PNC Bank's coin machine availability
PNC Bank does not operate coin machines in most of its branches. The bank stopped offering this service at most locations years ago as part of a broader shift away from coin-handling services. If you need to deposit coins, you have a few options: use a coin-counting machine at a grocery store or retail location, roll your coins by hand and deposit them at a PNC teller window, or convert coins to cash at certain retailers.
Some older PNC branches may still have coin machines, but this is rare and not may provide. Your best approach is to call your local PNC branch directly and ask whether they have a coin machine on-site. The branch phone number is on PNC's website or on your debit card.
Key Takeaways
- Most PNC branches no longer have coin machines; the bank phased them out at nearly all locations.
- You can roll coins by hand and deposit them at a PNC teller window during business hours.
- Grocery stores, pharmacies, and retailers like Walmart often have coin-counting machines available to customers.
- Calling your specific branch is the only reliable way to confirm whether a coin machine is available there.
Rolling coins and depositing at the teller window
If you have a substantial amount of coins, rolling them yourself and depositing them at a teller is a straightforward option. PNC tellers will accept rolled coins as a deposit into your account. You will need coin wrappers, which you can purchase at most grocery stores, drugstores, or online for a few dollars. Standard coin wrappers hold 50 pennies, 40 nickels, 25 dimes, or 20 quarters.
Bring your rolled coins and your PNC debit card or account number to any PNC branch during business hours. The teller will count the rolls to verify the amount and deposit the total into your account. This process typically takes a few minutes and there is no fee for depositing coins this way.
Using retail coin machines
Many grocery stores, pharmacies, and big-box retailers operate coin-counting machines in their lobbies or customer service areas. Coinstar is the largest operator of these machines and has locations in Walmart, grocery chains, and other retailers across the country. You dump your coins into the machine, it counts them, and you receive a receipt you can cash at the register or convert to a gift card.
Coinstar and similar machines typically charge a fee—usually between 10 and 12 percent of the total value. So if you have $100 in coins, you might receive $88 to $90 after the fee. Some machines offer a no-fee option if you choose to receive a gift card instead of cash. Check the Coinstar website or call ahead to confirm whether a machine is at your nearest store and what fee it charges.
Depositing coins without a machine
If you prefer not to roll coins or use a retail machine, you can simply bring loose coins to a PNC teller and ask them to count and deposit them. Tellers are trained to handle this, though it takes longer than depositing rolled coins. Bring your coins in a bag or container and your account information. The teller will count the coins at the window or take them to the back to count them more carefully.
There is no fee for this service at PNC. The main drawback is time—if you have a large amount of loose coins, the teller may ask you to come back at a less busy time or may count them while you wait. Call your branch ahead of time if you have more than a few dollars in coins to ask when is the best time to come in.
Alternatives if your branch has no coin machine
Beyond the options above, you can exchange coins for bills at most banks, not just PNC. If you have a checking or savings account at another bank, that bank's teller can count and deposit your coins. Some credit unions also accept coin deposits from members. This is useful if you live or work closer to another bank's branch than to PNC.
You can also ask a friend or family member who banks at a different institution to deposit the coins for you, though this requires trust and coordination. Some people simply keep a jar of coins and deposit them gradually over time, a few dollars at a time, to avoid the hassle of a large deposit all at once.
What to do before you visit your branch
Before making a trip to PNC with coins, call your local branch and confirm their current policy. Ask specifically whether they accept loose coin deposits and whether they have a coin machine. Get the branch's hours of operation and ask when the branch is least busy—this matters if you have a large amount of coins.
If you plan to roll the coins yourself, buy coin wrappers ahead of time so you are not scrambling at the last minute. If you are using a retail coin machine, check the Coinstar website or call the store to confirm the machine is working and what fee applies. A few minutes of planning saves you a wasted trip.
Frequently Asked Questions
Can I deposit coins at a PNC ATM?
No. PNC ATMs do not accept coin deposits. You must visit a branch during business hours and use a teller window. Some banks offer coin deposit ATMs, but PNC does not operate them.
Does PNC charge a fee to deposit coins at the teller window?
No. Depositing rolled or loose coins at a PNC teller window is free. There is no charge for this service if you have a PNC account.
What if I do not have a PNC account but want to exchange coins?
PNC tellers typically only accept deposits from account holders. If you do not have a PNC account, use a Coinstar machine at a retail location or visit a bank where you do have an account. Some banks will exchange coins for non-customers, but policies vary.
How long does it take to deposit coins at PNC?
Rolled coins usually take a few minutes. Loose coins take longer because the teller must count them, sometimes 10 to 15 minutes depending on the amount and how busy the branch is. Call ahead if you have a large amount.
Are there any PNC branches that still have coin machines?
It is unlikely, but possible. The only way to know is to call your specific branch and ask. Do not assume any branch has one based on another location's service.