Huntington Bank has branches and ATMs across the Midwest and Mid-Atlantic, with the highest concentration in Ohio, Michigan, Indiana, and Pennsylvania
Huntington Bancshares operates roughly 900 branches and 3,000 ATMs, mostly in the Great Lakes region and along the East Coast. The bank's main footprint covers Ohio (where it is headquartered in Columbus), Michigan, Indiana, Pennsylvania, Kentucky, and West Virginia. If you live outside these states, you are unlikely to find a Huntington branch nearby, though you can still bank online or by phone.
The fastest way to find a specific branch or ATM is to use Huntington's branch locator tool on their website. You can search by address, city, or ZIP code and see hours, services offered, and directions. If you need to visit in person—to deposit cash, speak with a loan officer, or resolve an account issue—the locator will tell you which locations are open and what they can handle.
Key Takeaways
- Huntington Bank branches are concentrated in Ohio, Michigan, Indiana, Pennsylvania, Kentucky, and West Virginia; you can find the nearest one using their online branch locator.
- The bank operates around 900 branches and 3,000 ATMs, so availability depends on your state and whether you need a full-service branch or just an ATM.
- If you live outside Huntington's service area, you can still open an account and bank online, by phone, or through their mobile app.
- Some services—like applying for a mortgage or opening a business account—may require a visit to a branch or a phone call to a loan officer.
How to use the Huntington branch locator
Go to Huntington's website and select "Find a Branch or ATM" from the main menu. Enter your address, city, or ZIP code in the search box. The tool will show you all nearby locations, sorted by distance, along with their hours and the services each one offers.
Each branch listing includes phone number, address, and a map. Some branches offer extended hours or Saturday service; the locator will show you which ones. If you need a specific service—like a safe deposit box, notary, or foreign currency exchange—check the branch details before you go, because not all locations offer everything.
Huntington's service area by state
| State | Branch presence | Notes |
|---|---|---|
| Ohio | Extensive | Huntington's home state; branches in most major cities and suburbs |
| Michigan | Extensive | Strong presence in Detroit metro and western Michigan |
| Indiana | Moderate to extensive | Branches in Indianapolis, Fort Wayne, and surrounding areas |
| Pennsylvania | Moderate | Branches concentrated in western and central regions |
| Kentucky | Moderate | Branches in Louisville and northern Kentucky |
| West Virginia | Moderate | Branches in major cities and towns |
| Other states | None or very limited | Online banking available; no physical branches |
What to do if there is no Huntington branch near you
If you live outside Huntington's service area, you can still open a checking or savings account online and manage it entirely through the Huntington mobile app or website. You can deposit checks by taking a photo with your phone, transfer money between accounts, pay bills, and send money to other people. You will not be able to deposit cash in person, but you can withdraw cash at any ATM that accepts your debit card.
For services that require a branch visit—like opening a safe deposit box, getting a cashier's check, or applying for a mortgage—you can call Huntington's customer service line or speak with a loan officer by phone. Some products, like business accounts or certain loan types, may not be available to customers outside the service area.
Using Huntington ATMs outside the service area
Huntington's debit card works at ATMs nationwide through the Allpoint network and other ATM networks. You may pay a fee if you use an out-of-network ATM—typically $2 to $3 per transaction—depending on your account type. Some Huntington checking accounts reimburse out-of-network ATM fees; check your account terms to see if yours does.
If you travel frequently or live far from a Huntington branch, consider whether the ATM fee reimbursement is worth the account cost. You can also use your Huntington debit card to get cash back at grocery stores and retailers that accept it, which usually costs nothing.
Visiting a Huntington branch in person
Most Huntington branches are open Monday through Friday from 9 a.m. to 5 p.m., with some locations open until 6 p.m. or later. Many branches are also open on Saturday mornings. Hours vary by location, so check the branch locator before you go. During busy times—lunch hours and Friday afternoons—you may wait longer.
If you need to handle something specific, call ahead. A branch employee can tell you whether they can help with your request or whether you need to speak with a loan officer by appointment. This is especially true for mortgage applications, business accounts, or large loans, which often require a scheduled meeting.
Frequently Asked Questions
Can I open a Huntington account if I do not live near a branch?
Yes. You can open a checking or savings account online and manage it through the app or website. You will not be able to deposit cash in person, but you can deposit checks by photo and withdraw cash at any ATM that accepts your debit card.
Do all Huntington branches offer the same services?
No. Larger branches typically offer more services—like mortgage lending, business accounts, and safe deposit boxes—than smaller ones. Use the branch locator to see what each location offers, or call ahead if you need something specific.
What happens if I use a non-Huntington ATM?
You will usually pay a fee of $2 to $3 per transaction. Some Huntington accounts reimburse these fees; check your account terms. You can also get cash back at stores and restaurants for free when you use your debit card.
Can I apply for a mortgage at any Huntington branch?
You can start the process at any branch, but mortgage applications often require a scheduled appointment with a loan officer. Call the branch or Huntington's mortgage line to set up a time, or apply online through the website.
What if my nearest Huntington branch has limited hours?
You can handle most banking online or by phone 24/7. For services that require a branch visit, check the locator for nearby locations with longer hours, or call customer service to see if a loan officer can help by phone or video call.