Your account number is on your debit card, checks, and online banking
Your PNC account number is a unique identifier for your specific account. You can find it in four places without calling the bank: on the front or back of your debit card, on the bottom left of any check you have, in your online banking dashboard, or on your monthly statement.
The fastest route is your debit card. Flip it over and look at the raised or printed numbers on the back. The account number is usually the longer string of digits (typically 10 to 12 numbers), separate from your card number itself. If you do not have your card handy, your checks have the same number printed at the bottom in the same position every time.
If you need it right now and do not have physical items in front of you, log into your PNC online banking account or mobile app. Your account number appears on the account summary page, usually near the account name and balance.
Key Takeaways
- Your PNC account number is printed on your debit card, checks, and statement—you do not need to call the bank to find it.
- On your debit card, the account number is the longer string of digits on the back, separate from your 16-digit card number.
- Log into PNC online banking or the mobile app to see your account number on your account summary page.
- Your account number stays the same for the life of the account, even if you order a new debit card.
Finding it on your debit card
Look at the back of your PNC debit card. You will see multiple sets of numbers. The account number is the one that is not your card number. Your card number is the 16 digits on the front; your account number is a separate, usually shorter set of digits printed or embossed on the back.
The exact position varies slightly depending on when your card was issued, but it is always on the back. If the numbers are hard to read because they are embossed, run your fingernail over them or take a photo with good lighting. Some newer cards print the account number in plain text rather than raised numbers, which is easier to read.
Finding it on a check
Open your checkbook and look at the bottom of any check. You will see three groups of numbers separated by colons or vertical lines. The first group is your routing number (nine digits), the second is your account number, and the third is the check number itself.
The account number on your checks is the same one on your debit card. It does not change when you order new checks, so even if your checkbook is old, the account number is still current and correct.
Finding it in online banking
Go to pnc.com or open the PNC mobile app and log in with your username and password. Once you are logged in, you will see your account summary or dashboard. Your account number is displayed next to your account name and current balance.
If you have multiple accounts with PNC, each one has its own account number. The summary page shows all of them, so you can see which number belongs to which account type (checking, savings, money market, and so on).
Finding it on your statement
Your monthly statement from PNC lists your account number at the top of the first page, usually near your name and address. If you receive paper statements, this is printed on every statement. If you view statements online, the account number appears in the same location on the digital version.
Statements are mailed or made available online around the same date each month. If you need your account number before your next statement arrives, use one of the other methods instead.
What to do if you cannot find it
If you do not have access to your debit card, checks, online banking, or a recent statement, you can call PNC customer service at 1-800-762-2265. Have your Social Security number and a form of ID ready. They will verify your identity and provide your account number over the phone.
You can also visit a PNC branch in person with a photo ID and ask a teller for your account number. Bring your ID and be prepared to answer security questions to confirm you own the account.
Why you need your account number
Your account number is required for direct deposit setup, wire transfers, ACH payments, and when you need to give banking information to an employer, creditor, or service provider. It is different from your routing number (which is the same for all PNC customers in your region) and your card number (which changes if you order a new card).
Your account number stays the same for as long as you keep the account open, even if you get a new debit card, order new checks, or change your account type. You can share your account number and routing number safely—they are not sensitive information like your PIN or password.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16 digits on the front of your debit card. Your account number is a separate, shorter set of digits on the back. They are different identifiers for different purposes.
Do I need my account number to log into online banking?
No. You log in with your username and password. Once you are logged in, you can see your account number on the account summary page, but you do not need it to access your account.
Will my account number change if I order a new debit card?
No. Your account number never changes. If you order a replacement card, your new card will have the same account number on the back as your old card did.
Can I give my account number to someone else?
Yes, it is safe to share your account number and routing number with employers, creditors, and service providers for direct deposit or payments. Do not share your PIN, password, or the three-digit security code on the back of your card.