Your account number is on your debit card, checks, and online banking
Your US Bank checking account number appears in three places you can access right now: the bottom left of your debit card, the bottom of any check you have, and your online banking dashboard. The fastest route is usually your debit card — the 10-digit number printed there is your account number. If you do not have your card handy, log into US Bank online or the mobile app, go to your account details, and the number will be listed there.
You will also see your account number paired with your routing number (which is 091000019 for most US Bank accounts). These two numbers work together when you set up direct deposit, wire money, or give payment instructions to a third party. Knowing where to find both saves time when you need them.
Key Takeaways
- Your account number is the 10-digit number on the bottom left of your debit card, before the routing number.
- You can find it instantly by logging into US Bank online or the mobile app under account details or account information.
- The routing number for most US Bank accounts is 091000019, and you may need both numbers together for transfers or direct deposit setup.
- If your debit card is lost or you do not have checks, online banking is the most reliable way to locate your account number.
Finding your account number on your debit card
Look at the bottom of your US Bank debit card. You will see a series of numbers printed there. The first set of digits on the left is your account number — it is 10 digits long. After your account number comes your routing number. The card itself is not your account number; the number printed on it is.
If your card is damaged, expired, or you cannot read the numbers clearly, do not guess. Go to your online account or call US Bank customer service at 1-800-872-2657 instead. A damaged card is not worth the mistake of writing down the wrong number.
Locating it in US Bank online banking
Log into your US Bank account at usbank.com or through the mobile app. Once you are signed in, look for a section labeled "Account Details," "Account Information," or "Accounts." Your checking account will be listed with its full account number displayed. This method works whether or not you have your debit card.
The online dashboard also shows your routing number in the same location. Write down both numbers if you need them for a wire transfer, direct deposit setup, or to give to an employer or creditor. The numbers do not change unless you close the account and open a new one.
What to do if you cannot access online banking
If you have forgotten your password or cannot log in, call US Bank at 1-800-872-2657. A representative can verify your identity and read your account number to you over the phone. Have your Social Security number, date of birth, and a recent statement or piece of mail from US Bank ready when you call.
You can also visit a US Bank branch in person with a photo ID. A teller can print your account number for you or write it down while you wait. This is useful if you need the number immediately and do not want to wait on the phone.
Finding your account number on checks
If you have a checkbook, look at the bottom of any check. You will see three groups of numbers: the routing number on the left (091000019 for most US Bank accounts), your account number in the middle, and the check number on the right. The account number is the longest of the three and is usually 10 digits.
Checks are a reliable backup if your debit card is lost or damaged. However, if you do not have checks and do not use them regularly, online banking or a phone call to US Bank is faster than ordering a new box.
Why you need both your account number and routing number
Your account number identifies your specific checking account. Your routing number identifies US Bank itself and the branch where your account is held. Together, they form the complete address for your money. When you set up direct deposit with an employer, transfer money between banks, or authorize a payment, you typically need both numbers.
The routing number for US Bank is 091000019 for most accounts, but some older accounts or accounts opened at specific branches may have a different routing number. If you are unsure, check your checks or online banking to confirm. Giving the wrong routing number can delay a transfer or send money to the wrong place.
What to do if your account number changes
Your account number stays the same for the life of your account. It does not change when you get a new debit card, update your address, or change your PIN. The only time your account number changes is if you close your checking account and open a new one.
If you close your account and open a new one, you will need to update direct deposit instructions with your employer and update any automatic payments you have set up. The new account number will be provided when you open the account, and you can find it the same way — on your new debit card, in online banking, or by calling customer service.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number and account number are different. The debit card number is on the front of the card and is used for purchases. Your account number is on the back of the card and is used for bank transfers and direct deposit. Do not confuse the two when giving out your information.
Can I use my account number to make purchases online?
No. Your account number is for bank-to-bank transfers and direct deposit only. For online purchases, use your debit card number from the front of the card. Never give your account number to a merchant or website.
What if I see multiple account numbers in my online banking?
If you have more than one checking account with US Bank, each one will have its own account number. Make sure you are looking at the correct account before you write down the number. The account name or type should be listed next to each number to help you identify the right one.
Do I need my account number to call customer service?
No. US Bank can look up your account using your Social Security number, date of birth, and phone number or address on file. However, having your account number handy speeds up the process. A representative will ask for it to confirm they have the right account before discussing details.