work for you. Move to your online account instead.
Finding your account number in Wells Fargo Online or the mobile app
Log into your Wells Fargo account using your username and password on wellsfargo.com or the Wells Fargo mobile app. Once you are logged in, navigate to the account summary or account details page. Your checking account number will be displayed there, usually near the top of the page alongside your account type and current balance.
If you have multiple accounts with Wells Fargo, make sure you are viewing the correct checking account. The page will show the account number for whichever account you have selected. You can also view account details by clicking on the specific account name or icon.
What to do if you cannot access your account
If you have forgotten your online banking password or cannot log in, use the "Forgot username or password?" link on the Wells Fargo login page. You will be asked to verify your identity using your Social Security number, date of birth, and other personal information. Once verified, you can reset your password and access your account.
If you do not have online banking set up yet, you can call Wells Fargo customer service at 1-800-869-3557 to speak with a representative. They will verify your identity and provide your account number over the phone. Have your Social Security number, date of birth, and a government-issued ID ready when you call.
Why you need your account number
Your account number is required for setting up direct deposit from your employer, authorizing automatic bill payments to utilities or loan servicers, and receiving wire transfers from other banks or people. Some online services also ask for your account number when you link your Wells Fargo account to their platform.
When you provide your account number to a third party, you are also giving them your routing number. Together, these two numbers allow them to move money in and out of your account. Only share this information with organizations you trust.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits printed on the front of your debit card. Your account number is the 10-digit number printed on the bottom left of the card. They are different numbers that serve different purposes.
Can I find my account number if I do not have my card or checks?
Yes. Log into Wells Fargo Online or the mobile app and view your account summary. Your account number will be displayed there. If you cannot access online banking, call Wells Fargo customer service at 1-800-869-3557 and a representative can provide it after verifying your identity.
What is the routing number for Wells Fargo checking accounts?
The routing number for most Wells Fargo checking accounts is 121000248. This number is the same for all Wells Fargo customers and is used to identify the bank itself, not your individual account. Your account number identifies your specific account within Wells Fargo.
Do I need both my account number and routing number for direct deposit?
Yes. Your employer or the organization setting up direct deposit will ask for both your routing number and account number. Together, these numbers tell the sending bank exactly where to deposit your money.