Your Chime account number appears in three places: your debit card, your mobile app, and your account statements
The fastest way is to open the Chime mobile app, tap the card icon at the bottom, and look at the 12-digit number printed on your virtual or physical debit card. That number is your account number. If you do not have the app installed, you can also find it on any bank statement or letter Chime sent you when you opened the account. The number stays the same for the life of your account, even if you request a replacement card.
Your account number is different from your routing number (which is 101121144 for all Chime accounts) and different from your card number (the 16 digits on the front of your physical card). When you need to set up direct deposit, link your Chime account to another bank, or provide banking details to an employer or government agency, you will use the account number, not the card number.
Key Takeaways
- Your Chime account number is a 12-digit code found on your debit card, in the mobile app, or on any account statement.
- The account number stays the same even if you order a replacement card, so you do not need to update it with employers or other services.
- Chime's routing number is 101121144 for all customers and is used together with your account number for direct deposit and wire transfers.
- Your account number is not the same as your 16-digit card number, and you should not use the card number when setting up direct deposit or bank transfers.
Finding your account number in the Chime app
Open the Chime app and tap the card icon at the bottom of the screen. Your virtual card will display, and directly below or on the card itself you will see a 12-digit number. That is your account number. The app shows this number whether you have a physical card or only use the virtual card.
If you have multiple Chime accounts (for example, a checking account and a savings account), each one has its own account number. The app will show you the number for whichever account you are currently viewing. Switch between accounts using the account selector at the top of the screen to see the number for each one.
Locating it on your physical debit card
Look at the front of your Chime debit card. Below the 16-digit card number, you will see a smaller 12-digit number. That is your account number. It is printed in the same location on every Chime card, so if you have ordered a replacement card, the new one will have the same account number in the same spot.
The account number on your card is permanent. Even if Chime issues you a new card because yours was lost, stolen, or expired, the replacement card will have the same account number. This means you do not need to update direct deposit instructions, wire transfer details, or other banking information when you get a new card.
Checking your account statements and welcome letter
Your account number appears on every bank statement Chime sends you, whether by email or through the app. Open any statement and look for a section labeled "Account Information" or similar. The 12-digit account number will be listed there along with your routing number.
If you still have the welcome letter or email Chime sent when you first opened your account, it will also contain your account number. These documents are useful if you have lost access to your debit card and do not have the app on your phone. The account number in these documents is the same one you use today and will remain the same for as long as you keep the account open.
When you need your account number versus your card number
Use your account number (12 digits) when setting up direct deposit, requesting a wire transfer, linking Chime to another bank account, or providing banking details to an employer, government agency, or service provider. This is the number that identifies your actual bank account at Chime.
Use your card number (16 digits on the front of your card) only when making purchases, paying bills online with your card, or disputing a transaction. The card number is tied to your physical or virtual card, not to your underlying bank account. If you give someone your card number instead of your account number for direct deposit, the transaction will fail.
Your routing number (101121144) is always the same for every Chime customer. You will need both your routing number and your account number together to complete direct deposit setup or receive a wire transfer.
What to do if you cannot find your account number
If the Chime app is not working or you do not have access to your phone, contact Chime customer support through the app's help section, by phone, or through their website. Chime can confirm your account number over the phone after verifying your identity. Have your Social Security number and the phone number associated with your account ready.
If you have a physical Chime card but cannot read the number clearly, you can order a replacement card through the app at no cost. A new card will arrive in 5 to 7 business days and will have the same account number printed on it. In the meantime, use the app to view your account number.
Frequently Asked Questions
Does my account number change if I order a new debit card?
No. Your account number remains the same for the life of your account, even if you order multiple replacement cards. You do not need to update direct deposit or other banking information when you receive a new card.
Can I use my card number instead of my account number for direct deposit?
No. Direct deposit requires your account number and routing number, not your card number. If you provide your card number, the deposit will fail. Your card number is only for purchases and card-based transactions.
What is the difference between my account number and my routing number?
Your account number (12 digits) identifies your specific Chime account. Your routing number (101121144) identifies Chime as the bank. You need both together to set up direct deposit or receive wire transfers. The routing number is the same for all Chime customers.
Where do I find my account number if I do not have the Chime app?
Check any bank statement or welcome letter from Chime — both show your account number. If you do not have either, contact Chime support by phone or through their website, and they can provide it after verifying your identity.
Is my account number the same as the number on my virtual card?
Yes. Whether you use a physical card or only the virtual card in the Chime app, the account number is the same. The app displays your account number on the virtual card, and it is also printed on any physical card Chime sends you.