Your checking account number is printed on the bottom left of every check you write, and it's also visible in the PNC Mobile App or online banking portal
The fastest way to locate your account number depends on what you have access to right now. If you have a checkbook, look at the bottom of any check — you'll see three sets of numbers. The first set (usually nine digits) is your bank's routing number. The second set, typically between 10 and 12 digits, is your account number. The third set is the check number itself.
If you don't have checks handy, log into your PNC online banking account or open the PNC Mobile App. Your account number appears on the account summary page, usually near the top where your account name and balance are displayed. You can also call PNC customer service at 1-800-762-2035 and provide your identification to have a representative read your account number to you over the phone.
Key Takeaways
- Your account number is the middle set of digits on the bottom of any PNC check, typically 10 to 12 digits long.
- PNC online banking and the mobile app both display your account number on the account summary or details page.
- You can call PNC customer service at 1-800-762-2035 to have your account number provided over the phone.
- Never share your full account number with anyone who contacts you unsolicited, even if they claim to be from PNC.
Finding your account number in PNC online banking
Log into your PNC online banking account at pnc.com using your username and password. Once you're logged in, you'll land on the dashboard or home page. Look for the section that lists your accounts — this is usually labeled "Accounts" or "My Accounts" and appears on the left side or top of the page.
Click on the checking account you need the number for. A details page will open showing your account name, current balance, and recent transactions. Your account number is displayed prominently near the top of this page, often next to your account type (such as "Checking"). You can write it down or take a screenshot for your records.
Finding your account number in the PNC Mobile App
Open the PNC Mobile App on your phone and sign in with your credentials. Tap the account you want to view from the list of accounts shown on the home screen. This takes you to that account's details page.
Your account number appears at the top of the account details screen. Some versions of the app also allow you to tap on the account number itself to copy it to your clipboard, which you can then paste into an email, note, or form. If you don't see the account number displayed, look for a menu icon (three horizontal lines or dots) and select "Account Details" or "Account Information."
What to do if you can't access your online account or app
If you've forgotten your online banking password or can't access your account for any reason, you can reset it directly on the PNC website. Go to pnc.com, click "Forgot Username or Password," and follow the prompts to verify your identity using your Social Security number and other personal information.
If you're locked out of your account or the reset isn't working, call PNC customer service at 1-800-762-2035. Have your Social Security number, date of birth, and a form of identification ready. A representative will verify your identity and either help you regain access to your account or read your account number to you directly.
Understanding the numbers on your check
Checks contain three separate numbers at the bottom, and it's important to know which is which. The first number on the left is the routing number — this identifies which PNC branch or processing center handles your account. The middle number is your account number. The third number on the right is the individual check number, which PNC assigns sequentially to each check in your book.
When you're setting up direct deposit, paying bills online, or sending money via wire transfer, you'll typically need both your routing number and your account number. PNC's routing number varies depending on your state and the specific branch where you opened your account, so if you need it, check your PNC statements or call customer service to confirm the correct one for your location.
Keeping your account number secure
Your account number is sensitive information. Don't share it in emails, texts, or over the phone unless you initiated the contact and you're certain you're speaking with a legitimate PNC representative or a trusted business like your employer or a utility company.
Scammers sometimes call or email claiming to be from PNC and asking you to "verify" your account number. PNC will never ask you to provide your account number unsolicited. If someone contacts you claiming to be from the bank and asking for account details, hang up or delete the message and call PNC directly at the number on your statement or card to report it.
Frequently Asked Questions
Is my account number the same as my debit card number?
No. Your debit card number is printed on the front of your card and is different from your account number. Your account number is what's printed on your checks and stored in PNC's system. You need the account number for direct deposits and wire transfers, but you use your card number for purchases and ATM withdrawals.
Can I find my account number on my PNC statement?
Yes. Your account number appears on every PNC bank statement, usually near the top where your account name is listed. If you receive paper statements, check the first page. If you view statements online, it's displayed on the statement summary page.
What if I have multiple checking accounts with PNC?
Each account has its own unique account number. In your online banking portal or mobile app, you'll see all your accounts listed separately. Click on each one to view its specific account number. Make sure you're looking at the correct account before sharing the number with an employer or service provider.
Do I need my account number to use PNC's ATM?
No. You only need your debit card and PIN to withdraw money from a PNC ATM. Your account number is needed for things like setting up direct deposit, receiving wire transfers, or paying bills by check or online banking.