Fifth Third Bank has branches in 15 states, mostly in the Midwest and South
Fifth Third operates physical branches across the Midwest, Mid-Atlantic, and Southeast. The bank's largest presence is in Ohio, Indiana, Kentucky, and Michigan, where you'll find the most branches. You can also find Fifth Third locations in Illinois, Florida, Georgia, North Carolina, South Carolina, Tennessee, Pennsylvania, West Virginia, and New York, though the number of branches varies significantly by state.
The easiest way to find a specific branch is to use the bank's branch locator tool on its website or mobile app. You can search by address, city, or ZIP code to see which locations are nearest to you, along with their hours and services offered. Many branches also have ATMs available outside regular business hours.
Key Takeaways
- Fifth Third Bank branches are concentrated in Ohio, Indiana, Kentucky, and Michigan, with additional locations across 11 other states.
- The bank's branch locator on its website or app shows exact addresses, hours, and which services each location offers.
- Fifth Third ATMs are available at many branches and partner locations, and you can search for ATMs separately from full-service branches.
- If no Fifth Third branch is near you, the bank offers online banking, phone support, and mobile deposit to handle most transactions remotely.
How to search for branches and ATMs
Visit Fifth Third's official website and select the branch locator tool. Enter your address, city, or ZIP code and the tool will display all nearby locations with their full addresses, phone numbers, and hours of operation. The results will distinguish between full-service branches and ATM-only locations.
The mobile app includes the same locator feature and can use your phone's location to show branches and ATMs sorted by distance. You can also filter results to show only locations with specific services—such as drive-through, safe deposit boxes, or business banking services—if you need something particular.
What services are available at different locations
Not every Fifth Third location offers the same services. Full-service branches handle deposits, withdrawals, loan applications, account opening, and financial advice. Some branches have limited hours or staff and may not offer all services. Smaller branches or ATM-only locations can handle cash withdrawals and deposits through ATMs, but you'll need to visit a full-service branch or call for more complex transactions.
If you need a specific service—such as opening a business account, applying for a mortgage, or accessing a safe deposit box—call ahead to confirm that your nearest branch offers it. Many branches now require appointments for certain services, especially after the COVID-19 pandemic changed banking operations.
Using Fifth Third ATMs outside your home state
If you travel or move to a state where Fifth Third doesn't have branches, you can still access your account through the bank's ATM network and online banking. Fifth Third participates in the Allpoint ATM network, which gives you access to thousands of ATMs nationwide at no surcharge. You can search for Allpoint ATMs on the Allpoint website or through the Fifth Third app.
Out-of-network ATM withdrawals will typically charge a fee from both Fifth Third and the ATM operator, so using Allpoint locations or Fifth Third ATMs directly saves money. For deposits and other transactions, online banking and mobile deposit let you handle most needs without visiting a physical location.
Remote banking options if no branch is nearby
Fifth Third offers online banking through its website and mobile app, allowing you to check balances, transfer money, pay bills, and view statements without visiting a branch. Mobile deposit lets you photograph checks and deposit them directly through the app, which is faster than mailing them or finding a branch.
Customer service is available by phone during business hours and through chat or email for account questions. If you need to deposit cash or handle a transaction that requires a physical location, you can visit any Fifth Third branch regardless of which state you live in—the bank's system is unified across all locations.
Fifth Third's expansion and recent changes
Fifth Third has consolidated branches over the past several years, closing some locations while opening others in growing areas. The number of branches in each state can change, so the locator tool will always show the current locations. If a branch you used to visit has closed, the locator will direct you to the nearest alternative.
The bank has also increased its focus on digital banking, meaning fewer transactions require a physical visit. Online account opening, remote check deposit, and digital payment options mean you can handle most banking needs from home, even if you're far from a branch.
Frequently Asked Questions
Can I use a Fifth Third ATM in another state?
Yes. Fifth Third ATMs work nationwide through your debit card. If you're in a state without Fifth Third branches, use the Allpoint network to find surcharge-free ATMs. Out-of-network ATMs will charge a fee from both Fifth Third and the ATM operator.
Do I need an appointment to visit a Fifth Third branch?
It depends on the service and location. Many branches now recommend appointments for account opening, loan applications, and financial consultations. Call ahead or check the branch's page in the locator tool to see if an appointment is needed for what you want to do.
What if the nearest Fifth Third branch is far away?
You can handle most banking through online banking, the mobile app, and phone support. Mobile deposit lets you deposit checks remotely. For cash deposits or complex transactions, you can visit any Fifth Third branch in any state—the system is unified across all locations.
Can I open an account online without visiting a branch?
Yes. Fifth Third allows online account opening for most checking and savings accounts through its website or app. You'll need a valid ID and Social Security number, but you don't need to visit a physical location.