Bank of America branches open at 9 a.m. on weekdays, but hours vary by location and day of the week
Most Bank of America branches open at 9 a.m. Monday through Friday, but some open at 8 a.m. or 10 a.m. depending on the branch. Saturday hours typically run 9 a.m. to 1 p.m., and many branches are closed on Sunday. The only way to know your specific branch's hours is to look them up directly — calling the branch or checking online takes two minutes and saves you a trip.
Bank of America does not publish a single set of hours for all locations. Each branch sets its own schedule within the company's framework. A branch in a downtown office building may close at 5 p.m., while a suburban location stays open until 6 p.m. Holiday schedules also shift — branches may close early or stay shut entirely on federal holidays like Thanksgiving or Christmas.
Key Takeaways
- Standard weekday hours are 9 a.m. to 5 p.m., but your specific branch may open at 8 a.m. or 10 a.m. and close at 4 p.m. or 6 p.m.
- The fastest way to check today's hours is to call your branch directly or use the Bank of America branch locator on their website.
- Saturday hours are usually 9 a.m. to 1 p.m., and most branches are closed on Sunday.
- Holiday schedules differ from regular hours, so confirm before visiting on or near a federal holiday.
How to find your branch's hours right now
Go to bankofamerica.com and click "Locations" or "Find a Branch" in the top menu. Enter your zip code or city, and the site will show all nearby branches with their hours for today and the rest of the week. The locator also displays whether the branch has a drive-through, ATM, or safe deposit boxes.
If you do not want to use the website, call your branch directly. Look up the number in your Bank of America statements, your debit card, or a Google search for "Bank of America [your city]". A staff member can tell you today's hours and whether they are currently open.
What to do if your branch is closed
Bank of America operates ATMs 24 hours a day, seven days a week. You can withdraw cash, deposit checks, transfer money between accounts, and check your balance at any Bank of America ATM without visiting a branch. If you need to speak to someone, use the phone number on the back of your debit card to reach customer service, which is available around the clock.
For transactions that require a teller — such as cashing a check that is not yours, opening a new account, or getting a cashier's check — you will need to visit during branch hours. If your local branch is closed today, find another Bank of America location nearby using the branch locator, or plan your visit for tomorrow.
Why branch hours matter for payments and deposits
If you are depositing a check or making a payment in person, the time you arrive affects when the transaction posts to your account. Deposits made before the branch's cutoff time (usually 2 p.m. or 3 p.m.) post the same business day. Deposits after that cutoff post the next business day. Payments made at the branch during business hours are recorded immediately, but the funds may not leave your account until the next day.
For bill payments and transfers, using Bank of America's online banking or mobile app is faster and does not depend on branch hours. You can schedule payments to post on a specific date, and they process automatically even if you submit them at midnight on a Sunday.
Planning ahead for holiday closures
Bank of America branches close on New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas. Some branches may also close on Good Friday. If you need to handle banking on or around a holiday, plan to visit the day before or use online banking and ATMs, which remain open.
Check the Bank of America website or call your branch in advance if you are unsure whether it will be open on a specific holiday. Some branches in areas with local holidays may have different schedules.
Using online and mobile banking when branches are closed
Bank of America's website and mobile app let you pay bills, transfer money, deposit checks by photo, and manage your accounts without visiting a branch. Mobile check deposit works by taking a photo of the front and back of a check — the funds typically post within one business day. This method works 24/7 and does not depend on branch hours.
If you need to dispute a transaction, report fraud, or ask questions about your account, call the customer service number on the back of your debit card. Representatives are available 24 hours a day, seven days a week, even when branches are closed.
Frequently Asked Questions
Are Bank of America branches open on Saturday?
Most branches are open on Saturday from 9 a.m. to 1 p.m., but hours vary by location. Some branches may close earlier or stay open longer. Check your specific branch using the Bank of America locator to confirm Saturday hours.
Can I deposit a check after the branch closes?
Yes, if you use mobile check deposit through the Bank of America app. Take a photo of the front and back of the check, and it will post to your account within one business day. You can also deposit checks at a Bank of America ATM 24 hours a day.
What if I need to make a payment today and the branch is closed?
Use online banking or the mobile app to pay bills or transfer money. Payments submitted online post immediately and can be scheduled for a future date. If you need to pay in person with cash, find another Bank of America branch nearby or wait until your branch reopens.
Do Bank of America branches have different hours on weekends?
Yes. Most branches close on Sunday entirely. Saturday hours are usually 9 a.m. to 1 p.m., which is shorter than weekday hours. Some branches in high-traffic areas may stay open longer on Saturday, so check your location.