PNC Bank is closed on Good Friday

PNC Bank branches close on Good Friday, which is a federal holiday. The exact date changes each year because Good Friday is calculated based on the lunar calendar — it falls on the Friday before Easter Sunday. In 2024, Good Friday is March 29. In 2025, it is April 18. In 2026, it is April 10.

When PNC branches are closed, you cannot walk in to deposit checks, withdraw cash, or speak to a teller. ATMs remain available 24/7, so you can withdraw money or check your balance at any PNC ATM, even on Good Friday. Online banking and mobile app access also work normally on the holiday.

If you need to make a deposit on Good Friday, you can use a PNC ATM that accepts deposits, mail a check, or use mobile deposit through the PNC Mobile app to photograph and submit checks from your phone. Mobile deposit typically posts within one business day.

Key Takeaways

  • PNC Bank branches close on Good Friday, but ATMs and online banking remain open all day.
  • Good Friday dates vary each year: check PNC's holiday calendar or your local branch website to confirm the exact date.
  • You can deposit checks using a PNC ATM, mobile deposit through the app, or mail if you need to deposit on Good Friday.
  • Wire transfers, bill payments, and account transfers can all be done online or through the mobile app on Good Friday without delay.

What you can and cannot do on Good Friday

You cannot visit a PNC branch in person on Good Friday. This means no teller services, no safe deposit box access, and no in-person loan applications or account changes. If you need to speak to a representative, you can call PNC's customer service line, though wait times may be longer than usual because the call center handles overflow from closed branches.

You can complete most banking tasks online or through the PNC Mobile app without visiting a branch. This includes transferring money between your own accounts, paying bills, setting up automatic payments, checking balances, reviewing transaction history, and reporting a lost or stolen card. Wire transfers initiated online typically process the same business day if submitted before the bank's cutoff time, usually 2 p.m. Eastern Time.

ATM access is the most reliable option on Good Friday. PNC ATMs allow you to withdraw cash, deposit checks (if the ATM has a deposit slot), deposit cash (at some locations), and transfer money between accounts. ATM deposits are usually available in your account by the next business day, though some deposits may take longer depending on the amount and your account type.

Planning ahead for Good Friday banking

If you know you will need cash or need to make a deposit on Good Friday, plan the day before. Withdraw extra cash on Thursday so you have what you need for the weekend. Deposit checks on Thursday or use mobile deposit on Friday itself — mobile deposit is fast and does not require a branch visit.

If you have a time-sensitive transaction, such as a wire transfer or a large deposit that needs to clear before the weekend, complete it on Thursday. Wire transfers sent on Friday may not process until Monday, which can delay the funds reaching the recipient.

For recurring bills or automatic payments, set these up in advance so they process on schedule regardless of the holiday. PNC's bill pay system processes payments on the dates you schedule, even if that date falls on a weekend or holiday — the payment simply posts on the next business day if the scheduled date is not a business day.

Other PNC Bank holidays when branches close

PNC closes branches on all federal holidays. The full list includes New Year's Day (January 1), Martin Luther King Jr. Day (third Monday in January), Presidents' Day (third Monday in February), Memorial Day (last Monday in May), Juneteenth (June 19), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25).

Some states observe additional holidays. For example, some PNC branches in certain regions may close on Election Day or other state-specific holidays. Check your local branch's hours on PNC's website or call ahead if you are unsure whether a particular day is a holiday in your area.

ATMs, online banking, and the mobile app remain available on all holidays. Customer service phone lines are typically staffed on major holidays, though wait times are usually longer than on regular business days.

How to find your branch's exact holiday schedule

Visit PNC's website and use the branch locator tool. Enter your zip code or city, and the results will show your nearest branches with their regular hours and holiday hours. Most branches display their holiday schedule clearly, including whether they are open or closed on specific dates.

You can also call your local PNC branch directly to confirm their Good Friday hours. The phone number is listed on the branch locator page. If you call on Thursday or earlier in the week, you will get a faster response than calling on Friday itself.

If you have a PNC account, you can also check the holiday schedule in the mobile app or by logging into online banking. Some account types display a holiday calendar in the account settings or help section.

Frequently Asked Questions

Can I use my PNC debit card on Good Friday if the branch is closed?

Yes. Your debit card works at any merchant, ATM, or online retailer on Good Friday regardless of whether PNC branches are closed. The only limitation is that you cannot visit a branch in person to speak to a teller or access services that require a physical location.

Will my direct deposit post on Good Friday?

Direct deposits scheduled for Good Friday typically post on that day, even though branches are closed. The ACH system that processes direct deposits operates independently of branch hours. However, if your employer processes payroll on Friday and Good Friday is a federal holiday, your employer may have already sent the deposit on Thursday instead.

What if I need to report fraud on Good Friday?

Call PNC's fraud department immediately. The number is on the back of your debit card or in your account statements. PNC's fraud line operates 24/7, including on holidays. Report the fraudulent transaction right away to limit your liability and start an investigation.

Can I still pay my PNC credit card bill on Good Friday?

Yes. You can pay your bill online, through the mobile app, by phone, or by mail on Good Friday. Online and app payments typically post the same day if submitted before the cutoff time. Payments made by phone or mail may take one to two business days to post.

Do PNC's customer service hours change on Good Friday?

PNC's phone customer service is usually available on Good Friday, but wait times are typically longer than on regular business days because call volume increases when branches are closed. For faster service, use online banking or the mobile app, which have no wait times.