Where to find your routing number in the TD Bank app
Open the TD Bank app and log in. Tap Accounts at the bottom of the screen, then select the checking or savings account you need the routing number for. Scroll down until you see Account Details or Routing Number — it will be displayed as a nine-digit code. You can take a screenshot or write it down from there.
If you don't see it in Account Details, try tapping the three-dot menu icon next to your account name and look for View Account Details or Account Information. The routing number is always the same for all TD Bank accounts at your branch, so you only need to find it once.
The routing number you see in the app is the one you use for wire transfers, ACH payments, direct deposit setup, and any other transaction that requires it. It's specific to TD Bank and your region, so don't use a routing number from another bank or another branch.
Key Takeaways
- Your TD Bank routing number appears in the Account Details section of the app under your account information.
- The routing number is a nine-digit code that stays the same across all your TD Bank accounts at the same branch.
- You need this number to set up direct deposit, make wire transfers, or authorize ACH payments from your account.
- If you can't find it in the app, you can also call TD Bank customer service or check a blank check from your account.
What the routing number is used for
Your routing number tells the financial system which bank and branch holds your account. When you set up direct deposit for payroll or tax refunds, the employer or government agency uses your routing number and account number together to deposit money into the right place. Without it, the deposit goes nowhere.
You also need it for ACH transfers — the electronic system that moves money between banks for bill payments, peer transfers, and loan payments. Wire transfers require it too. Any time money is moving into or out of your TD Bank account through an automated system, the routing number is part of the instruction that tells the system where to send it.
Routing number vs. account number
These are two different things, and you need both for most transactions. Your routing number identifies TD Bank and your specific branch. Your account number identifies your individual account within that branch. Together, they form the complete address for your money.
You can find your account number in the same Account Details section of the app, or on any check you've written. The account number is usually 10 to 12 digits. If someone asks for your "bank details," they're asking for both the routing number and the account number.
If the app won't show your routing number
Some versions of the TD Bank app hide account details behind additional security steps. If you tap Account Details and see only your balance and recent transactions, try logging out and back in, or updating the app to the latest version. Clearing the app cache can also help — go to your phone's Settings, find the TD Bank app, and select Clear Cache.
If the app still won't display it, call TD Bank customer service at the number on the back of your debit card. They can read your routing number to you over the phone in under a minute. You can also visit a TD Bank branch in person with your ID, and a teller will write it down for you.
Finding your routing number on a check
If you have a blank check from your TD Bank account, the routing number is printed at the bottom left of the check in a box. It's the first nine-digit number you'll see. The account number appears to the right of it. This method works even if you don't have the app or can't access it.
The routing number on your check is always accurate for your branch. If you've moved or your branch has closed, the routing number may have changed, so checking the app or calling the bank is safer than relying on an old check.
Routing numbers and wire transfers
When you send a wire transfer through the TD Bank app, the app usually fills in the routing number automatically — you don't have to enter it yourself. But if you're wiring money to another bank, you need to know that bank's routing number, not yours. The app will ask you for the receiving bank's routing number and the recipient's account number at that bank.
Wire transfers are fast and final — once sent, they're hard to reverse. Double-check the routing number and account number before you confirm. A wrong routing number can send your money to the wrong bank, and you'll have to contact both banks to track it down.
Frequently Asked Questions
Is my routing number the same for all my TD Bank accounts?
Yes, if all your accounts are at the same TD Bank branch. The routing number identifies the branch, not the individual account. If you have accounts at different TD Bank branches in different states, the routing numbers may be different.
Can I use my routing number to receive money from other banks?
Yes. Your routing number and account number together allow anyone to send you money via ACH or direct deposit, whether they're at TD Bank or another bank. You can safely share your routing number and account number with employers, government agencies, and other banks.
What if I see multiple routing numbers in the app?
You may see different routing numbers for different services — one for wire transfers, one for ACH, one for direct deposit. Use the one the app shows for the specific transaction you're making. If you're unsure, call TD Bank and tell them what you're trying to do; they'll give you the correct one.
Do I need my routing number to check my balance?
No. Your routing number is only for moving money in or out of your account. Checking your balance, viewing transactions, and managing your account in the app don't require it.
What should I do if someone asks for my routing number and I'm not sure why?
Ask them what they're using it for. Legitimate uses are direct deposit, wire transfers, ACH payments, and loan setup. If they can't explain why they need it, don't give it to them. Your routing number is public information, but you should still know why someone is asking.