Your Chime savings account number appears in three places: your Chime mobile app, your debit card, and your account statements.
The fastest way is to open the Chime app on your phone, tap the account icon or menu, and look for your account details. Your savings account number will be listed there alongside your routing number. If you prefer not to use the app, you can find it printed on the back of your Chime debit card — it's the second set of numbers after the card number itself. You can also log into your Chime account online at chime.com and navigate to account settings to view the same information.
You'll need this number when setting up direct deposit, transferring money to another bank, or providing proof of account ownership to an employer or government agency. Keep it private the same way you would any other banking information.
Key Takeaways
- Your Chime savings account number is visible in the Chime mobile app under account details or settings.
- The account number is printed on the back of your Chime debit card as the second sequence of numbers.
- You can also find it by logging into chime.com and viewing your account information online.
- Your routing number appears alongside your account number in all three locations.
Finding it in the Chime app
Open the Chime app and tap the menu icon (usually three horizontal lines) or your account profile picture in the top corner. Look for a section labeled "Account Details," "Account Information," or "Settings." Your savings account number will be displayed prominently, often with your routing number right below it. Some versions of the app also show this information on the main dashboard if you scroll down.
If you have multiple accounts with Chime (such as a checking account and a savings account), make sure you're looking at the savings account details specifically. The app will label each account separately so you don't confuse the numbers.
Locating it on your debit card
Flip your Chime debit card over and look at the back. You'll see a series of numbers printed there. The first set is your card number (which you already know if you use the card). The second set of numbers is your account number. It's typically shorter than the card number — usually 10 to 12 digits. Write it down or take a photo if you need it for a form or transfer.
This method works even if you don't have your phone with you or if you're having trouble accessing the app. The numbers on the card are permanent and won't change unless you request a replacement card.
Checking your online account
Go to chime.com and log in with your username and password. Once you're in your account, navigate to "Account Settings" or "Account Details" — the exact label depends on which version of the website you're using. Your savings account number and routing number will be listed there. You can also print or screenshot this page if you need a record for your files.
The online portal is useful if you're at a computer and need to copy and paste the number into a form or email. It's also a good backup method if your phone isn't available.
What to do if you can't find it
If none of these methods work — for example, if you've lost your card and can't access the app — contact Chime customer support through the app, the website, or by phone. They can confirm your account number over the phone after verifying your identity. Have your Social Security number and the phone number associated with your account ready when you call.
Chime also sends account statements by email if you've set that up. Check your email for recent statements; your account number is printed on those documents as well.
Protecting your account number
Your account number, combined with your routing number, is all someone needs to set up unauthorized transfers from your account. Treat it the same way you treat your password — don't share it in texts, emails, or over the phone unless you initiated the contact and you're certain you're speaking to your bank. Scammers sometimes pose as Chime support to collect this information.
If you believe your account number has been compromised, log into your Chime account and change your password immediately. Then contact Chime support to report the issue and ask them to monitor your account for suspicious activity.
When you need your account number
You'll be asked for your account number when setting up direct deposit with an employer, requesting a wire transfer, or transferring money to another bank account. Government agencies, the IRS, and loan servicers also ask for it when you're receiving a refund or payment. Some landlords and utility companies ask for it to set up automatic payments from your account.
Always verify that you're providing this information to a legitimate organization. If someone calls you asking for your account number and you didn't initiate the call, hang up and call the organization directly using a number from their official website or your statement.
Frequently Asked Questions
Is my Chime account number the same as my card number?
No. Your card number is the 16-digit number on the front of your debit card. Your account number is a separate, shorter number printed on the back of the card. You need the account number for bank transfers and direct deposit, not the card number.
What's the difference between my account number and routing number?
Your routing number identifies Chime as your bank. Your account number identifies your specific account within Chime. You need both together to set up direct deposit or transfer money to another bank. Chime's routing number is the same for all customers; your account number is unique to you.
Can I change my Chime savings account number?
No. Your account number stays the same for the life of your account. If you close your account and open a new one, you'll get a new account number. You cannot request a change to an existing account number.
What if I lost my Chime debit card and need my account number?
Use the Chime app or log into chime.com to find your account number. You don't need the physical card to access this information. If you can't access the app or website, call Chime support and they'll provide it after verifying your identity.
Do I need both my account number and routing number to receive direct deposit?
Yes. Your employer or the organization sending you money will ask for both. Your routing number tells them which bank to send the money to, and your account number tells them which account within that bank. Both are required for the deposit to reach the correct place.