Your checking account number is on your debit card, checks, and online banking
Your checking account number is a unique identifier Bank of America assigns to your account. You can find it in four places without calling or visiting a branch: on the front or back of your debit card, on the bottom left of any check you write, in the Account Details section of your online banking portal, or in the mobile app under Account Information.
The account number is typically 10 digits long for Bank of America. It appears alongside your routing number (which is 026009593 for most Bank of America accounts) on checks and in banking documents. You need both numbers together when setting up direct deposit, wire transfers, or automatic bill payments.
If you cannot locate your account number using any of these methods, you can call Bank of America customer service at 1-800-432-1000 and speak with a representative who can provide it after verifying your identity. You can also visit a local Bank of America branch with a photo ID and ask a teller to write it down for you.
Key Takeaways
- Your checking account number appears on your debit card, checks, and in your online or mobile banking account.
- Bank of America checking account numbers are 10 digits long and are different from your routing number.
- You need both your account number and routing number to set up direct deposit or automatic payments.
- If you cannot find your account number, call 1-800-432-1000 or visit a branch with your ID.
How to find it on your debit card
Your Bank of America debit card displays your account number on the card itself. Look at the front of the card first—some cards print the account number below the card number in smaller text. If you do not see it on the front, flip the card over and check the back, where it may appear near the signature strip or in the lower right corner.
The account number on your card is the same one you use for all banking purposes. Write it down in a secure place if you need it for a form or setup process, but do not share it with anyone you do not trust. Your full card number is different from your account number—the card number is the 16-digit number printed prominently on the front.
How to find it on a check
If you have a checkbook, the easiest place to find your account number is at the bottom of any check. Look at the bottom left corner of the check, where you will see a series of numbers separated by colons or special symbols. The middle set of numbers is your account number.
The format at the bottom of a check reads: routing number : account number : check number. For Bank of America, the routing number comes first (026009593 for most accounts), followed by your 10-digit account number, then the individual check number. If you have not ordered checks yet or do not have any on hand, use one of the other methods instead.
How to find it in online banking
Log into your Bank of America online banking account at bankofamerica.com. Once you are signed in, look for a section labeled "Accounts" or "Account Details" on the dashboard. Click on the checking account you want information about, and your full account number will display on the account summary page.
You can also find your account number by clicking on "Account Services" or "Settings" and then selecting "Account Information." Some versions of the Bank of America website place this information under a "View Account Details" link. If you are having trouble locating it, use the search function within the website to search for "account number."
How to find it in the mobile app
Open the Bank of America mobile app and sign in with your username and password. Tap on the checking account you want to view from your list of accounts. Your account number will appear on the account details screen, usually near the top of the page alongside your account balance and recent transactions.
If you do not see the account number immediately, look for a menu option that says "Account Details," "More Info," or "Account Information." Tap that option and your full account number will display. You can take a screenshot or write down the number for your records, but do not share screenshots of your account information with others.
What to do if you cannot find your account number
If none of these methods work—for example, if you do not have your debit card or checks yet, your online access is not working, or you are setting up a new account—call Bank of America customer service at 1-800-432-1000. Have your Social Security number, date of birth, and a form of identification ready. A representative will verify your identity and provide your account number over the phone.
You can also visit any Bank of America branch in person with a photo ID. A teller can look up your account number in the system and write it down for you on the spot. This is often the fastest option if you need the number immediately and have a branch nearby.
Why you need both your account number and routing number
Your account number alone is not enough for most banking transactions. You also need your routing number, which identifies the specific Bank of America branch or processing center that handles your account. Together, these two numbers form a complete address for your account in the banking system.
When you set up direct deposit with an employer, arrange a wire transfer, or authorize automatic bill payments, you will be asked for both numbers. Bank of America's routing number is 026009593 for most checking accounts, but some accounts may use a different routing number depending on the state where you opened the account. Always verify the routing number on your checks or in your banking documents rather than assuming it is the standard one.
Frequently Asked Questions
Is my account number the same as my card number?
No. Your card number is the 16-digit number printed on the front of your debit card. Your account number is a separate 10-digit number that identifies your checking account. You can have the same account number even if you order a replacement debit card with a different card number.
Can I use my account number to make purchases?
No. Your account number is used only for bank-to-bank transfers, direct deposit, and bill payments. To make purchases, you use your debit card number, not your account number. Never give your account number to a merchant or business asking for payment.
What if I see multiple account numbers in my Bank of America profile?
You may have more than one account with Bank of America—for example, a checking account and a savings account. Each account has its own unique account number. Make sure you are using the correct account number for the transaction you are setting up, especially if you are arranging direct deposit or bill payments.
Is it safe to share my account number?
Your account number alone cannot be used to withdraw money or make purchases, so it is generally safer to share than your full debit card number or PIN. However, only provide it to trusted sources like your employer for direct deposit, your bank, or established businesses you are paying. Do not share it in response to unsolicited calls or emails.