First National Bank closing times vary by location and service type

Most First National Bank branches close between 4:00 p.m. and 6:00 p.m. on weekdays, with Saturday hours typically ending by 1:00 p.m. or 2:00 p.m. Sunday hours are rare — most branches do not open on Sunday. However, the exact time depends on which First National Bank location you are visiting, since the company operates through multiple regional banks under the First National Bank name, and each sets its own hours.

The fastest way to find your specific branch's closing time is to search "First National Bank near me" on Google Maps or visit the bank's website and use their branch locator tool. You can also call your branch directly — the phone number appears in the search results or on the locator page. If you need to complete a transaction after hours, most First National Bank locations offer ATM access 24/7, and many support mobile banking and online transfers.

Key Takeaways

  • Weekday closing times range from 4:00 p.m. to 6:00 p.m., but your specific branch may differ.
  • Saturday hours typically end by 1:00 p.m. or 2:00 p.m., and most branches are closed on Sunday.
  • Use the bank's branch locator tool or Google Maps to find your location's exact hours before you visit.
  • ATMs are available 24/7 at most First National Bank locations for withdrawals, deposits, and balance checks.
  • Mobile banking and online transfers work around the clock, even when the branch is closed.

How to find your branch's exact closing time

First National Bank operates through several regional entities, so hours are not uniform across all locations. The most reliable method is to visit the main First National Bank website and enter your zip code or city into the branch locator. The results will show the address, phone number, and full hours of operation for that location.

If you prefer to call, the phone number for your branch appears in the locator results. Staff can confirm today's closing time and let you know if the branch has any early closures due to holidays or special circumstances. This is especially useful if you need to speak with someone about a specific transaction — you can also ask whether you need an appointment.

Weekday hours and when to plan your visit

Most First National Bank branches open between 8:00 a.m. and 9:00 a.m. on weekdays and close between 4:00 p.m. and 6:00 p.m. Some locations in urban areas or shopping centers stay open later, occasionally until 7:00 p.m. or 8:00 p.m. on certain weekdays. Branches in smaller towns may close as early as 4:00 p.m.

If you work standard business hours, plan to visit during your lunch break or immediately after work. Many branches are busiest between 11:00 a.m. and 1:00 p.m. and again between 4:00 p.m. and 5:00 p.m., so arriving earlier in the day or mid-afternoon may mean shorter wait times.

Weekend and holiday hours

Saturday hours vary widely. Some First National Bank branches open at 9:00 a.m. and close by 1:00 p.m., while others stay open until 2:00 p.m. or 3:00 p.m. A few locations in major cities may have extended Saturday hours. Most branches are closed on Sunday entirely.

On federal holidays — including New Year's Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas — First National Bank branches are closed. The bank's website typically lists holiday closures in advance. If you need to deposit a check or withdraw cash on a holiday, use the ATM, which operates 24/7.

What you can do when the branch is closed

ATM transactions are available around the clock at First National Bank locations. You can withdraw cash, deposit checks and cash (at machines equipped for mobile deposit), transfer money between your accounts, and check your balance without waiting for the branch to open.

Mobile banking and online services work 24/7 through the First National Bank app or website. You can transfer money between accounts, pay bills, deposit checks by taking a photo, set up automatic payments, and review your transaction history. Wire transfers and ACH transfers initiated online typically process the next business day.

Phone banking is also available outside branch hours at most First National Bank locations. The customer service number appears on your debit card and on the bank's website. You can check balances, report fraud, and ask questions, though you may not be able to complete certain transactions like opening a new account over the phone.

When you need to visit in person

Some transactions require a branch visit. Opening a new account, applying for a loan, ordering a cashier's check, reporting a lost or stolen card in person, or discussing investment options typically need face-to-face time with a banker. If you need to do any of these, call ahead to confirm hours and ask whether you should schedule an appointment — many branches now require appointments for certain services.

If your branch's hours do not work with your schedule, ask whether a nearby First National Bank location has different hours. You can also ask whether the bank offers services at partner locations or whether you can complete your transaction remotely by phone or video call.

Frequently Asked Questions

Can I deposit a check after the branch closes?

Yes. If your First National Bank ATM has mobile deposit capability, you can photograph the front and back of the check and deposit it through the ATM or the mobile app. The deposit typically posts to your account the next business day. You can also mail the check to the bank, though that takes longer.

What if I need cash on a Sunday?

Use the ATM at your First National Bank branch or at a partner ATM network location. Most First National Bank ATMs are available 24/7. If you do not have a card or your card is lost, you will need to wait until the branch opens on Monday or call customer service to discuss options.

Do First National Bank branches have different hours during the week?

Some do. Branches may open later on certain weekdays or close earlier on others, particularly if they are in smaller towns or have limited staffing. Check your specific branch's hours on the locator tool, as they may not be the same every day.

Can I open an account online instead of visiting the branch?

Many First National Bank locations allow you to open a checking or savings account online or through the mobile app. However, some account types or loan products require a branch visit or a video call with a banker. Check the bank's website or call your branch to see which accounts you can open remotely.

What happens if I try to use the ATM right at closing time?

ATMs operate independently of branch hours, so you can use them anytime. However, if you need to speak with a teller or banker, you will need to return during business hours. Transactions initiated at the ATM after hours typically process the next business day.